ICICI Prudential Life Insurance Company
ICICI Prudential Life Insurance Company Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for ICICI Prudential Life Insurance Company Ltd, framed against the sector median so the premium or discount is obvious at a glance.
ICICI Prudential Life Insurance Company Ltd trades at a P/E of 42.40× and P/B of 4.98×, against the Financial Services sector median P/E of 18.17×.
Valuation
Profitability
Growth
Financial Health
ICICI Prudential Life Insurance Company Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for ICICI Prudential Life Insurance Company Ltd, switchable between annual and quarterly views, consolidated or standalone.
ICICI Prudential Life Insurance Company Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹71,014.63 Cr and reported EPS of ₹11.05.
| Period | 2025 | 2026 |
|---|---|---|
| Total Income | 70,620 | 63,420 |
| Profit Before Tax (PBT) | 1,332 | 1,812 |
| +Tax Expense | 250 | -253 |
| Earnings Per Share (EPS) | 8.20 | 11.09 |
| Diluted Shares Outstanding (Nos.) | 145 | 145 |
| +Additional Disclosures | 69,530 | 60,958 |
ICICI Prudential Life Insurance Company segment analysis: revenue and profit mix.
Disclosed business segments at ICICI Prudential Life Insurance Company with their share of revenue and profit, switchable between consolidated and standalone reporting.
ICICI Prudential Life Insurance Company discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
ICICI Prudential Life Insurance Company Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy ICICI Prudential Life Insurance Company Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
ICICI Prudential Life Insurance Company Ltd's investment case rests on 6 positive markers and 7 flagged concerns drawn from the latest reported filings.
What you're getting.
ICICI Prudential Life Insurance boasts a substantial market capitalization of ₹86982 crore, indicating significant investor confidence and a large scale of operations. This, coupled with a 72.9% promoter holding, suggests strong internal ownership and long-term commitment.
The company shows a positive quarterly profit variation of 17.90% (Qtr PAT. ₹296 Cr), suggesting robust growth and effective management of its operational efficiency. This trend, if sustained, points towards a promising future for the company's profitability.
Despite a high P/E ratio of 66.60, indicating a premium valuation, ICICI Prudential's Return on Equity (ROE) stands at a healthy 10.30%, demonstrating efficient utilization of shareholder investments and generating strong returns.
A relatively low debt-to-equity ratio of 0.20 suggests a prudent financial strategy, minimizing the risk of excessive leverage and enhancing the company's financial stability and resilience to economic downturns.
As a prominent player in the 'Life Insurance' sector, the company is well-positioned to capitalize on the growing demand for insurance products in emerging markets, driven by increasing financial literacy and disposable incomes.
What can break it.
The company's Price-to-Earnings (P/E) ratio of 66.60 is significantly higher than the sector P/E of 70.90, suggesting the stock might be overvalued. This premium valuation could pose a risk if earnings growth does not meet market expectations.
The Operating Profit Margin (OPM) of only 1.48% indicates relatively low profitability compared to sales, suggesting potential areas for improvement in cost management and operational efficiency to boost overall financial performance.
The company experienced a significant quarterly sales variation of -52.60%, indicating a sharp decline in revenue. This trend raises concerns about market share, competitive pressures, or demand fluctuations impacting top-line growth.
Promoter holding has gradually declined from 73.40% in June 2022 to 72.93% in September 2025. This consistent, albeit small, reduction could signal a slight erosion of confidence or a strategic shift, potentially impacting investor sentiment.
The presence of strong competitors like SBI Life Insurance (Market Cap. ₹197663 Cr) and HDFC Life Insurance (Market Cap: ₹164186 Cr) poses a significant competitive threat, potentially impacting market share and profitability.
What would change my mind.
Trim if P/E re-rates above 55 (~3.0× the sector multiple of 18.2). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 19.54. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
ICICI Prudential Life Insurance Company Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — ICICI Prudential Life Insurance Company Ltd is highlighted for quick read-across.
Quick Compare
ICICI Prudential Life Insurance Company Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for ICICI Prudential Life Insurance Company Ltd — derived from the live tape, not yesterday's close.
ICICI Prudential Life Insurance Company Ltd last traded at ₹490.35 with an intraday range of ₹482.75–₹492.5 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹490.35| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 513.82 | +23.47 | +4.79% |
| R3 | 504.07 | +13.72 | +2.80% |
| R2 | 498.28 | +7.93 | +1.62% |
| R1 | 494.32 | +3.97 | +0.81% |
| PIVOT | 488.53 | -1.82 | -0.37% |
| CURRENT | 490.35 | — | — |
| S1 | 465.07 | -25.28 | -5.16% |
| S2 | 474.82 | -15.53 | -3.17% |
| S3 | 478.78 | -11.57 | -2.36% |
| S4 | 484.57 | -5.78 | -1.18% |
ICICIPRULI is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: 482.75 ~ 488.9
Trading Inside opening range
ICICI Prudential Life Insurance Company Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for ICICI Prudential Life Insurance Company Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
ICICI Prudential Life Insurance Company Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for ICICI Prudential Life Insurance Company Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in ICICI Prudential Life Insurance Company Ltd stood at 65.3% of traded volume, against a 20-day average of 58.1%.
ICICI Prudential Life Insurance Company announcements: results, concalls, ratings, M&A.
Filings ICICI Prudential Life Insurance Company sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
ICICI Prudential Life Insurance Company files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 303 documents below.
ESOP/ESOS/ESPS
ICICI Prudential Life Insurance Company Limited has informed the Exchange regarding allotment of 35610 shares.
