Search For
/
Stocks
Intraday Booster
Sector Booster
Stock Screener
Market Pulse
Screeners
More
Go Prime
My Plans
Privacy Policy
Contact
Refer & EarnScreenersMain
Stock Screener
Create Screener
Explore Screeners
Community ScreenersTrading Screeners
CandleSticks Screener
Top Gainers & Losers
Opening Range Breakout
Stock Screener AI
Stock Quality Scorecard
Overvalued StocksNewUndervalued StocksNewTechnical Screeners
NR4 Stocks
NR7 Stocks
Previous Day High Breakout
Previous Day Low Breakout
Previous Day Open Breakout
Bullish Crossover Stocks
Bearish Crossover Stocks
High Volume Shocker
VWAP Breakout Stocks
Range High Breakout
Range Low BreakoutMoreMarkets
Global Market Today
Global Indices
Indian Indices
NIfty TodayPrecious Metals
Gold Price TodayNew
Silver Price TodayNew
Platinum Price TodayNewSmart Money
FII DII DataNew
FII Buying
NSE Insider Trading
SLB Stocks DataDerivatives
FnO Movements
NSE F&O Lot Size
Ban ListAnalysis & Calendars
Technical DashboardSector Booster
Sector AnalysisNew
Result Calendar
Economic Calendar
HDFC Life Insurance Company
Large Cap•36,002 Employees•IPO 2017
Current Price
₹619.10
14.95 (2.47%)Updated
Valuation vs Sector
P/E Ratio
75.04vs 18.70
P/B Ratio
8.35vs 2.13
Div Yield
0.00%vs 0.60%
Today's Range
592
₹619.10
622.95
52 Week Range
52W Low₹555.10
52W High₹820.75
₹619.10
Downside11.53%
Upside32.57%
Price Chart
Compare with Peers
Historical Ratios
Track top 12 most important financial ratios
P/E Ratio: Price to Earnings - Most used valuation metric
Loading chart...
Analyzing Investment Quality
Processing 9 key metrics...
Key Metrics
Hover for details
Valuation
Market Cap
₹1,52,241.36 Cr
Market Cap
Total market value of companyP/E Ratio
80.54
P/E Ratio
Price to Earnings. Lower is generally better (<25 is good)P/B Ratio
9.10
P/B Ratio
Price to Book Value. <3 may indicate undervaluationEPS
₹8.76
EPS
Earnings Per Share. Higher and growing is positiveProfitability
ROE
11.16%
ROE
Return on Equity. >15% is good, >20% is excellentROCE
6.58%
ROCE
Return on Capital Employed. >15% is goodNet Margin
1.81%
Net Margin
Net profit as % of revenue. >10% is goodOperating Margin
-%
Operating Margin
Operating profit margin. >15% is goodGrowth
EPS Growth (5Y)
5.53%
EPS Growth (5Y)
5-year EPS growth. >15% is strongRevenue Growth (5Y)
18.05%
Revenue Growth (5Y)
5-year revenue growth. >10% is goodQtr Sales Growth
-27.50%
Qtr Sales Growth
Quarter-over-quarter sales growthQtr Profit Growth
3.01%
Qtr Profit Growth
Quarter-over-quarter profit growthFinancial Health
Debt/Equity
0.18
Debt/Equity
Financial leverage. <1 is good, <0.5 is excellentBook Value
₹75.03
Book Value
Net asset value per shareDividend Yield
-%
Dividend Yield
Annual dividend as % of price. >2% is goodPromoter Holding
50.20%
Promoter Holding
Promoter stake. >50% shows confidenceGood
Average
Needs Attention
SWOT Analysis
Strengths
4 points- •HDFCLIFE boasts a strong return on equity (ROE) of 10.80%, showcasing efficient capital utilization and substantial profitability. This metric indicates the company's ability to generate profits from its shareholders' investments.
- •Despite a high price-to-earnings ratio (P/E) of 86.80, HDFCLIFE maintains a significant promoter holding of 50.25%, signaling confidence in the company's future and potentially mitigating valuation concerns.
Weaknesses
4 points- •HDFCLIFE's high price-to-earnings ratio (P/E) of 86.80 suggests a potentially overvalued stock compared to its earnings. This raises concerns about a potential price correction in the future.
- •The company experienced a notable decline in quarterly sales by -27.50%, which could signal challenges in revenue generation and market share, potentially impacting future growth prospects and investor sentiment.
Opportunities
3 points- •The expanding Indian life insurance market, driven by increasing financial literacy and rising disposable incomes, presents a significant growth avenue for HDFCLIFE to capture new customers and expand its product offerings.
- •Leveraging digital transformation and online distribution channels can significantly enhance HDFCLIFE's reach and operational efficiency, tapping into a tech-savvy customer base and reducing acquisition costs.
