Union Bank of India Latest Share Price (UNIONBANK)
TODAY IN ONE LINE
UNIONBANK edged up 0.8% on light volume, outperforming Nifty's -0.3% move.
With a market cap of ₹1.42 L Cr., it trades at a P/E of 6.95. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
Union Bank of India flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Strong Return on EquityHealthy ROE of 15.7%
- ●Healthy Operating MarginsOPM is structurally strong at 68.1%
- ●Reasonable ValuationTrading at a moderate P/E of 6.9x
- ●High Promoter HoldingPromoters hold 74.8% skin-in-the-game
- ●Steady Dividend YieldReliable 2.92% dividend yield
- ●Strong Capital AdequacyRobust CET-1 Ratio of 16.38%
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
No red flags identified
Latest Union Bank of India News
What changed recently?
Recent events, corporate actions, and announcements.
Union Bank of India valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Union Bank of India, framed against the sector median so the premium or discount is obvious at a glance.
Union Bank of India trades at a P/E of 6.95× and P/B of 1.07×, against the Financial Services sector median P/E of 7.83×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
Union Bank of India technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for Union Bank of India — derived from the latest tape, not yesterday's close.
Union Bank of India last traded at ₹186.9 with an intraday range of ₹184.9–₹187.6 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹186.90| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 193.43 | +6.53 | +3.50% |
| R3 | 190.73 | +3.83 | +2.05% |
| R2 | 189.17 | +2.27 | +1.21% |
| R1 | 188.03 | +1.13 | +0.61% |
| PIVOT | 186.47 | -0.43 | -0.23% |
| CURRENT | 186.90 | — | — |
| S1 | 185.33 | -1.57 | -0.84% |
| S2 | 183.77 | -3.13 | -1.68% |
| S3 | 182.63 | -4.27 | -2.28% |
| S4 | 179.93 | -6.97 | -3.73% |
UNIONBANK is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: ₹184.9–₹186.48
Trading Inside opening range
Union Bank of India financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for Union Bank of India — consolidated or standalone — with margins, YoY growth and key ratios inline.
Union Bank of India reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1.42 L Cr. and reported EPS of ₹27.00.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| 1,08,417 | 1,06,799 ▼ 1.5% | |
| Other Income | 21,562 | 21,601 ▲ 0.2% |
| Total Income | 1,29,979 | 1,28,400 ▼ 1.2% |
| Net Interest Income (NII)Derived | 37,684 | 37,322 ▼ 1.0% |
| 98,778 | 99,683 ▲ 0.9% | |
| Profit Before Tax (PBT) | 23,424 | 24,285 ▲ 3.7% |
| Tax Expense | 5,503 | 5,504 ▲ 0.0% |
| Effective Tax %Derived | 23.49% | 22.66% |
| Total Profit for Period | 17,921 | 18,781 ▲ 4.8% |
| Net Profit (Owner's PAT)Derived | 17,921 | 18,781 ▲ 4.8% |
| PAT Growth YoY %Derived | 30.73% | 4.80% |
| Earnings Per Share (EPS ₹) | 23.62 | 25.45 ▲ 7.7% |
| Diluted Shares Outstanding (Cr) | 763 | 763 ▲ 0.0% |
| — | — | |
| Share of Profit from Associates/JVs | 106 | 650 ▲ 514.0% |
| Period | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
32,952 | 34,314 ▲ 4.1% | 37,479 ▲ 9.2% | 69,311 ▲ 84.9% | 68,230 ▼ 1.6% | 81,163 ▲ 19.0% | 1,00,376 ▲ 23.7% | 1,08,417 ▲ 8.0% | 1,06,799 ▼ 1.5% | ||
| Other Income | 5,462 | 5,042 ▼ 7.7% | 5,789 ▲ 14.8% | 13,899 ▲ 140.1% | 13,524 ▼ 2.7% | 15,915 ▲ 17.7% | 17,813 ▲ 11.9% | 21,562 ▲ 21.0% | 21,601 ▲ 0.2% | |
| Total Income | 38,414 | 39,355 ▲ 2.5% | 43,268 ▲ 9.9% | 83,211 ▲ 92.3% | 81,754 ▼ 1.8% | 97,079 ▲ 18.7% | 1,18,188 ▲ 21.7% | 1,29,979 ▲ 10.0% | 1,28,400 ▼ 1.2% | |
| Net Interest Income (NII)Derived | 9,481 | 10,418 ▲ 9.9% | 11,642 ▲ 11.8% | 25,199 ▲ 116.4% | 28,051 ▲ 11.3% | 33,130 ▲ 18.1% | 37,012 ▲ 11.7% | 37,684 ▲ 1.8% | 37,322 ▼ 1.0% | |
30,822 | 31,752 ▲ 3.0% | 34,025 ▲ 7.2% | 63,864 ▲ 87.7% | 59,881 ▼ 6.2% | 71,520 ▲ 19.4% | 89,870 ▲ 25.7% | 98,778 ▲ 9.9% | 99,683 ▲ 0.9% | ||
| Profit Before Tax (PBT) | -6,607 | -3,933 ▲ 40.5% | -4,151 ▼ 5.5% | 2,327 ▲ 156.1% | 8,566 ▲ 268.1% | 12,146 ▲ 41.8% | 21,508 ▲ 77.1% | 23,424 ▲ 8.9% | 24,285 ▲ 3.7% | |
