PSB vs UNIONBANK: Stock Comparison

PUNJAB & SIND BANK vs UNION BANK OF INDIAUpdated 1 Oct 26, 4:08 PM ISTNSE & company filings

UNION BANK OF INDIA is the larger company by market capitalisation. PUNJAB & SIND BANK shows faster revenue growth, while UNION BANK OF INDIA shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

PSB leads 2; UNIONBANK leads 9 of 11

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

PSBUNIONBANK

Valuation lens

What price are you paying?

Market CapContext only
₹14,986 Cr
₹1.28 L Cr
P/E RatioUNIONBANK has the lower reading
10.86x
6.31x ✓
P/B RatioUNIONBANK has the lower reading
1.06x
0.97x ✓
EPSUNIONBANK has the higher reading
₹0.47
₹6.99 ✓
Book ValueContext only
₹21.01
₹190.69
Dividend YieldUNIONBANK has the higher reading
1.78%
2.79% ✓

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
UNIONBANK is the larger company
₹1.28 L Cr vs ₹14,986 Cr
P/E Ratio
UNIONBANK has a lower P/E
6.31x vs 10.86x
P/B Ratio
UNIONBANK has a lower P/B
0.97x vs 1.06x
EPS
UNIONBANK has higher earnings per share
₹6.99 vs ₹0.47
Dividend Yield
UNIONBANK has a higher dividend yield
2.79% vs 1.78%
Revenue Growth (TTM YoY)
PSB has faster revenue growth
33.8% vs 0%
EPS Growth (TTM YoY)
PSB has faster EPS growth
29.1% vs 0%
Qtr Profit Growth
UNIONBANK has stronger quarterly profit growth
-0.67% vs -21.41%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricPSBUNIONBANK
SectorFinancial ServicesFinancial Services
IndustryPublic Sector BankPublic Sector Bank

Price

MetricPSBUNIONBANK
Live Price₹20.96₹167.59
Day Change-1.73%-1.99%
Volume7.53 L78.76 L
52-Week High₹32.46₹205.49
52-Week Low₹20.5₹135.29
Distance from 52W High-35.43%-18.44%

Valuation

MetricPSBUNIONBANK
Market Cap₹14,986 Cr₹1.28 L Cr
P/E Ratio10.86x6.31x
P/B Ratio1.06x0.97x
EPS₹0.47₹6.99
Book Value₹21.01₹190.69
Dividend Yield1.78%2.79%

Growth

MetricPSBUNIONBANK
Revenue Growth (TTM YoY)33.8%0%
EPS Growth (TTM YoY)29.1%0%
Qtr Profit Growth-21.41%-0.67%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricPSBUNIONBANK
ROE9.35%14.06%
ROCE5.47%16.29%
Net Margin21.99%33.21%
Operating Margin12.74%18.91%
Debt to Equity1.16x0.58x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricPSBUNIONBANK
Promoter Holding93.85%74.76%
FII Holding0.14%▼ 0.01 pp8.63%▼ 0.74 pp
DII Holding3.81%▼ 0.1 pp11.98%▲ 0.47 pp
Public Holding2.2%▲ 0.1 pp4.63%▲ 0.27 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PUNJAB & SIND BANK and UNION BANK OF INDIA.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.