Threats
4 points- •Intense competition from established players like LICI and SBILIFE, along with new entrants, could exert pressure on HDFCLIFE's market share and profitability, necessitating continuous innovation and competitive pricing strategies.
- •Adverse changes in insurance regulations or government policies could impact HDFCLIFE's business model, product pricing, and operational costs, potentially affecting its financial performance and growth trajectory.
Segment-wise Financial Analysis
Fetching Financials...
Fetching Balance Sheet...
Fetching Cash Flow...
Shareholding Pattern
Loading shareholding data...
Company Insider Trading Activity
No insider trading data available
Corporate Action
Company Announcements
Technical Analysis & Indicators
Standard pivot points - most widely used
Pivot Points (CLASSIC)
| Level | Price | Distance | % Change |
|---|---|---|---|
| R4 | ₹692.60 | +₹73.50 | +11.87% |
| R3 | ₹661.65 | +₹42.55 | +6.87% |
| R2 | ₹642.30 | +₹23.20 | +3.75% |
| R1 | ₹630.70 | +₹11.60 | +1.87% |
| PIVOT | ₹611.35 | -7.75 | -1.25% |
| CURRENT | ₹619.10 | - | - |
| S1 | ₹537.85 | -₹81.25 | -13.12% |
| S2 | ₹568.80 | -₹50.30 | -8.12% |
| S3 | ₹580.40 | -₹38.70 | -6.25% |
| S4 | ₹599.75 | -₹19.35 | -3.13% |
CPR Levels
Support
Resistance
S4
N/A
S3
N/A
S2
N/A
S1
N/A
| CPR |
BC: N/AP: N/ATC: N/A
R1
N/A
R2
N/A
R3
N/A
R4
N/A
LTP: N/A
PDH: N/A
PDL: N/A
● Market Sentiment
is trading CPR, indicating
● CPR Width
CPR is
● Opening Range
Day's range: ~
● Price Position
Trading Inside opening range
Delivery Volume Analysis & Trading Activity
Latest Volume+30.7% vs avg
5.55M
(13 Apr 2026)Delivery %-19.6% vs avg
41.1%
(13 Apr 2026)Avg Volume (20D)20-day average
4.25M
(12 Mar - 13 Apr)Avg Delivery %Trend ↓
60.6%
(12 Mar - 13 Apr)Delivery % indicates the percentage of traded volume that resulted in actual delivery. Higher delivery % (>50%) suggests genuine buying interest and stronger hands.
Peer Comparison & Industry Benchmarking
Quick Compare
Largest by Market Cap
Life Insurance Corporation of India
5.53L ₹ Cr
Best Profit Growth
ICICI Prudential Life Insurance Company Ltd
17.90 %
Highest Dividend Yield
Life Insurance Corporation of India
0.49 %
Peer Comparison
| Company Name |
|---|
 |
 ICICI Prudential Life Insurance Company Ltd |
 Life Insurance Corporation of India |
 Max Financial Services Ltd |
 Niva Bupa Health Insurance Company Ltd |
 Religare Enterprises Ltd |
 SBI Life Insurance Company Ltd |
 Star Health & Allied Insurance Company Ltd |
About
HDFC Life Insurance Company Ltd
HDFC Life Insurance Company Limited is a prominent player in the Indian insurance market, specializing in providing a comprehensive suite of individual and group insurance solutions. Their offerings cater to a wide range of customer needs and financial goals, encompassing various life insurance products designed for protection, savings, investment, and retirement planning.
The company's product portfolio is quite diverse, including term insurance plans focusing on pure protection against unforeseen events, retirement plans aimed at securing financial stability during later life stages, and children's plans designed to support a child's future education or other needs. They also offer unit-linked insurance plans (ULIPs), which combine insurance coverage with investment opportunities in market-linked instruments. Furthermore, HDFC Life provides savings and investment options, along with annuity plans that guarantee a regular stream of income after a certain period.
In addition to individual insurance products, HDFC Life caters to group insurance needs, offering customized solutions for employers seeking to provide benefits to their employees. This group insurance segment likely plays a significant role in their overall business, allowing them to reach a broader customer base and diversify their revenue streams.
While specific financial details aren't provided in the source, the breadth and depth of HDFC Life's product offerings indicate a significant presence in the competitive Indian insurance landscape. The company's long history, dating back to its incorporation in 2000 (and rebranding in 2019), suggests a strong track record and established market position. Its affiliation with HDFC Bank, a leading financial institution in India, further underscores its credibility and access to a vast customer network.
Overall, HDFC Life's business model revolves around offering a wide variety of insurance and investment products tailored to the diverse needs of Indian individuals and businesses, leveraging its strong brand reputation and extensive distribution network to achieve growth and market leadership within the insurance sector.
