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HDFC Life Insurance Company

HDFC Life Insurance Company Share Price Today (HDFCLIFE)

TechnicalsTV Chart
534.95
18.15−3.28%
Overall Score74/100
Day range535
₹534.95
552
52-week543
₹534.95
815
Above low-1.5%
Below high34.4%
Range position0%
Open551.80
Prev Close553.10
Bid534.921.4K
Ask534.98861

TODAY IN ONE LINE

HDFCLIFE dropped 3.3% on average volume, lagging Nifty's -1.0% move, hovering dangerously near its 52-week low.

With a market cap of ₹1.17 L Cr., it trades at a P/E of 60.23. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume3.4M11%vs 20D avg
Market Cap₹1.17 L Cr.
Promoter50.2%
Face Value₹10
Fwd P/E49.06
PEG5.62
EV/EBITDA61.05
P/S1.15
ROA0.35%
Beta0.79
Div Payout47.51%
THE STOCK SCORE
Overall Score74/100
Updated 04 Aug

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

HDFC Life Insurance Company flags & news 

Key strengths, potential risks, and recent updates.

6 green flags🚩 2 red flags

Green Flags

  • Consistent GrowthEPS compounded at 11.4% over 3 years
  • Quarterly OutperformanceLatest quarter Sales up 14.6% and Profit up 11.5%
  • High Promoter HoldingPromoters hold 50.2% skin-in-the-game
  • Virtually Debt-FreeVery low Debt-to-Equity of 0.00x
  • Positive Free Cash FlowFCF has been positive for 3 consecutive years
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Poor Price MomentumStock underperformed, dropping 21.5% over 1Y
  • Expensive ValuationTrading at a high P/E ratio of 64.4x

Latest HDFC Life Insurance Company News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

No recent changes found for this period.
🔒Prime: full history + alerts on this stock
Valuation

HDFC Life Insurance Company Ltd valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for HDFC Life Insurance Company Ltd, framed against the sector median so the premium or discount is obvious at a glance.

HDFC Life Insurance Company Ltd trades at a P/E of 60.23× and P/B of 6.69×, against the Financial Services sector median P/E of 16.53×.

Key MetricsMarket + reported · 04 Aug 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹1.17 L Cr.
P/E Ratio
60.23
P/B Ratio
6.69
EPS
₹9.16
Profitability

Profitability

ROE
11.3%
ROCE
10.3%
Net Margin
1.89%
Op Margin
1.16%
Growth

Growth

EPS YoY
4.1%
Revenue YoY
-17.7%
Qtr Sales
14.6%
Qtr Profit
11.5%
Financial Health

Financial Health

Debt / Equity
0.16
Book Value
₹90.58
Div Yield
0.38%
Promoter Holding
50.2%

HDFC Life Insurance Company Ltd technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for HDFC Life Insurance Company Ltd — derived from the live tape, not yesterday's close.

HDFC Life Insurance Company Ltd last traded at ₹534.95 with an intraday range of ₹534.75–₹551.8 — live indicator, pivot and CPR signals below.

Last updated: 4 August 2026, 5:33 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹534.95
LevelPrice (₹)Distance% Δ
R4580.35+45.40+8.49%
R3563.30+28.35+5.30%
R2557.55+22.60+4.22%
R1546.25+11.30+2.11%
PIVOT540.505.551.04%
CURRENT534.95
S1529.20-5.75-1.07%
S2523.45-11.50-2.15%
S3512.15-22.80-4.26%
S4495.10-39.85-7.45%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 537.73P: 540.50TC: 543.27
R1
R2
R3
R4
indicator
LTP: 534.95
PDH: 554.00
PDL: 549.10
● Market Sentiment

HDFCLIFE is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: 544.4551.8

● Price Position

Trading Below opening range, showing Bearishness

HDFC Life Insurance Company Ltd financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for HDFC Life Insurance Company Ltd — consolidated or standalone — with margins, YoY growth and key ratios inline.

HDFC Life Insurance Company Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1.17 L Cr. and reported EPS of ₹9.16.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2025Mar 2026
Total Income96,184
98,770
2.7%
Profit Before Tax (PBT)1,878
1,962
4.5%
-588
95
116.1%
Earnings Per Share (EPS ₹)8.41
8.86
5.4%
Diluted Shares Outstanding (Cr)215
216
0.2%
Total Expenses (incl. D&A & Interest)94,306
96,808
2.7%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

HDFC Life Insurance Company segment analysis : revenue and profit mix.

Disclosed business segments at HDFC Life Insurance Company with their share of revenue and profit, switchable between consolidated and standalone reporting.

HDFC Life Insurance Company discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for HDFC Life Insurance Company Ltd.

Our AI distills the core fundamental drivers supporting HDFC Life Insurance Company Ltd, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

HDFC Life Insurance Company Ltd's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Stable promoter holding of 50.2% demonstrates strong founder commitment and governance

  • Second-largest life insurer with ₹1.19 LCr market cap backed by HDFC Bank credibility

  • Latest quarterly EPS grew 4.7% YoY despite challenging market conditions

  • Strong operating cash flow of ₹7,371 Cr underpins earnings quality and sustainability

  • Low debt-to-equity ratio of 0.0016x ensures robust financial resilience and stability

bear case

Key Risks.

