HDFCLIFE vs SBILIFE: Stock Comparison

HDFC LIFE INS CO vs SBI LIFE INSURANCE COUpdated 27 Aug 26, 4:08 PM ISTNSE & company filings

SBI LIFE INSURANCE CO is the larger company by market capitalisation. HDFC LIFE INS CO shows a lower P/E, a higher dividend yield and faster revenue growth, while SBI LIFE INSURANCE CO shows a higher ROE and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

HDFCLIFE leads 5; SBILIFE leads 4 of 9

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

HDFCLIFESBILIFE

Valuation lens

What price are you paying?

Market CapContext only
₹1.2 L Cr
₹1.78 L Cr
P/E RatioHDFCLIFE has the lower reading
59.79x
68.73x
P/B RatioHDFCLIFE has the lower reading
6.64x
9.37x
EPSSBILIFE has the higher reading
₹2.81
₹7.23
Book ValueContext only
₹89.8
₹200.67
Dividend YieldHDFCLIFE has the higher reading
0.38%
0.15%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
SBILIFE is the larger company
₹1.78 L Cr vs ₹1.2 L Cr
P/E Ratio
HDFCLIFE has a lower P/E
59.79x vs 68.73x
P/B Ratio
HDFCLIFE has a lower P/B
6.64x vs 9.37x
EPS
SBILIFE has higher earnings per share
₹7.23 vs ₹2.81
Dividend Yield
HDFCLIFE has a higher dividend yield
0.38% vs 0.15%
Revenue Growth (TTM YoY)
HDFCLIFE has faster revenue growth
-17.7% vs -82.2%
EPS Growth (TTM YoY)
HDFCLIFE has faster EPS growth
4.1% vs -1.1%
ROE
SBILIFE has a higher ROE
12.94% vs 10.79%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricHDFCLIFESBILIFE
SectorFinancial ServicesFinancial Services
IndustryLife InsuranceLife Insurance

Price

MetricHDFCLIFESBILIFE
Live Price₹548₹1,773.2
Day Change-0.9%0.28%
Volume24.75 L9.41 L
52-Week High₹803₹2,132
52-Week Low₹530.5₹1,700.4
Distance from 52W High-31.76%-16.83%

Valuation

MetricHDFCLIFESBILIFE
Market Cap₹1.2 L Cr₹1.78 L Cr
P/E Ratio59.79x68.73x
P/B Ratio6.64x9.37x
EPS₹2.81₹7.23
Book Value₹89.8₹200.67
Dividend Yield0.38%0.15%

Growth

MetricHDFCLIFESBILIFE
Revenue Growth (TTM YoY)-17.7%-82.2%
EPS Growth (TTM YoY)4.1%-1.1%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricHDFCLIFESBILIFE
ROE10.79%12.94%
Net Margin1.89%2.48%
Operating Margin1.99%2.25%
Debt to Equity0.18x0x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricHDFCLIFESBILIFE
Promoter Holding50.54% 0.33 pp55.32% 0.01 pp
FII Holding19.27% 3.25 pp20.95% 0.56 pp
DII Holding20.19% 2.94 pp19.66% 0.53 pp
Public Holding9.98% 0.02 pp4.06% 0.04 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HDFC LIFE INS CO and SBI LIFE INSURANCE CO.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.