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New India Assurance Company
Large Cap•10,949 Employees•IPO 2017
Current Price
₹134.61
-3.28 (-2.38%)Updated
Valuation vs Sector
P/E Ratio
20.47vs 18.25
P/B Ratio
0.99vs 2.06
Div Yield
0.85%vs 0.60%
Today's Range
134.3
₹134.61
138.69
52 Week Range
52W Low₹131.90
52W High₹214.74
₹134.61
Downside2.05%
Upside59.53%
Price Chart
Compare with Peers
Historical Ratios
Track top 12 most important financial ratios
P/E Ratio: Price to Earnings - Most used valuation metric
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Analyzing Investment Quality
Processing 9 key metrics...
Key Metrics
Hover for details
Valuation
Market Cap
₹25,057.84 Cr
Market Cap
Total market value of companyP/E Ratio
21.01
P/E Ratio
Price to Earnings. Lower is generally better (<25 is good)P/B Ratio
0.72
P/B Ratio
Price to Book Value. <3 may indicate undervaluationEPS
₹7.25
EPS
Earnings Per Share. Higher and growing is positiveProfitability
ROE
0.94%
ROE
Return on Equity. >15% is good, >20% is excellentROCE
3.59%
ROCE
Return on Capital Employed. >15% is goodNet Margin
2.60%
Net Margin
Net profit as % of revenue. >10% is goodOperating Margin
-%
Operating Margin
Operating profit margin. >15% is goodGrowth
EPS Growth (5Y)
-6.39%
EPS Growth (5Y)
5-year EPS growth. >15% is strongRevenue Growth (5Y)
6.93%
Revenue Growth (5Y)
5-year revenue growth. >10% is goodQtr Sales Growth
12.50%
Qtr Sales Growth
Quarter-over-quarter sales growthQtr Profit Growth
67.30%
Qtr Profit Growth
Quarter-over-quarter profit growthFinancial Health
Debt/Equity
-
Debt/Equity
Financial leverage. <1 is good, <0.5 is excellentBook Value
₹268.10
Book Value
Net asset value per shareDividend Yield
0.85%
Dividend Yield
Annual dividend as % of price. >2% is goodPromoter Holding
85.40%
Promoter Holding
Promoter stake. >50% shows confidenceGood
Average
Needs Attention
SWOT Analysis
Strengths
4 points- •NIACL exhibits a strong promoter holding of 85.4%, indicating significant confidence in the company's future prospects and stability. This high promoter stake minimizes potential risks associated with volatile shareholding patterns.
- •The company's quarterly profit has shown significant growth, with a 67.3% increase. This positive trend, coupled with a 12.5% rise in quarterly sales, suggests strong operational efficiency and market demand.
Weaknesses
5 points- •NIACL's Return on Equity (ROE) of 3.64% is relatively low compared to industry benchmarks, indicating that the company may not be utilizing its equity as efficiently as its competitors to generate profits.
- •The company's Price-to-Earnings (PE) ratio of 26.30 is relatively high, suggesting that the stock might be overvalued compared to its earnings. Investors should carefully consider this valuation metric.
Opportunities
3 points- •The expanding general insurance sector in India, driven by increasing awareness and digitalization, presents a significant growth opportunity for NIACL to capture new market segments and enhance its policy base.
- •Opportunities exist for NIACL to diversify its product portfolio, including specialized health and cyber insurance, to cater to evolving customer needs and tap into new, high-growth segments within the insurance market.
Threats
4 points- •The general insurance market faces intense competition from both established players and new entrants, potentially leading to pricing pressures and market share erosion for NIACL, impacting profitability.
- •Adverse changes in regulatory policies or capital requirements for the insurance sector could significantly impact NIACL's operational flexibility and financial performance, posing a notable external threat.
Segment-wise Financial Analysis
Fetching Financials...