| Tax Expense | -1,386 | -1,000 ▲ 27.9% | -1,110 ▼ 11.1% | -501 ▲ 54.9% | 3,358 ▲ 770.4% | 3,716 ▲ 10.7% | 7,799 ▲ 109.9% | 5,503 ▼ 29.4% | 5,504 ▲ 0.0% | |
| Effective Tax %Derived | 20.98% | 25.42% | 26.75% | -21.52% | 39.20% | 30.59% | 36.26% | 23.49% | 22.66% | |
| Total Profit for Period | -5,221 | -2,933 ▲ 43.8% | -3,041 ▼ 3.7% | 2,828 ▲ 193.0% | 5,209 ▲ 84.2% | 8,430 ▲ 61.9% | 13,709 ▲ 62.6% | 17,921 ▲ 30.7% | 18,781 ▲ 4.8% | |
| Net Profit (Owner's PAT)Derived | -5,221 | -2,933 ▲ 43.8% | -3,041 ▼ 3.7% | 2,828 ▲ 193.0% | 5,209 ▲ 84.2% | 8,430 ▲ 61.9% | 13,709 ▲ 62.6% | 17,921 ▲ 30.7% | 18,781 ▲ 4.8% | |
| PAT Growth YoY %Derived | — | 43.81% | -3.66% | 193.00% | 84.17% | 61.86% | 62.61% | 30.73% | 4.80% | |
| Earnings Per Share (EPS ₹) | -44.61 | -16.58 ▲ 62.8% | -9.12 ▲ 45.0% | 4.47 ▲ 149.0% | 7.70 ▲ 72.3% | 12.45 ▲ 61.7% | 18.07 ▲ 45.1% | 23.62 ▲ 30.7% | 25.45 ▲ 7.7% | |
| Diluted Shares Outstanding (Cr) | 117 | 176 ▲ 50.9% | 342 ▲ 94.1% | 641 ▲ 87.2% | 683 ▲ 6.7% | 683 ▲ 0.0% | 763 ▲ 11.7% | 763 ▲ 0.0% | 763 ▲ 0.0% | |
49,370 | 49,171 ▼ 0.4% | — ▼ 100.0% | — | — | — | 43,098 | — ▼ 100.0% | — | ||
| Share of Profit from Associates/JVs | 8 | 11 ▲ 35.4% | -80 ▼ 823.9% | 35 ▲ 144.2% | 57 ▲ 60.6% | 81 ▲ 43.1% | 88 ▲ 8.4% | 106 ▲ 20.0% | 650 ▲ 514.0% |
Union Bank of India segment analysis : revenue and profit mix.
Disclosed business segments at Union Bank of India with their share of revenue and profit, switchable between consolidated and standalone reporting.
Union Bank of India discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for Union Bank of India.
Our AI distills the core fundamental drivers supporting Union Bank of India, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
Union Bank of India's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Low P/E of 6.87x signals significant undervaluation versus banking sector peers.
Robust ROE of 15.71% demonstrates strong profitability and capital efficiency.
Net profit margin of 33.21% TTM substantially exceeds peer averages across sector.
Promoter holding of 74.8% indicates strong insider confidence and governance.
Market cap of ₹1.30 LCr ranks second among public sector banks, ensuring scale.
Key Risks.
Quarterly sales declined 4.28% YoY, signaling revenue headwinds in near term.
Operating cash flow turned negative ₹39,426 Cr in FY26 versus positive FY25.
Promoter holding declined from 83.49% to 74.76%, suggesting reduced insider commitment.
ROCE of 6.30% lags ROE significantly, indicating suboptimal capital deployment efficiency.
Cash flow per share of ₹46.90 negative indicates operational cash burn concerns.
Flip Conditions.
Valuation risk. a P/E above 9 (~1.1× the sector multiple of 7.8) would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 11% would indicate weaker capital compounding.
Union Bank of India peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Union Bank of India is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
Union Bank of India chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Union Bank of India — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Union Bank of India delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Union Bank of India over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Union Bank of India stood at 47.2% of traded volume, against a 20-day average of 46.8%.
Union Bank of India announcements: results, concalls, ratings, M&A.
Filings Union Bank of India sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Union Bank of India files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 264 documents below.
Analysts/Institutional Investor Meet/Con. Call Updates
Union Bank of India has informed the Exchange about Schedule of meet
Analysts/Institutional Investor Meet/Con. Call Updates
Union Bank of India has informed the Exchange about Schedule of meet
Analysts/Institutional Investor Meet/Con. Call Updates
Union Bank of India has informed the Exchange about Schedule of meet
Analysts/Institutional Investor Meet/Con. Call Updates
Union Bank of India has informed the Exchange about Schedule of meet
Outcome of Board Meeting
Union Bank of India has informed the Exchange regarding Outcome of Board Meeting held on July 30, 2026.
