SBIN vs SHRIRAMFIN: Stock Comparison

STATE BANK OF INDIA vs SHRIRAM FINANCEUpdated 6 Oct 26, 4:08 PM ISTNSE & company filings

STATE BANK OF INDIA is the larger company by market capitalisation. STATE BANK OF INDIA shows a lower P/E and a higher dividend yield, while SHRIRAM FINANCE shows a higher ROE, faster revenue growth and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

SBIN leads 4; SHRIRAMFIN leads 7 of 11

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

SBINSHRIRAMFIN

Valuation lens

What price are you paying?

Market CapContext only
₹8.84 L Cr
₹2.28 L Cr
P/E RatioSBIN has the lower reading
10.27x ✓
17.26x
P/B RatioSBIN has the lower reading
1.44x ✓
2.78x
EPSSBIN has the higher reading
₹93.3 ✓
₹14.64
Book ValueContext only
₹673.78
₹280.16
Dividend YieldSBIN has the higher reading
1.82% ✓
1.11%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
SBIN is the larger company
₹8.84 L Cr vs ₹2.28 L Cr
P/E Ratio
SBIN has a lower P/E
10.27x vs 17.26x
P/B Ratio
SBIN has a lower P/B
1.44x vs 2.78x
EPS
SBIN has higher earnings per share
₹93.3 vs ₹14.64
Dividend Yield
SBIN has a higher dividend yield
1.82% vs 1.11%
Revenue Growth (TTM YoY)
SHRIRAMFIN has faster revenue growth
24.7% vs 7.1%
EPS Growth (TTM YoY)
SHRIRAMFIN has faster EPS growth
0% vs -3.1%
Qtr Profit Growth
SHRIRAMFIN has stronger quarterly profit growth
-0.24% vs -14.07%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricSBINSHRIRAMFIN
SectorFinancial ServicesFinancial Services
IndustryPublic Sector BankNon Banking Financial Company (NBFC)

Price

MetricSBINSHRIRAMFIN
Live Price₹958.75₹965.05
Day Change0.08%-0.65%
Volume82.05 L44.34 L
52-Week High₹1,234.7₹1,153.7
52-Week Low₹857.25₹646.5
Distance from 52W High-22.35%-16.35%

Valuation

MetricSBINSHRIRAMFIN
Market Cap₹8.84 L Cr₹2.28 L Cr
P/E Ratio10.27x17.26x
P/B Ratio1.44x2.78x
EPS₹93.3₹14.64
Book Value₹673.78₹280.16
Dividend Yield1.82%1.11%

Growth

MetricSBINSHRIRAMFIN
Revenue Growth (TTM YoY)7.1%24.7%
EPS Growth (TTM YoY)-3.1%0%
Qtr Sales Growth—-0.05%
Qtr Profit Growth-14.07%-0.24%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricSBINSHRIRAMFIN
ROE14.7%15.21%
ROCE8.98%14.07%
Net Margin22.11%38.03%
Operating Margin19.12%72.34%
Debt to Equity1.34x1.91x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricSBINSHRIRAMFIN
Promoter Holding55.47%▼ 0.05 pp19.97%
FII Holding10.81%▼ 0.6 pp54.77%▼ 1.36 pp
DII Holding26.64%▲ 0.4 pp19.9%▲ 1.27 pp
Public Holding7.06%▲ 0.25 pp5.04%▲ 0.1 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: STATE BANK OF INDIA and SHRIRAM FINANCE.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.