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Shareholding Pattern
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Company Insider Trading Activity
No insider trading data available
Corporate Action
Company Announcements
Technical Analysis & Indicators
Standard pivot points - most widely used
Pivot Points (CLASSIC)
| Level | Price | Distance | % Change |
|---|---|---|---|
| R4 | ₹146.21 | +₹11.60 | +8.62% |
| R3 | ₹141.82 | +₹7.21 | +5.36% |
| R2 | ₹140.26 | +₹5.65 | +4.19% |
| R1 | ₹137.43 | +₹2.82 | +2.10% |
| PIVOT | ₹135.87 | 1.26 | 0.93% |
| CURRENT | ₹134.61 | - | - |
| S1 | ₹124.26 | -₹10.35 | -7.69% |
| S2 | ₹128.65 | -₹5.96 | -4.43% |
| S3 | ₹131.48 | -₹3.13 | -2.33% |
| S4 | ₹133.04 | -₹1.57 | -1.16% |
CPR Levels
Support
Resistance
S4
N/A
S3
N/A
S2
N/A
S1
N/A
| CPR |
BC: N/AP: N/ATC: N/A
R1
N/A
R2
N/A
R3
N/A
R4
N/A
LTP: N/A
PDH: N/A
PDL: N/A
● Market Sentiment
is trading CPR, indicating
● CPR Width
CPR is
● Opening Range
Day's range: ~
● Price Position
Trading Inside opening range
Delivery Volume Analysis & Trading Activity
Latest Volume-0.9% vs avg
3.54L
(13 Mar 2026)Delivery %+11.0% vs avg
54.9%
(13 Mar 2026)Avg Volume (20D)20-day average
3.57L
(13 Feb - 13 Mar)Avg Delivery %Trend ↑
43.9%
(13 Feb - 13 Mar)Delivery % indicates the percentage of traded volume that resulted in actual delivery. Higher delivery % (>50%) suggests genuine buying interest and stronger hands.
Peer Comparison & Industry Benchmarking
Quick Compare
Largest by Market Cap
ICICI Lombard General Insurance Company Ltd
96,007.53 ₹ Cr
Best Profit Growth
Go Digit General Insurance Ltd
51.60 %
Highest Dividend Yield
ICICI Lombard General Insurance Company Ltd
0.73 %
Peer Comparison
| Company Name |
|---|
 Go Digit General Insurance Ltd |
 ICICI Lombard General Insurance Company Ltd |
About
New India Assurance Company Ltd
The New India Assurance Company Limited (NIACL) is a major general insurance company with a significant presence both domestically in India and internationally. Its business model centers around offering a comprehensive suite of insurance products catering to a wide range of individual and corporate clients.
NIACL's product portfolio is exceptionally broad, encompassing various segments of the insurance market. In the commercial sector, they provide crucial insurance coverage for credit risks, engineering projects, aviation assets, and real estate properties. They also offer liability insurance, safeguarding businesses from potential legal ramifications, along with comprehensive marine cargo and hull insurance for shipping and maritime operations. Traditional insurance lines like fire, motor vehicle, and health insurance are also significant components of their offerings.
Beyond commercial lines, NIACL extends its services to individual consumers through a diverse range of personal insurance products. This includes personal accident insurance offering financial protection in case of unforeseen events, and home and contents insurance safeguarding residential properties and belongings. The company's reach extends to more specialized personal insurance needs, covering unconventional vehicles such as animal-driven carts and pedal cycles.
NIACL further distinguishes itself by its involvement in niche and socially relevant sectors. Agricultural insurance plays a vital role, with offerings extending to crops, livestock (cattle, sheep, goats, poultry), horticulture, and plantation insurance. They also provide specialized insurance for agricultural equipment, like solar pump sets, supporting the agricultural community. The company actively participates in government-sponsored insurance schemes, highlighting its commitment to social responsibility.
The company also leverages bancassurance partnerships, distributing insurance products through banking channels, and engages in reinsurance, managing risk for other insurance companies. This multi-faceted approach ensures a stable and diversified revenue stream, reflecting NIACL's robust and adaptable business model.
COMPANY FACTS - NIACL
Registered Address
#87, M.G.Road, Fort
Mumbai
MAHARASHTRA
IN
Tel: 918002091415
Website:https://www.newindia.co.in/
Investor Relations:http://www.newindia.co.in/portal/aboutUs/Investors
Company Details
Group: Insurance
Sector: Financials
Industry: Insurance
Exchange: NATIONAL STOCK EXCHANGE OF INDIA
Employees: 10,949
IPO Date: 13/11/2017
MANAGEMENT - NIACL
Ms. Girija Subramanian
Chairman of the Board, Managing Director
Mr. Vimal Jain
Chief Financial Officer
Mr. Pooran Tulsian
Chief Investment Officer
Mr. Prashant Biswas
Chief Marketing Officer
Ms. Jayashree Nair
Chief Compliance Officer
Mr. K. V. Raman ..