Investor decks & rating reports.
Union Bank of India dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Union Bank of India has declared, sequenced by announce and record date.
Union Bank of India corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Union Bank of India: business, sector, key facts.
What Union Bank of India does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Union Bank of India operates in the Public Sector Bank industry under the Financial Services sector, listed as NSE: UNIONBANK, BSE: 532477.
Union Bank of India is a multifaceted banking institution offering a comprehensive suite of financial products and services across diverse segments. Its operations are primarily categorized into four key areas: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. This structure allows the bank to cater to a broad spectrum of clients, from individual consumers to large corporations.
The Retail Banking segment focuses on individual customers, providing a wide array of services. This includes traditional banking such as savings and current accounts, along with various deposit options like term deposits. Loan services are extensive, covering home loans, vehicle loans, education loans, personal loans, agricultural loans, gold loans, and loans tailored for senior citizens and pensioners. Beyond lending, this segment also offers additional financial products like mutual funds, insurance (life, non-life, and health), demat and online trading services, tax-saving deposits, government savings schemes, and safe deposit lockers. Convenient access is provided through app, internet, self-service, ATM, and SMS banking, supplemented by point-of-sale terminals and immediate payment services, along with debit, credit, gift, and payroll cards.
The Corporate and Wholesale Banking segment caters to businesses and corporations, offering a comprehensive range of financial solutions. This includes a variety of corporate loans such as export schemes, lines of credit, trade finance, working capital finance, project financing, and channel finance. The bank also assists in debt structuring and restructuring, loan syndication, and structured finance. Further services encompass cash management solutions, ECGC cover, foreign exchange services, derivative products, and comprehensive export and import finance. Support for Non-Resident Indians (NRI) banking is also a significant component of this segment, alongside treasury and remittance services.
Union Bank's Treasury Operations manage the bank's financial resources, optimizing liquidity and managing risk. This critical function ensures the stability and efficient functioning of the entire organization. The "Other Banking Operations" segment likely encompasses supporting functions and other miscellaneous activities crucial to the overall operations of the bank.
Established in 1919 and headquartered in Mumbai, India, Union Bank of India's long history and diversified operational structure position it as a major player in the Indian banking landscape. The bank's commitment to providing a wide range of products and services, coupled with its established presence, contributes to its continued success in the competitive financial services market.
Go deeper on Union Bank of India
- Union Bank of India resultsQuarter-by-quarter revenue, profit, EPS and margins for Union Bank of India.
- Union Bank of India dividendEvery dividend Union Bank of India has declared, with ex-dates and yield.
- Union Bank of India shareholdingPromoter, FII and DII holding in Union Bank of India, quarter by quarter.
- Union Bank of India financialsUnion Bank of India profit & loss, balance sheet and cash flow by year.
- Union Bank of India technical analysisPivots, CPR and live indicator readings for Union Bank of India.
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Questions investors ask about Union Bank of India (UNIONBANK).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Union Bank of India (UNIONBANK)?
The current share price of Union Bank of India (UNIONBANK) is ₹186.90. Today, the stock has gained by ₹1.40 (0.75%), trading in a range of ₹184.90 to ₹187.60. The stock opened at ₹185.00 with a trading volume of 75,14,657 shares.
02Is Union Bank of India stock a good investment for long-term?
Union Bank of India can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1.42 L Cr., P/E ratio of 6.95, ROE of 15.7%, and ROCE of 6.3%. The dividend yield stands at 2.92%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Union Bank of India stock?
The 52-week high price of Union Bank of India (UNIONBANK) is ₹205.49, while the 52-week low is ₹124.64. Currently trading at ₹186.90, the stock is 49.95% above its 52-week low and 9.05% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Union Bank of India stock at the current price?
Whether to buy Union Bank of India stock at ₹186.90 depends on multiple factors. The stock is currently trading with a P/E ratio of 6.95 and P/B ratio of 1.07. Today's performance shows a gain of 0.75%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Union Bank of India and when is the next dividend?
Union Bank of India offers a dividend yield of 2.92%, which means for every ₹100 invested at the current price of ₹186.90, you can expect to receive approximately ₹2.92 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Union Bank of India?
Union Bank of India's key financial metrics include: P/E Ratio: 6.95, P/B Ratio: 1.07, ROE: 15.7%, ROCE: 6.3%, Dividend Yield: 2.92%, EPS: ₹27.00, Book Value: ₹183.00, and Debt-to-Equity: 9.74. The company's market cap stands at ₹1.42 L Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Union Bank of India stock performing today in the market?
Union Bank of India stock opened at ₹185.00 and is currently trading at ₹186.90, showing a gain of ₹1.40 (0.75%). The intraday high is ₹187.60 and low is ₹184.90. The trading volume stands at 75,14,657 shares, indicating strong market participation today.
08What is the P/E ratio of Union Bank of India and what does it indicate?
Union Bank of India has a Price-to-Earnings (P/E) ratio of 6.95, which means investors are willing to pay 6.95 for every ₹1 of earnings. With an EPS of ₹27.00, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Union Bank of India (UNIONBANK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.