SBI Life Insurance Company
SBI Life Insurance Company Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for SBI Life Insurance Company Ltd, framed against the sector median so the premium or discount is obvious at a glance.
SBI Life Insurance Company Ltd trades at a P/E of 69.40× and P/B of 8.96×, against the Financial Services sector median P/E of 18.17×.
Valuation
Profitability
Growth
Financial Health
SBI Life Insurance Company Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for SBI Life Insurance Company Ltd, switchable between annual and quarterly views, consolidated or standalone.
SBI Life Insurance Company Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1,77,146.07 Cr and reported EPS of ₹24.57.
SBI Life Insurance Company segment analysis: revenue and profit mix.
Disclosed business segments at SBI Life Insurance Company with their share of revenue and profit, switchable between consolidated and standalone reporting.
SBI Life Insurance Company discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
SBI Life Insurance Company Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy SBI Life Insurance Company Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
SBI Life Insurance Company Ltd's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
High market cap (₹197,546 Cr) and strong promoter holding (55.4%).
Zero debt-to-equity ratio and healthy ROE (15.10%) demonstrate financial strength.
Operates in stable, growing life insurance sector, offering long-term potential.
Consistent EPS growth over 3Y (16.96%) and 5Y (11.10%) shows profitability.
Strong revenue growth over 3Y (12.10%) and 5Y (21.69%) indicates market expansion.
What can break it.
High P/E ratio (80.50) suggests potential overvaluation compared to sector.
Recent quarterly sales (-42.60%) and profit (-6.58%) decline are concerning.
Low Operating Profit Margin (-0.50%) indicates operational inefficiencies.
Negative EBITDA CAGR (-3.21%) over five years is a concern.
Negative net margin growth (-8.72%) over five years is concerning.
What would change my mind.
Trim if P/E re-rates above 90 (~5.0× the sector multiple of 18.2). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 9%. The operating engine is no longer compounding capital efficiently.
SBI Life Insurance Company Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — SBI Life Insurance Company Ltd is highlighted for quick read-across.
Quick Compare
SBI Life Insurance Company Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for SBI Life Insurance Company Ltd — derived from the live tape, not yesterday's close.
SBI Life Insurance Company Ltd last traded at ₹1,767.6 with an intraday range of ₹1,764–₹1,793 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹1767.60| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 1843.73 | +76.13 | +4.31% |
| R3 | 1814.73 | +47.13 | +2.67% |
| R2 | 1803.87 | +36.27 | +2.05% |
| R1 | 1785.73 | +18.13 | +1.03% |
| PIVOT | 1774.87 | 7.27 | 0.41% |
| CURRENT | 1767.60 | — | — |
| S1 | 1698.73 | -68.87 | -3.90% |
| S2 | 1727.73 | -39.87 | -2.26% |
| S3 | 1745.87 | -21.73 | -1.23% |
| S4 | 1756.73 | -10.87 | -0.61% |
SBILIFE is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: 1768 ~ 1793
Trading Above opening range, showing Bullishness
SBI Life Insurance Company Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for SBI Life Insurance Company Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
SBI Life Insurance Company Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for SBI Life Insurance Company Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in SBI Life Insurance Company Ltd stood at 55.7% of traded volume, against a 20-day average of 56.9%.
SBI Life Insurance Company announcements: results, concalls, ratings, M&A.
Filings SBI Life Insurance Company sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
SBI Life Insurance Company files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 114 documents below.
Disclosure under SEBI Takeover Regulations
State Bank of India has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India…
ESOP/ESOS/ESPS
SBI Life Insurance Company Limited has informed the Exchange regarding Allotment of 79420 Shares pursuant to ESOP through circular resolution of the…
Analysts/Institutional Investor Meet/Con. Call Updates
SBI Life Insurance Company Limited has informed the Exchange about Transcript
General Updates
SBI Life Insurance Company Limited has informed the Exchange about General Updates
Analysts/Institutional Investor Meet/Con. Call Updates
SBI Life Insurance Company Limited has informed the Exchange about Link of Recording
Investor decks & rating reports.
SBI Life Insurance Company dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue SBI Life Insurance Company has declared, sequenced by announce and record date.
SBI Life Insurance Company corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About SBI Life Insurance Company Ltd: business, sector, key facts.
What SBI Life Insurance Company Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
SBI Life Insurance Company Ltd operates in the Financial Services, listed as NSE: SBILIFE, BSE: 540719.
SBI Life Insurance Company Limited is a privately held life insurance company operating within India. Its core business revolves around providing a comprehensive suite of life insurance products to both individual and group clients. This diverse portfolio encompasses a wide range of insurance solutions designed to meet varied customer needs and risk profiles.