Chief Risk Officer
Ms. Kasturi Sengupta
Executive Director
Ms. Smita Srivastava
Executive Director
Mr. Santosh Chavan
Chief of Internal Audit
Ms. Rema Devi V
Chief Underwriting Officer
Ms. Anitha Kolapuram
Chief Vigilance Officer
Mr. Sharad Ramnarayanan
Appointed Actuary
Investor Questions Answered
New India Assurance Company Ltd (NIACL) Stock FAQs
Get answers to the most common questions about New India Assurance Company Ltd stock price, fundamentals, financial metrics, and investment analysis
The current share price of New India Assurance Company Ltd (NIACL) is ₹134.61. Today, the stock has declined by ₹3.28 (2.38%), trading in a range of ₹134.3 to ₹138.69. The stock opened at ₹137 with a trading volume of 3,53,544 shares.
New India Assurance Company Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹25,057.84 crores, P/E ratio of 21.01, ROE of 0.94%, and ROCE of 3.59%. The dividend yield stands at 0.85%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of New India Assurance Company Ltd (NIACL) is ₹214.74, while the 52-week low is ₹131.9. Currently trading at ₹134.61, the stock is 3.3% away from its 52-week low and 37.3% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy New India Assurance Company Ltd stock at ₹134.61 depends on multiple factors. The stock is currently trading with a P/E ratio of 21.01 and P/B ratio of N/A. Today's performance shows a loss of 2.38%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
New India Assurance Company Ltd offers a dividend yield of 0.85%, which means for every ₹100 invested at the current price of ₹134.61, you can expect to receive approximately ₹0.85 annually as dividends. The face value of the stock is ₹5.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
New India Assurance Company Ltd's key financial metrics include: P/E Ratio: 21.01, P/B Ratio: N/A, ROE: 0.94%, ROCE: 3.59%, Dividend Yield: 0.85%, EPS: ₹7.25, Book Value: ₹268.1, Debt-to-Equity: 0.00, and Current Ratio: N/A. The company's market cap stands at ₹25,057.84 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
New India Assurance Company Ltd stock opened at ₹137 and is currently trading at ₹134.61, showing a decline of ₹3.28 (2.38%). The intraday high is ₹138.69 and low is ₹134.3. The trading volume stands at 3,53,544 shares, indicating moderate market participation today.
New India Assurance Company Ltd has a Price-to-Earnings (P/E) ratio of 21.01, which means investors are willing to pay ₹21.01 for every ₹1 of earnings. With an EPS of ₹7.25, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
New India Assurance Company Ltd has a market capitalization of ₹25,057.84 crores, making it a mid-cap company. Market cap is calculated by multiplying the current stock price (₹134.61) by the total number of outstanding shares. This metric helps investors understand the company's size, stability, and investment risk profile.
New India Assurance Company Ltd has a book value of ₹268.1 per share and a Price-to-Book (P/B) ratio of N/A. The current market price is ₹134.61, which is 49.8% below the book value. A P/B ratio below 1 may indicate undervaluation or asset quality concerns.
New India Assurance Company Ltd has a Return on Equity (ROE) of 0.94% and Return on Capital Employed (ROCE) of 3.59%. ROE measures how efficiently the company generates profits from shareholders' equity, while ROCE indicates how well the company uses its capital to generate profits. These returns may need improvement for better profitability. Higher percentages generally indicate better financial performance.
New India Assurance Company Ltd operates in the diversified sector and belongs to the general industry. The company competes with other players in this space and its performance is influenced by sector-specific trends, regulatory changes, and market dynamics. Understanding the sector helps investors assess growth potential, cyclical patterns, and industry-specific risks that may impact the stock's performance.
New India Assurance Company Ltd has a debt-to-equity ratio of 0.00, which measures the company's financial leverage by comparing total debt to shareholders' equity. A low ratio suggests conservative financing with minimal debt. Lower ratios generally indicate lower financial risk, but optimal levels vary by industry.
