IOB vs UNIONBANK: Stock Comparison
UNION BANK OF INDIA is the larger company by market capitalisation. INDIAN OVERSEAS BANK shows a higher ROE and faster revenue growth, while UNION BANK OF INDIA shows a lower P/E, a higher dividend yield and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
IOB leads 4; UNIONBANK leads 7 of 11
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | IOB | UNIONBANK |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Public Sector Bank | Public Sector Bank |
Price
| Metric | IOB | UNIONBANK |
|---|---|---|
| Live Price | ₹30.38 | ₹167.59 |
| Day Change | -1.87% | -1.99% |
| Volume | 27.74 L | 78.76 L |
| 52-Week High | ₹41.8 | ₹205.49 |
| 52-Week Low | ₹30.51 | ₹135.29 |
| Distance from 52W High | -27.32% | -18.44% |
Valuation
| Metric | IOB | UNIONBANK |
|---|---|---|
| Market Cap | ₹58,598 Cr | ₹1.28 L Cr |
| P/E Ratio | 10.03x | 6.31x |
| P/B Ratio | 1.61x | 0.97x |
| EPS | ₹0.86 | ₹6.99 |
| Book Value | ₹18.67 | ₹190.69 |
| Dividend Yield | 0% | 2.79% |
Growth
| Metric | IOB | UNIONBANK |
|---|---|---|
| Revenue Growth (TTM YoY) | 7.7% | 0% |
| EPS Growth (TTM YoY) | 39.7% | 0% |
| Qtr Profit Growth | 0% | -0.67% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | IOB | UNIONBANK |
|---|---|---|
| ROE | 14.09% | 14.06% |
| ROCE | 8.98% | 16.29% |
| Net Margin | 28.41% | 33.21% |
| Operating Margin | 16.7% | 18.91% |
| Debt to Equity | 1.4x | 0.58x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | IOB | UNIONBANK |
|---|---|---|
| Promoter Holding | 92.44% | 74.76% |
| FII Holding | 0.47%▲ 0.04 pp | 8.63%▼ 0.74 pp |
| DII Holding | 4.29%▲ 0.01 pp | 11.98%▲ 0.47 pp |
| Public Holding | 2.8%▼ 0.05 pp | 4.63%▲ 0.27 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: INDIAN OVERSEAS BANK and UNION BANK OF INDIA.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.