PNB vs UNIONBANK: Stock Comparison
UNION BANK OF INDIA is the larger company by market capitalisation. PUNJAB NATIONAL BANK shows a lower P/E, faster revenue growth and a higher ROCE, while UNION BANK OF INDIA shows a higher ROE, a higher dividend yield and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
PNB leads 5; UNIONBANK leads 6 of 11
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | PNB | UNIONBANK |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Public Sector Bank | Public Sector Bank |
Price
| Metric | PNB | UNIONBANK |
|---|---|---|
| Live Price | ₹115.61 | ₹183.89 |
| Day Change | -0.34% | 0.37% |
| Volume | 1.17 Cr | 70.81 L |
| 52-Week High | ₹135.15 | ₹205.49 |
| 52-Week Low | ₹98.5 | ₹126.61 |
| Distance from 52W High | -14.46% | -10.51% |
Valuation
| Metric | PNB | UNIONBANK |
|---|---|---|
| Market Cap | ₹1.33 L Cr | ₹1.4 L Cr |
| P/E Ratio | 6.01x | 6.78x |
| P/B Ratio | 0.89x | 1.05x |
| EPS | ₹4.57 | ₹7.39 |
| Book Value | ₹150.32 | ₹197.87 |
| Dividend Yield | 2.59% | 2.69% |
Growth
| Metric | PNB | UNIONBANK |
|---|---|---|
| Revenue Growth (TTM YoY) | 15.2% | 0% |
| EPS Growth (TTM YoY) | 1.9% | 0% |
| Qtr Profit Growth | -1.61% | 0.67% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | PNB | UNIONBANK |
|---|---|---|
| ROE | 11.4% | 14.06% |
| ROCE | 21.21% | 16.29% |
| Net Margin | 29.34% | 33.21% |
| Operating Margin | 18.12% | 18.91% |
| Debt to Equity | 0.72x | 0.58x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | PNB | UNIONBANK |
|---|---|---|
| Promoter Holding | 70.08% | 74.76% |
| FII Holding | 5.93%▼ 0.46 pp | 8.63%▼ 0.74 pp |
| DII Holding | 16.07%▲ 0.02 pp | 11.98%▲ 0.47 pp |
| Public Holding | 7.92%▲ 0.45 pp | 4.63%▲ 0.27 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PUNJAB NATIONAL BANK and UNION BANK OF INDIA.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.

