PNB vs UNIONBANK: Stock Comparison

PUNJAB NATIONAL BANK vs UNION BANK OF INDIAUpdated 9 Sept 26, 4:08 PM ISTNSE & company filings

UNION BANK OF INDIA is the larger company by market capitalisation. PUNJAB NATIONAL BANK shows a lower P/E, faster revenue growth and a higher ROCE, while UNION BANK OF INDIA shows a higher ROE, a higher dividend yield and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

PNB leads 5; UNIONBANK leads 6 of 11

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

PNBUNIONBANK

Valuation lens

What price are you paying?

Market CapContext only
₹1.33 L Cr
₹1.4 L Cr
P/E RatioPNB has the lower reading
6.01x
6.78x
P/B RatioPNB has the lower reading
0.89x
1.05x
EPSUNIONBANK has the higher reading
₹4.57
₹7.39
Book ValueContext only
₹150.32
₹197.87
Dividend YieldUNIONBANK has the higher reading
2.59%
2.69%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
UNIONBANK is the larger company
₹1.4 L Cr vs ₹1.33 L Cr
P/E Ratio
PNB has a lower P/E
6.01x vs 6.78x
P/B Ratio
PNB has a lower P/B
0.89x vs 1.05x
EPS
UNIONBANK has higher earnings per share
₹7.39 vs ₹4.57
Dividend Yield
UNIONBANK has a higher dividend yield
2.69% vs 2.59%
Revenue Growth (TTM YoY)
PNB has faster revenue growth
15.2% vs 0%
EPS Growth (TTM YoY)
PNB has faster EPS growth
1.9% vs 0%
Qtr Profit Growth
UNIONBANK has stronger quarterly profit growth
0.67% vs -1.61%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricPNBUNIONBANK
SectorFinancial ServicesFinancial Services
IndustryPublic Sector BankPublic Sector Bank

Price

MetricPNBUNIONBANK
Live Price₹115.61₹183.89
Day Change-0.34%0.37%
Volume1.17 Cr70.81 L
52-Week High₹135.15₹205.49
52-Week Low₹98.5₹126.61
Distance from 52W High-14.46%-10.51%

Valuation

MetricPNBUNIONBANK
Market Cap₹1.33 L Cr₹1.4 L Cr
P/E Ratio6.01x6.78x
P/B Ratio0.89x1.05x
EPS₹4.57₹7.39
Book Value₹150.32₹197.87
Dividend Yield2.59%2.69%

Growth

MetricPNBUNIONBANK
Revenue Growth (TTM YoY)15.2%0%
EPS Growth (TTM YoY)1.9%0%
Qtr Profit Growth-1.61%0.67%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricPNBUNIONBANK
ROE11.4%14.06%
ROCE21.21%16.29%
Net Margin29.34%33.21%
Operating Margin18.12%18.91%
Debt to Equity0.72x0.58x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricPNBUNIONBANK
Promoter Holding70.08%74.76%
FII Holding5.93% 0.46 pp8.63% 0.74 pp
DII Holding16.07% 0.02 pp11.98% 0.47 pp
Public Holding7.92% 0.45 pp4.63% 0.27 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PUNJAB NATIONAL BANK and UNION BANK OF INDIA.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.