New India Assurance Company Ltd has an Earnings Per Share (EPS) of ₹7.25, which represents the company's profit allocated to each outstanding share. With a current stock price of ₹134.61 and P/E ratio of 21.01, investors are paying 21.01 times the annual earnings per share. The company may need to improve its earnings performance. Track EPS growth over quarters to assess earnings momentum.
New India Assurance Company Ltd has reported a sales growth of N/A% and profit growth of N/A%. The company may be facing growth challenges or operating in a mature market. Consistent growth over multiple quarters is a positive indicator for long-term investors. Compare these growth rates with industry peers for better perspective.
New India Assurance Company Ltd has a current ratio of N/A, which measures the company's ability to pay short-term obligations with current assets. A ratio below 1 may indicate potential liquidity concerns. This metric is crucial for assessing the company's working capital management and financial safety.
To analyze New India Assurance Company Ltd stock, consider: 1) Fundamental Analysis - Review P/E (21.01), ROE (0.94%), debt-to-equity (0.00), and growth rates. 2) Technical Analysis - Check 52-week range (₹131.90 - ₹214.74), moving averages, and chart patterns. 3) Valuation - Compare current price (₹134.61) with book value (₹268.10) and industry peers. 4) Financial Health - Assess current ratio (N/A) and cash flows. 5) Growth Prospects - Evaluate sales growth (N/A%) and profit growth (N/A%). Always diversify and consult a financial advisor.
The face value (or par value) of New India Assurance Company Ltd share is ₹5.00. Face value is the nominal value of a share as stated in the company's charter and is used for accounting purposes and calculating dividends. The current market price of ₹134.61 is 2592x the face value. Face value remains constant unless the company undergoes a stock split or bonus issue, while market price fluctuates based on demand and supply.
Investing in New India Assurance Company Ltd carries several risks: 1) Market Risk - Stock price volatility (52-week range: ₹131.90 - ₹214.74). 2) Business Risk - Industry-specific challenges in the sector. 3) Financial Risk - Debt-to-equity ratio of 0.00 indicates leverage. 4) Liquidity Risk - Based on trading volume of 3,53,544 shares. 5) Valuation Risk - P/E of 21.01 may indicate over/undervaluation. 6) Economic Risk - Macroeconomic factors affecting the industry. Diversify your portfolio and invest only what you can afford to lose.
New India Assurance Company Ltd operates in the industry with key metrics: P/E ratio of 21.01, ROE of 0.94%, market cap of ₹25,057.84 crores, and dividend yield of 0.85%. To make an informed comparison, analyze these metrics against industry peers considering factors like revenue growth (N/A%), profit margins, debt levels (D/E: 0.00), and market position. Use our peer comparison tool on this page to see detailed side-by-side analysis with competitors.
Target prices for New India Assurance Company Ltd vary among analysts and depend on multiple factors including earnings projections, industry trends, and market conditions. The stock is currently trading at ₹134.61, with a 52-week range of ₹131.90 to ₹214.74. Based on fundamentals like P/E (21.01), ROE (0.94%), and growth rates, analysts may have different target prices. Always refer to recent research reports from reputed brokerages and make decisions based on your own analysis and risk appetite.
Consider selling New India Assurance Company Ltd stock when: 1) Target Price Achieved - If the stock reaches your predetermined target from current ₹134.61. 2) Fundamental Deterioration - Declining ROE (currently 0.94%), increasing debt (D/E: 0.00), or falling growth rates. 3) Better Opportunities - Finding stocks with superior risk-reward ratios. 4) Portfolio Rebalancing - When the stock becomes overweight in your portfolio. 5) Changed Investment Thesis - If reasons for buying no longer hold. 6) Stop Loss - If price falls below your risk threshold. Always base decisions on thorough analysis rather than emotions.
Tax implications for New India Assurance Company Ltd stock investments: 1) Short-term Capital Gains (STCG) - If sold within 1 year, gains taxed at 15% plus cess. 2) Long-term Capital Gains (LTCG) - If held over 1 year, gains above ₹1 lakh taxed at 10% without indexation. 3) Dividend Income - Dividends (current yield: 0.85%) are taxable as per your income tax slab. 4) Securities Transaction Tax (STT) - Applicable on both buy and sell transactions. 5) Intraday Trading - Treated as speculative income, taxed as per slab. Tax laws change periodically, so consult a tax advisor for personalized guidance and latest regulations.
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