COMPANY FACTS - HDFCLIFE
Registered Address
12th Floor, Lodha Excelus, Apollo Mills Compound, N.M. Joshi Road, Mahalaxmi
Mumbai
MAHARASHTRA
IN
Tel: 912267516666
Website:https://www.hdfclife.com
Investor Relations:http://www.hdfclife.com/about-us/Investor-Relations
Company Details
Group: Insurance
Sector: Financials
Industry: Insurance
Exchange: NATIONAL STOCK EXCHANGE OF INDIA
Employees: 36,002
IPO Date: 17/11/2017
MANAGEMENT - HDFCLIFE
Mr. Keki Mistry
Non-Executive Chairman of the Board
Ms. Vibha Padalkar
Chief Executive Officer, Managing Director, Executive Director
Mr. Niraj Shah
Chief Financial Officer, Executive Director
Mr. Sameer Yogishwar
Chief Operating Officer
Mr. Vibhash Naik
Chief Human Resources Officer
Mr. Prasun Gajri
Chief Investment Officer, Chief Strategy Officer
Mr. Narendra Gangan
Chief Compliance Officer, General Counsel, Company Secretary
Mr. Khushru Sidhwa
Chief Risk Officer
Mr. Vineet Arora
Executive Director, Chief Business Officer
Ms. Eshwari Murugan
Appointed Actuary
Mr. Kaizad Bharucha
Non-Executive, Nominee Director
Mr. Sumit Bose
Independent Director
Investor Questions Answered
HDFC Life Insurance Company Ltd (HDFCLIFE) Stock FAQs
Get answers to the most common questions about HDFC Life Insurance Company Ltd stock price, fundamentals, financial metrics, and investment analysis
The current share price of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹619.1. Today, the stock has gained by ₹14.95 (2.47%), trading in a range of ₹592 to ₹622.95. The stock opened at ₹592.45 with a trading volume of 55,49,755 shares.
HDFC Life Insurance Company Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,52,241.36 crores, P/E ratio of 80.54, ROE of 11.16%, and ROCE of 6.58%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹820.75, while the 52-week low is ₹555.1. Currently trading at ₹619.1, the stock is 24.1% away from its 52-week low and 24.6% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy HDFC Life Insurance Company Ltd stock at ₹619.1 depends on multiple factors. The stock is currently trading with a P/E ratio of 80.54 and P/B ratio of N/A. Today's performance shows a gain of 2.47%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
HDFC Life Insurance Company Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹619.1, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
HDFC Life Insurance Company Ltd's key financial metrics include: P/E Ratio: 80.54, P/B Ratio: N/A, ROE: 11.16%, ROCE: 6.58%, Dividend Yield: 0.00%, EPS: ₹8.76, Book Value: ₹75.03, Debt-to-Equity: 0.18, and Current Ratio: N/A. The company's market cap stands at ₹1,52,241.36 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
HDFC Life Insurance Company Ltd stock opened at ₹592.45 and is currently trading at ₹619.1, showing a gain of ₹14.95 (2.47%). The intraday high is ₹622.95 and low is ₹592. The trading volume stands at 55,49,755 shares, indicating strong market participation today.
HDFC Life Insurance Company Ltd has a Price-to-Earnings (P/E) ratio of 80.54, which means investors are willing to pay ₹80.54 for every ₹1 of earnings. With an EPS of ₹8.76, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
HDFC Life Insurance Company Ltd has a market capitalization of ₹1,52,241.36 crores, making it a large-cap company. Market cap is calculated by multiplying the current stock price (₹619.1) by the total number of outstanding shares. This metric helps investors understand the company's size, stability, and investment risk profile.
HDFC Life Insurance Company Ltd has a book value of ₹75.03 per share and a Price-to-Book (P/B) ratio of N/A. The current market price is ₹619.1, which is 725.1% above the book value. A P/B ratio below 1 may indicate undervaluation or asset quality concerns.
HDFC Life Insurance Company Ltd has a Return on Equity (ROE) of 11.16% and Return on Capital Employed (ROCE) of 6.58%. ROE measures how efficiently the company generates profits from shareholders' equity, while ROCE indicates how well the company uses its capital to generate profits. These returns may need improvement for better profitability. Higher percentages generally indicate better financial performance.
HDFC Life Insurance Company Ltd operates in the diversified sector and belongs to the general industry. The company competes with other players in this space and its performance is influenced by sector-specific trends, regulatory changes, and market dynamics. Understanding the sector helps investors assess growth potential, cyclical patterns, and industry-specific risks that may impact the stock's performance.