  • High P/E ratio of 64.41x signals significant valuation premium versus insurance peers

  • TTM revenue growth of -17.7% reflects sustained weakness in premium collections

  • Dividend yield of 0.38% is low, limiting income appeal for yield-focused investors

  • ROE of 11.30% and ROCE of 10.30% lag industry peer benchmarks significantly

  • FII holdings eased from 30.03% to 24.82%, signals foreign investor caution

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 78 (~4.7× the sector multiple of 16.5) would leave less room for earnings disappointment.

  • Reassess if quarterly profit growth turns negative for two consecutive quarters. The bull case relies on compounding earnings.

  • Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

HDFC Life Insurance Company shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in HDFC Life Insurance Company — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

Promoters50.54%0.33%
DII20.19%2.94%
FII19.27%3.25%
Public9.98%0.02%
Others0.02%

Ownership Distribution

Promoters
50.54%
Domestic Institutions
20.19%
Foreign Institutions
19.27%
Retail & Public
9.98%
Others
0.02%

Category Trends

Foreign Institutions Breakdown
Total Holding: 19.27%
Net Change: -3.25%
Category Total19.27%
Total Holding19.27%
Net Change-3.25%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 2.83%, but category aggregate is 19.27%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
CAMAS INVESTMENTS PTE. LTD.
1.68%
0.01%
-0.01%
Jun 2026
Government Pension Fund Global
1.14%
1.14%
+1.14%
Jun 2026
FOREIGN INSTITUTIONAL INVESTORS
0.01%
0.00%
0.00%
Jun 2026
CAPITAL WORLD GROWTH AND INCOME FUND
0.00%
1.87%
-1.87%
Jun 2026
EUROPACIFIC GROWTH FUND
0.00%
0.00%
0.00%
Jun 2026
Government Of Singapore
0.00%
0.00%
0.00%
Jun 2026
J P MORGAN FUNDS
0.00%
0.00%
0.00%
Jun 2026
Nomura India Investment Fund Mother Fund
0.00%
0.00%
0.00%
Jun 2026
Peers

HDFC Life Insurance Company Ltd peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — HDFC Life Insurance Company Ltd is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
Life Insurance Corporation Of India
₹5.00 Lakh Cr
Best Profit Growth
ICICI Prudential Life Insurance Company Limited
61.90 %
Highest Dividend Yield
Life Insurance Corporation Of India
3.65 %
09 · Chart Patterns

HDFC Life Insurance Company Ltd chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for HDFC Life Insurance Company Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on HDFCLIFE
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full HDFCLIFE pattern history & scanner →
Delivery Conviction

HDFC Life Insurance Company Ltd delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for HDFC Life Insurance Company Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in HDFC Life Insurance Company Ltd stood at 63.9% of traded volume, against a 20-day average of 54.2%.

Avg Delivery (20D)54.2%+9.7 ppt latest vs avg
Highest Delivery70.5%on 30 Jul
Avg Volume (20D)38.76 L20-day run-rate
Conviction Trend↑ Strengthening+9.7 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

HDFC Life Insurance Company announcements: results, concalls, ratings, M&A.

Filings HDFC Life Insurance Company sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

HDFC Life Insurance Company files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 125 documents below.

  1. 22 Jul 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    HDFC Life Insurance Company Limited has informed the Exchange about Transcript

  2. 16 Jul 2026Shareholders meetingView PDF

    Shareholders meeting

    HDFC Life Insurance Company Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 16, 2026

  3. 15 Jul 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    HDFC Life Insurance Company Limited has informed the Exchange about Link of Recording

  4. 15 Jul 2026CessationView PDF

    Cessation

    HDFC Life Insurance Company Limited has informed the Exchange regarding Cessation of Mr Sumit Bose as Independent Director, of the company w.e.f.…

  5. 15 Jul 2026Statement of deviation(s) or variation(s) under Reg. 32View PDF

    Statement of deviation(s) or variation(s) under Reg. 32

    HDFC Life Insurance Company Limited has informed the Exchange about statement of deviation(s) or variation(s) under Reg. 32

Corporate Actions

HDFC Life Insurance Company dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue HDFC Life Insurance Company has declared, sequenced by announce and record date.

HDFC Life Insurance Company corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About HDFC Life Insurance Company Ltd: business, sector, key facts.

What HDFC Life Insurance Company Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

HDFC Life Insurance Company Ltd operates in the Life Insurance industry under the Financial Services sector, listed as NSE: HDFCLIFE, BSE: 540777.

HDFCLIFE
Financial Services

HDFC Life Insurance Company Ltd

NSE · HDFCLIFE·BSE · 540777·www.hdfclife.com

HDFC Life Insurance Company Limited is a prominent player in the Indian insurance market, specializing in providing a comprehensive suite of individual and group insurance solutions. Their offerings cater to a wide range of customer needs and financial goals, encompassing various life insurance products designed for protection, savings, investment, and retirement planning.

