HDFC LIFE INS CO Latest Share Price (HDFCLIFE)
TODAY IN ONE LINE
HDFCLIFE fell 1.1% on above-average volume (2.1x avg), lagging Nifty's 0.3% move.
With a market cap of ₹1.2 L Cr., it trades at a P/E of 60.41. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
HDFC LIFE INS CO flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Consistent GrowthEPS compounded at 11.4% over 3 years
- ●Virtually Debt-FreeVery low Debt-to-Equity of 0.18x
- ●Positive Free Cash FlowFCF has been positive for 3 consecutive years
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Poor Price MomentumStock underperformed, dropping 21.5% over 1Y
- ●Expensive ValuationTrading at a high P/E ratio of 64.4x
- ●FII SellingFII holding decreased by 3.25% QoQ
Latest HDFC LIFE INS CO News
What changed recently?
Recent events, corporate actions, and announcements.
HDFC LIFE INS CO valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for HDFC LIFE INS CO, framed against the sector median so the premium or discount is obvious at a glance.
HDFC LIFE INS CO trades at a P/E of 60.41× and P/B of 6.71×, against the Financial Services sector median P/E of 15.53×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
HDFC LIFE INS CO technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for HDFC LIFE INS CO — derived from the latest tape, not yesterday's close.
HDFC LIFE INS CO last traded at ₹550.95 with an intraday range of ₹550.95–₹564.95 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹550.95| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 588.28 | +37.33 | +6.78% |
| R3 | 574.28 | +23.33 | +4.24% |
| R2 | 569.62 | +18.67 | +3.39% |
| R1 | 560.28 | +9.33 | +1.69% |
| PIVOT | 555.62 | 4.67 | 0.85% |
| CURRENT | 550.95 | — | — |
| S1 | 546.28 | -4.67 | -0.85% |
| S2 | 541.62 | -9.33 | -1.69% |
| S3 | 532.28 | -18.67 | -3.39% |
| S4 | 518.28 | -32.67 | -5.93% |
HDFCLIFE is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: ₹555.15–₹561.25
Trading Inside opening range
HDFC LIFE INS CO financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for HDFC LIFE INS CO — consolidated or standalone — with margins, YoY growth and key ratios inline.
HDFC LIFE INS CO reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1.2 L Cr. and reported EPS of ₹2.81.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Total Income | 96,184 | 98,770 ▲ 2.7% |
| Profit Before Tax (PBT) | 1,878 | 1,962 ▲ 4.5% |
| -588 | 95 ▲ 116.1% | |
| Earnings Per Share (EPS ₹) | 8.41 | 8.86 ▲ 5.4% |
| Diluted Shares Outstanding (Cr) | 215 | 216 ▲ 0.2% |
| Total Expenses (incl. D&A & Interest) | 94,306 | 96,808 ▲ 2.7% |
| Period | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|
| Total Income | 96,184 | 98,770 ▲ 2.7% | |
| Profit Before Tax (PBT) | 1,878 | 1,962 ▲ 4.5% | |
-588 | 95 ▲ 116.1% | ||
| Earnings Per Share (EPS ₹) | 8.41 | 8.86 ▲ 5.4% | |
| Diluted Shares Outstanding (Cr) | 215 | 216 ▲ 0.2% | |
| Total Expenses (incl. D&A & Interest) | 94,306 | 96,808 ▲ 2.7% |
HDFC LIFE INS CO segment analysis : revenue and profit mix.
Disclosed business segments at HDFC LIFE INS CO with their share of revenue and profit, switchable between consolidated and standalone reporting.
HDFC LIFE INS CO discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for HDFC LIFE INS CO.
Our AI distills the core fundamental drivers supporting HDFC LIFE INS CO, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
HDFC LIFE INS CO's investment case rests on 8 positive markers and 9 flagged concerns drawn from the latest reported filings.
What you're getting.
Second-largest life insurer with ₹1.20 LCr market capitalization.
HDFC Bank affiliation provides strong distribution network and brand credibility.
Historical 5-year revenue CAGR of 12.27% shows consistent growth.
Operating cash flow surged 44.3% YoY to ₹22,502 Cr (FY2026).
DII holding increased from 7.93% to 14.59%, showing domestic confidence.
Key Risks.
Extreme P/E of 64.41x and PEG ratio of 5.62x signal severe overvaluation.
Operating margin of 2.69% and net margin of 1.92% lag peer profitability.
ROE of 10.78% and ROCE of 10.30% trail significantly behind peers.
TTM revenue fell 17.7% YoY, indicating market share loss and premium weakness.
Net cash flow turned negative at ₹-1,524.72 Cr (FY2026) due to high investing outflow.
Flip Conditions.
Valuation risk. a P/E above 79 (~5.1× the sector multiple of 15.5) would leave less room for earnings disappointment.
Reassess if quarterly profit growth turns negative for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
HDFC LIFE INS CO peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — HDFC LIFE INS CO is highlighted for quick read-across.
Quick Compare
HDFC LIFE INS CO chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for HDFC LIFE INS CO — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
HDFC LIFE INS CO delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for HDFC LIFE INS CO over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in HDFC LIFE INS CO stood at 63.7% of traded volume, against a 20-day average of 55.6%.
HDFC LIFE INS CO announcements: results, concalls, ratings, M&A.
Filings HDFC LIFE INS CO sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
HDFC LIFE INS CO files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 130 documents below.