Investor Presentation
ICICI Prudential Life Insurance Company Limited has informed the Exchange about Investor Presentation
General Updates
ICICI Prudential Life Insurance Company Limited has informed the Exchange about Disclosure under Regulation 30 and Regulation 51 read with Schedule…
Copy of Newspaper Publication
ICICI Prudential Life Insurance Company Limited has informed the Exchange about Copy of Newspaper Publication
Copy of Newspaper Publication
ICICI Prudential Life Insurance Company Limited has informed the Exchange about Copy of Newspaper Publication
Investor decks & rating reports.
ICICI Prudential Life Insurance Company dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue ICICI Prudential Life Insurance Company has declared, sequenced by announce and record date.
ICICI Prudential Life Insurance Company corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About ICICI Prudential Life Insurance Company Ltd: business, sector, key facts.
What ICICI Prudential Life Insurance Company Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
ICICI Prudential Life Insurance Company Ltd operates in the Financial Services, listed as NSE: ICICIPRULI, BSE: 540133.
ICICI Prudential Life Insurance Company Ltd
ICICI Prudential Life Insurance Company Limited (ICICI Prudential Life) is a major player in the Indian insurance market, specializing in providing a diverse range of life insurance products and services to both individual and corporate clients. Their offerings cater to various life stages and financial goals, ensuring a comprehensive suite of solutions for a wide customer base.
Their product portfolio encompasses a broad spectrum of life insurance plans. This includes term insurance, designed to provide financial protection to families in the event of the policyholder's death; savings plans, focused on accumulating wealth over time; unit-linked insurance plans (ULIPs), offering investment flexibility combined with insurance coverage; guaranteed return plans, providing predictable returns; child education plans, geared towards securing a child's future education; and retirement plans, designed to provide a secure income stream during retirement. Beyond these core offerings, they also manage pension funds, further solidifying their position as a comprehensive financial services provider.
ICICI Prudential Life employs a multi-channel distribution strategy to reach its extensive customer base. Their sales network encompasses a robust team of individual and corporate agents, strategically partnered banks and brokers who extend their reach, and a direct sales force working actively to acquire new customers. Furthermore, they leverage the convenience and accessibility of online channels via their company website, allowing customers to explore products, obtain quotes, and potentially initiate applications directly online.
Established in 2000 and headquartered in Mumbai, India, ICICI Prudential Life benefits from its association with ICICI Bank Limited, a significant financial institution in India. This affiliation provides strong backing, enhancing credibility and potentially broadening its access to customer resources. The company's history, coupled with its comprehensive product range, wide distribution network, and backing by a reputable parent company, positions it as a key competitor within the Indian life insurance sector.
Questions investors ask about ICICI Prudential Life Insurance Company Ltd (ICICIPRULI).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of ICICI Prudential Life Insurance Company Ltd (ICICIPRULI)?
The current share price of ICICI Prudential Life Insurance Company Ltd (ICICIPRULI) is ₹490.35. Today, the stock has gained by ₹4.20 (0.86%), trading in a range of ₹482.75 to ₹492.5. The stock opened at ₹486.95 with a trading volume of 17,84,016 shares.
02Is ICICI Prudential Life Insurance Company Ltd stock a good investment for long-term?
ICICI Prudential Life Insurance Company Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹71,014.63 crores, P/E ratio of 42.40, ROE of 12.58%, and ROCE of 11.80%. The dividend yield stands at 0.35%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of ICICI Prudential Life Insurance Company Ltd stock?
The 52-week high price of ICICI Prudential Life Insurance Company Ltd (ICICIPRULI) is ₹706.8, while the 52-week low is ₹459.5. Currently trading at ₹490.35, the stock is 12.5% away from its 52-week low and 30.6% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy ICICI Prudential Life Insurance Company Ltd stock at the current price?
Whether to buy ICICI Prudential Life Insurance Company Ltd stock at ₹490.35 depends on multiple factors. The stock is currently trading with a P/E ratio of 42.40 and P/B ratio of 4.98. Today's performance shows a gain of 0.86%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of ICICI Prudential Life Insurance Company Ltd and when is the next dividend?
ICICI Prudential Life Insurance Company Ltd offers a dividend yield of 0.35%, which means for every ₹100 invested at the current price of ₹490.35, you can expect to receive approximately ₹0.35 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of ICICI Prudential Life Insurance Company Ltd?
ICICI Prudential Life Insurance Company Ltd's key financial metrics include: P/E Ratio: 42.40, P/B Ratio: 4.98, ROE: 12.58%, ROCE: 11.80%, Dividend Yield: 0.35%, EPS: ₹11.05, Book Value: ₹94.17, and Debt-to-Equity: 19.04. The company's market cap stands at ₹71,014.63 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is ICICI Prudential Life Insurance Company Ltd stock performing today in the market?
ICICI Prudential Life Insurance Company Ltd stock opened at ₹486.95 and is currently trading at ₹490.35, showing a gain of ₹4.20 (0.86%). The intraday high is ₹492.5 and low is ₹482.75. The trading volume stands at 17,84,016 shares, indicating strong market participation today.
08What is the P/E ratio of ICICI Prudential Life Insurance Company Ltd and what does it indicate?
ICICI Prudential Life Insurance Company Ltd has a Price-to-Earnings (P/E) ratio of 42.40, which means investors are willing to pay ₹42.40 for every ₹1 of earnings. With an EPS of ₹11.05, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about ICICI Prudential Life Insurance Company Ltd (ICICIPRULI) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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