The company's product portfolio is quite diverse, including term insurance plans focusing on pure protection against unforeseen events, retirement plans aimed at securing financial stability during later life stages, and children's plans designed to support a child's future education or other needs. They also offer unit-linked insurance plans (ULIPs), which combine insurance coverage with investment opportunities in market-linked instruments. Furthermore, HDFC Life provides savings and investment options, along with annuity plans that guarantee a regular stream of income after a certain period.

In addition to individual insurance products, HDFC Life caters to group insurance needs, offering customized solutions for employers seeking to provide benefits to their employees. This group insurance segment likely plays a significant role in their overall business, allowing them to reach a broader customer base and diversify their revenue streams.

While specific financial details aren't provided in the source, the breadth and depth of HDFC Life's product offerings indicate a significant presence in the competitive Indian insurance landscape. The company's long history, dating back to its incorporation in 2000 (and rebranding in 2019), suggests a strong track record and established market position. Its affiliation with HDFC Bank, a leading financial institution in India, further underscores its credibility and access to a vast customer network.

Overall, HDFC Life's business model revolves around offering a wide variety of insurance and investment products tailored to the diverse needs of Indian individuals and businesses, leveraging its strong brand reputation and extensive distribution network to achieve growth and market leadership within the insurance sector.

company facts
Employees
SectorFinancial Services
HeadquartersMumbai, India
Market Cap₹1.17 L Cr.
Listed OnNSE
leadership30 on record
Dr. Bhaskar Ghosh
Independent Director
Mr. Ankur Sharma
Research Analyst
Mr. Kaizad Bharucha
Non-Executive, Nominee Director
Mr. Keki Mistry
Non-Executive Chairman of the Board
Mr. Ketan Dalal
Independent Director
Mr. Khushru Sidhwa
Chief Risk Officer
Mr. Khushru Sidhwa
Chief Risk Officer
Mr. Nagesh Pai
Company Secretary & Compliance Officer
Mr. Narendra Gangan
Chief Compliance Officer, General Counsel, Company Secretary
Mr. Narendra Yeshwant Gangan
General Counsel & Chief Compliance Officer
Mr. Niraj Ashwin Shah
CFO & Executive Director
Mr. Niraj Shah
Chief Financial Officer, Executive Director

Go deeper on HDFC Life Insurance Company

§ ∞ · Plainly Answered

Questions investors ask about HDFC Life Insurance Company Ltd (HDFCLIFE).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of HDFC Life Insurance Company Ltd (HDFCLIFE)?

The current share price of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹534.95. Today, the stock has declined by ₹18.15 (3.28%), trading in a range of ₹534.75 to ₹551.8. The stock opened at ₹551.8 with a trading volume of 34,44,191 shares.

02Is HDFC Life Insurance Company Ltd stock a good investment for long-term?

HDFC Life Insurance Company Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,17,063.81 crores, P/E ratio of 60.23, ROE of 11.30%, and ROCE of 10.30%. The dividend yield stands at 0.38%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of HDFC Life Insurance Company Ltd stock?

The 52-week high price of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹815, while the 52-week low is ₹543. Currently trading at ₹534.95, the stock is -3.0% away from its 52-week low and 34.4% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy HDFC Life Insurance Company Ltd stock at the current price?

Whether to buy HDFC Life Insurance Company Ltd stock at ₹534.95 depends on multiple factors. The stock is currently trading with a P/E ratio of 60.23 and P/B ratio of 6.69. Today's performance shows a loss of 3.28%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of HDFC Life Insurance Company Ltd and when is the next dividend?

HDFC Life Insurance Company Ltd offers a dividend yield of 0.38%, which means for every ₹100 invested at the current price of ₹534.95, you can expect to receive approximately ₹0.38 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of HDFC Life Insurance Company Ltd?

HDFC Life Insurance Company Ltd's key financial metrics include: P/E Ratio: 60.23, P/B Ratio: 6.69, ROE: 11.30%, ROCE: 10.30%, Dividend Yield: 0.38%, EPS: ₹9.16, Book Value: ₹90.58, and Debt-to-Equity: 0.16. The company's market cap stands at ₹1,17,063.81 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is HDFC Life Insurance Company Ltd stock performing today in the market?

HDFC Life Insurance Company Ltd stock opened at ₹551.8 and is currently trading at ₹534.95, showing a decline of ₹18.15 (3.28%). The intraday high is ₹551.8 and low is ₹534.75. The trading volume stands at 34,44,191 shares, indicating strong market participation today.

08What is the P/E ratio of HDFC Life Insurance Company Ltd and what does it indicate?

HDFC Life Insurance Company Ltd has a Price-to-Earnings (P/E) ratio of 60.23, which means investors are willing to pay ₹60.23 for every ₹1 of earnings. With an EPS of ₹9.16, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about HDFC Life Insurance Company Ltd (HDFCLIFE) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.