The company's product offerings are extensive and categorized into several key areas. These include participating and non-participating life insurance plans, which offer differing levels of policyholder participation in the company's profits. Pension and retirement-focused products are also prominent, encompassing group gratuity, group leave encashment, and group superannuation plans. Furthermore, SBI Life offers individual and group immediate annuity products, providing a steady income stream for retirees. Unit-linked and variable insurance products, allowing investment flexibility, are also a significant part of their portfolio.
Beyond traditional life insurance, SBI Life also provides health insurance and microinsurance solutions, catering to a broader range of customers and their specific needs. Accident and disability benefits, level term insurance (offering coverage for a specified period), and critical illness insurance are also available, underscoring the company's commitment to comprehensive risk management solutions. This strategic focus on a diversified product range allows SBI Life to effectively cater to a wide demographic, from individuals to large corporate clients.
SBI Life leverages a multifaceted distribution network to reach its extensive customer base. This multi-channel approach includes a robust team of individual agents, supported by a network of brokers and corporate agents. The company also fosters significant partnerships with banks (bancassurance) and works with certified insurance facilitators. This diverse distribution strategy allows for widespread market penetration and accessibility across India. The company maintains numerous partner branches throughout the country to further enhance its operational reach and customer service capabilities.
Established in 2000 and headquartered in Mumbai, SBI Life Insurance Company Limited operates as a subsidiary of the State Bank of India. This affiliation provides a strong foundation and access to a vast customer base, further contributing to the company's significant presence and success in the Indian life insurance market.
Questions investors ask about SBI Life Insurance Company Ltd (SBILIFE).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of SBI Life Insurance Company Ltd (SBILIFE)?
The current share price of SBI Life Insurance Company Ltd (SBILIFE) is ₹1,767.6. Today, the stock has gained by ₹8.10 (0.46%), trading in a range of ₹1,764 to ₹1,793. The stock opened at ₹1,771.7 with a trading volume of 14,23,732 shares.
02Is SBI Life Insurance Company Ltd stock a good investment for long-term?
SBI Life Insurance Company Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,77,146.07 crores, P/E ratio of 69.40, ROE of 13.70%, and ROCE of 16.90%. The dividend yield stands at 0.16%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of SBI Life Insurance Company Ltd stock?
The 52-week high price of SBI Life Insurance Company Ltd (SBILIFE) is ₹2,132, while the 52-week low is ₹1,700.4. Currently trading at ₹1,767.6, the stock is 15.6% away from its 52-week low and 17.1% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy SBI Life Insurance Company Ltd stock at the current price?
Whether to buy SBI Life Insurance Company Ltd stock at ₹1,767.6 depends on multiple factors. The stock is currently trading with a P/E ratio of 69.40 and P/B ratio of 8.96. Today's performance shows a gain of 0.46%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of SBI Life Insurance Company Ltd and when is the next dividend?
SBI Life Insurance Company Ltd offers a dividend yield of 0.16%, which means for every ₹100 invested at the current price of ₹1,767.6, you can expect to receive approximately ₹0.16 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of SBI Life Insurance Company Ltd?
SBI Life Insurance Company Ltd's key financial metrics include: P/E Ratio: 69.40, P/B Ratio: 8.96, ROE: 13.70%, ROCE: 16.90%, Dividend Yield: 0.16%, EPS: ₹24.57, Book Value: ₹190.23, and Debt-to-Equity: 0.00. The company's market cap stands at ₹1,77,146.07 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is SBI Life Insurance Company Ltd stock performing today in the market?
SBI Life Insurance Company Ltd stock opened at ₹1,771.7 and is currently trading at ₹1,767.6, showing a gain of ₹8.10 (0.46%). The intraday high is ₹1,793 and low is ₹1,764. The trading volume stands at 14,23,732 shares, indicating strong market participation today.
08What is the P/E ratio of SBI Life Insurance Company Ltd and what does it indicate?
SBI Life Insurance Company Ltd has a Price-to-Earnings (P/E) ratio of 69.40, which means investors are willing to pay ₹69.40 for every ₹1 of earnings. With an EPS of ₹24.57, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about SBI Life Insurance Company Ltd (SBILIFE) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
Related
Peers, sector trends, screeners and strategy playbooks contextual to this stock.
- HDFC Life Insurance Company (HDFCLIFE) Share PricePeer
- ICICI Prudential Life Insurance Company (ICICIPRULI) Share PricePeer
- Life Insurance Corporation of India (LICI) Share PricePeer
- Stocks near 52-week low (reversal watch)Screener
- Reversal Hunter strategy playbookStrategy
- Other overvalued NSE stocksScreener
- All Technical ScreenersScreener
- All Trading StrategiesStrategy