IOB vs UNIONBANK: Stock Comparison
Indian Overseas Bank shows faster revenue growth, while Union Bank of India shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
IOB leads 4; UNIONBANK leads 8 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | IOB | UNIONBANK |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Public Sector Bank | Public Sector Bank |
Price
| Metric | IOB | UNIONBANK |
|---|---|---|
| Live Price | ₹33.18 | ₹186.9 |
| Day Change | -0.27% | 0.75% |
| Volume | 14.25 L | 75.15 L |
| 52-Week High | ₹41.8 | ₹205.49 |
| 52-Week Low | ₹31.2 | ₹124.64 |
| Distance from 52W High | -20.62% | -9.05% |
Valuation
| Metric | IOB | UNIONBANK |
|---|---|---|
| Market Cap | ₹0 Cr | ₹1.42 L Cr |
| P/E Ratio | 10.88x | 6.95x |
| P/B Ratio | 1.75x | 1.07x |
| EPS | ₹2.98 | ₹27 |
| Book Value | ₹20.2 | ₹183 |
| Dividend Yield | 0% | 2.92% |
Growth
| Metric | IOB | UNIONBANK |
|---|---|---|
| Revenue Growth (TTM YoY) | 7.7% | 0% |
| EPS Growth (TTM YoY) | 39.7% | 0% |
| Qtr Sales Growth | 11.2% | 1.21% |
| Qtr Profit Growth | 42.5% | 27.4% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | IOB | UNIONBANK |
|---|---|---|
| ROE | 15.6% | 15.7% |
| ROCE | 6.12% | 6.3% |
| Net Margin | 28.41% | 33.21% |
| Operating Margin | 64.2% | 68.1% |
| Debt to Equity | 11.4x | 9.74x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | IOB | UNIONBANK |
|---|---|---|
| Promoter Holding | 92.44% | 74.76% |
| FII Holding | 0.47%▲ 0.04 pp | 8.63%▼ 0.74 pp |
| DII Holding | 4.29%▲ 0.01 pp | 11.98%▲ 0.47 pp |
| Public Holding | 2.8%▼ 0.05 pp | 4.63%▲ 0.27 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Indian Overseas Bank and Union Bank of India.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.