Action(s) taken or orders passed
HDFC Life Insurance Company Limited has informed the Exchange about Action(s) taken or orders passed
Analysts/Institutional Investor Meet/Con. Call Updates
HDFC Life Insurance Company Limited has informed the Exchange about Schedule of meet
Allotment of Securities
HDFC Life Insurance Company Limited has informed the Exchange regarding allotment of 114000 equity shares under Employee Stock Option Schemes
Updates
HDFC Life Insurance Company Limited has informed the Exchange regarding 'Approval from the Insurance Regulatory and Development Authority of India…
Analysts/Institutional Investor Meet/Con. Call Updates
HDFC Life Insurance Company Limited has informed the Exchange about Schedule of meet
Investor decks & rating reports.
HDFC LIFE INS CO dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue HDFC LIFE INS CO has declared, sequenced by announce and record date.
HDFC LIFE INS CO corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About HDFC LIFE INS CO: business, sector, key facts.
What HDFC LIFE INS CO does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
HDFC LIFE INS CO operates in the Life Insurance industry under the Financial Services sector, listed as NSE: HDFCLIFE, BSE: 540777.
HDFC Life Insurance Company Limited is a prominent player in the Indian insurance market, specializing in providing a comprehensive suite of individual and group insurance solutions. Their offerings cater to a wide range of customer needs and financial goals, encompassing various life insurance products designed for protection, savings, investment, and retirement planning.
The company's product portfolio is quite diverse, including term insurance plans focusing on pure protection against unforeseen events, retirement plans aimed at securing financial stability during later life stages, and children's plans designed to support a child's future education or other needs. They also offer unit-linked insurance plans (ULIPs), which combine insurance coverage with investment opportunities in market-linked instruments. Furthermore, HDFC Life provides savings and investment options, along with annuity plans that guarantee a regular stream of income after a certain period.
In addition to individual insurance products, HDFC Life caters to group insurance needs, offering customized solutions for employers seeking to provide benefits to their employees. This group insurance segment likely plays a significant role in their overall business, allowing them to reach a broader customer base and diversify their revenue streams.
While specific financial details aren't provided in the source, the breadth and depth of HDFC Life's product offerings indicate a significant presence in the competitive Indian insurance landscape. The company's long history, dating back to its incorporation in 2000 (and rebranding in 2019), suggests a strong track record and established market position. Its affiliation with HDFC Bank, a leading financial institution in India, further underscores its credibility and access to a vast customer network.
Overall, HDFC Life's business model revolves around offering a wide variety of insurance and investment products tailored to the diverse needs of Indian individuals and businesses, leveraging its strong brand reputation and extensive distribution network to achieve growth and market leadership within the insurance sector.
Go deeper on HDFC LIFE INS CO
- HDFC LIFE INS CO resultsQuarter-by-quarter revenue, profit, EPS and margins for HDFC LIFE INS CO.
- HDFC LIFE INS CO dividendEvery dividend HDFC LIFE INS CO has declared, with ex-dates and yield.
- HDFC LIFE INS CO shareholdingPromoter, FII and DII holding in HDFC LIFE INS CO, quarter by quarter.
- HDFC LIFE INS CO technical analysisPivots, CPR and live indicator readings for HDFC LIFE INS CO.
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Questions investors ask about HDFC LIFE INS CO (HDFCLIFE).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of HDFC LIFE INS CO (HDFCLIFE)?
The current share price of HDFC LIFE INS CO (HDFCLIFE) is ₹550.95. Today, the stock has declined by ₹6.05 (1.09%), trading in a range of ₹550.95 to ₹564.95. The stock opened at ₹557.10 with a trading volume of 55,99,030 shares.
02Is HDFC LIFE INS CO stock a good investment for long-term?
HDFC LIFE INS CO can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1.2 L Cr., P/E ratio of 60.41, ROE of 10.79%, and ROCE of 0%. The dividend yield stands at 0.38%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of HDFC LIFE INS CO stock?
The 52-week high price of HDFC LIFE INS CO (HDFCLIFE) is ₹796.90, while the 52-week low is ₹508.70. Currently trading at ₹550.95, the stock is 8.31% above its 52-week low and 30.86% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy HDFC LIFE INS CO stock at the current price?
Whether to buy HDFC LIFE INS CO stock at ₹550.95 depends on multiple factors. The stock is currently trading with a P/E ratio of 60.41 and P/B ratio of 6.71. Today's performance shows a loss of 1.09%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of HDFC LIFE INS CO and when is the next dividend?
HDFC LIFE INS CO offers a dividend yield of 0.38%, which means for every ₹100 invested at the current price of ₹550.95, you can expect to receive approximately ₹0.38 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of HDFC LIFE INS CO?
HDFC LIFE INS CO's key financial metrics include: P/E Ratio: 60.41, P/B Ratio: 6.71, ROE: 10.79%, ROCE: 0%, Dividend Yield: 0.38%, EPS: ₹2.81, Book Value: ₹81.70, and Debt-to-Equity: 0.18. The company's market cap stands at ₹1.2 L Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is HDFC LIFE INS CO stock performing today in the market?
HDFC LIFE INS CO stock opened at ₹557.10 and is currently trading at ₹550.95, showing a decline of ₹6.05 (1.09%). The intraday high is ₹564.95 and low is ₹550.95. The trading volume stands at 55,99,030 shares, indicating strong market participation today.
08What is the P/E ratio of HDFC LIFE INS CO and what does it indicate?
HDFC LIFE INS CO has a Price-to-Earnings (P/E) ratio of 60.41, which means investors are willing to pay 60.41 for every ₹1 of earnings. With an EPS of ₹2.81, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about HDFC LIFE INS CO (HDFCLIFE) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.