HDFC Life Insurance Company Ltd has a debt-to-equity ratio of 0.18, which measures the company's financial leverage by comparing total debt to shareholders' equity. A low ratio suggests conservative financing with minimal debt. Lower ratios generally indicate lower financial risk, but optimal levels vary by industry.
HDFC Life Insurance Company Ltd has an Earnings Per Share (EPS) of ₹8.76, which represents the company's profit allocated to each outstanding share. With a current stock price of ₹619.1 and P/E ratio of 80.54, investors are paying 80.54 times the annual earnings per share. The company may need to improve its earnings performance. Track EPS growth over quarters to assess earnings momentum.
HDFC Life Insurance Company Ltd has reported a sales growth of N/A% and profit growth of N/A%. The company may be facing growth challenges or operating in a mature market. Consistent growth over multiple quarters is a positive indicator for long-term investors. Compare these growth rates with industry peers for better perspective.
HDFC Life Insurance Company Ltd has a current ratio of N/A, which measures the company's ability to pay short-term obligations with current assets. A ratio below 1 may indicate potential liquidity concerns. This metric is crucial for assessing the company's working capital management and financial safety.
To analyze HDFC Life Insurance Company Ltd stock, consider: 1) Fundamental Analysis - Review P/E (80.54), ROE (11.16%), debt-to-equity (0.18), and growth rates. 2) Technical Analysis - Check 52-week range (₹555.10 - ₹820.75), moving averages, and chart patterns. 3) Valuation - Compare current price (₹619.10) with book value (₹75.03) and industry peers. 4) Financial Health - Assess current ratio (N/A) and cash flows. 5) Growth Prospects - Evaluate sales growth (N/A%) and profit growth (N/A%). Always diversify and consult a financial advisor.
The face value (or par value) of HDFC Life Insurance Company Ltd share is ₹10.00. Face value is the nominal value of a share as stated in the company's charter and is used for accounting purposes and calculating dividends. The current market price of ₹619.1 is 6091x the face value. Face value remains constant unless the company undergoes a stock split or bonus issue, while market price fluctuates based on demand and supply.
Investing in HDFC Life Insurance Company Ltd carries several risks: 1) Market Risk - Stock price volatility (52-week range: ₹555.10 - ₹820.75). 2) Business Risk - Industry-specific challenges in the sector. 3) Financial Risk - Debt-to-equity ratio of 0.18 indicates leverage. 4) Liquidity Risk - Based on trading volume of 55,49,755 shares. 5) Valuation Risk - P/E of 80.54 may indicate over/undervaluation. 6) Economic Risk - Macroeconomic factors affecting the industry. Diversify your portfolio and invest only what you can afford to lose.
HDFC Life Insurance Company Ltd operates in the industry with key metrics: P/E ratio of 80.54, ROE of 11.16%, market cap of ₹1,52,241.36 crores, and dividend yield of 0.00%. To make an informed comparison, analyze these metrics against industry peers considering factors like revenue growth (N/A%), profit margins, debt levels (D/E: 0.18), and market position. Use our peer comparison tool on this page to see detailed side-by-side analysis with competitors.
Target prices for HDFC Life Insurance Company Ltd vary among analysts and depend on multiple factors including earnings projections, industry trends, and market conditions. The stock is currently trading at ₹619.1, with a 52-week range of ₹555.10 to ₹820.75. Based on fundamentals like P/E (80.54), ROE (11.16%), and growth rates, analysts may have different target prices. Always refer to recent research reports from reputed brokerages and make decisions based on your own analysis and risk appetite.
Consider selling HDFC Life Insurance Company Ltd stock when: 1) Target Price Achieved - If the stock reaches your predetermined target from current ₹619.10. 2) Fundamental Deterioration - Declining ROE (currently 11.16%), increasing debt (D/E: 0.18), or falling growth rates. 3) Better Opportunities - Finding stocks with superior risk-reward ratios. 4) Portfolio Rebalancing - When the stock becomes overweight in your portfolio. 5) Changed Investment Thesis - If reasons for buying no longer hold. 6) Stop Loss - If price falls below your risk threshold. Always base decisions on thorough analysis rather than emotions.
Tax implications for HDFC Life Insurance Company Ltd stock investments: 1) Short-term Capital Gains (STCG) - If sold within 1 year, gains taxed at 15% plus cess. 2) Long-term Capital Gains (LTCG) - If held over 1 year, gains above ₹1 lakh taxed at 10% without indexation. 3) Dividend Income - Dividends (current yield: 0.00%) are taxable as per your income tax slab. 4) Securities Transaction Tax (STT) - Applicable on both buy and sell transactions. 5) Intraday Trading - Treated as speculative income, taxed as per slab. Tax laws change periodically, so consult a tax advisor for personalized guidance and latest regulations.
Menu