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New India Assurance Company
New India Assurance Company Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for New India Assurance Company Ltd, framed against the sector median so the premium or discount is obvious at a glance.
New India Assurance Company Ltd trades at a P/E of 21.01×, against the Financials sector median P/E of 17.24×.
Valuation
Profitability
Growth
Financial Health
New India Assurance Company Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for New India Assurance Company Ltd, switchable between annual and quarterly views, consolidated or standalone.
New India Assurance Company Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹25,057.841 Cr and reported EPS of ₹7.25.
New India Assurance Company segment analysis: revenue and profit mix.
Disclosed business segments at New India Assurance Company with their share of revenue and profit, switchable between consolidated and standalone reporting.
New India Assurance Company discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
New India Assurance Company Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy New India Assurance Company Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
New India Assurance Company Ltd's investment case rests on 7 positive markers and 9 flagged concerns drawn from the latest reported filings.
What you're getting.
NIACL exhibits a strong promoter holding of 85.4%, indicating significant confidence in the company's future prospects and stability. This high promoter stake minimizes potential risks associated with volatile shareholding patterns.
The company's quarterly profit has shown significant growth, with a 67.3% increase. This positive trend, coupled with a 12.5% rise in quarterly sales, suggests strong operational efficiency and market demand.
NIACL boasts a considerable market capitalization of ₹31,480 crore, reflecting investor confidence and substantial asset value. This large market cap suggests a degree of stability and resilience within the market.
The company maintains a very healthy financial structure with a zero debt-to-equity ratio, indicating no reliance on borrowed capital. This provides strong financial stability and reduces interest burden risks.
The expanding general insurance sector in India, driven by increasing awareness and digitalization, presents a significant growth opportunity for NIACL to capture new market segments and enhance its policy base.
What can break it.
NIACL's Return on Equity (ROE) of 3.64% is relatively low compared to industry benchmarks, indicating that the company may not be utilizing its equity as efficiently as its competitors to generate profits.
The company's Price-to-Earnings (PE) ratio of 26.30 is relatively high, suggesting that the stock might be overvalued compared to its earnings. Investors should carefully consider this valuation metric.
While quarterly profit growth is positive, the Return on Capital Employed (ROCE) at 3.59% is modest. This suggests that the company's capital investments may not be yielding optimal returns compared to industry peers.
The company's Return on Assets (ROA) stands at a low 0.96%, indicating inefficiency in generating profits from its total assets. This suggests a need for improved asset utilization to boost overall profitability.
The company has received a 'Avoid' recommendation for long-term investment, citing weak fundamentals and a high-risk level (44% score). This suggests significant financial concerns for potential long-term investors.
What would change my mind.
Trim if P/E re-rates above 27 (~1.6× the sector multiple of 17.2). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
New India Assurance Company Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — New India Assurance Company Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
 General Insurance Corporation of India |
 Go Digit General Insurance Ltd |
 ICICI Lombard General Insurance Company Ltd |
New India Assurance Company LtdCurrent Stock |
 Star Health & Allied Insurance Company Ltd |
New India Assurance Company Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for New India Assurance Company Ltd — derived from the live tape, not yesterday's close.
New India Assurance Company Ltd last traded at ₹151.51 with an intraday range of ₹150.51–₹153.45 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹151.51| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 159.02 | +7.51 | +4.95% |
| R3 | 156.08 | +4.57 | +3.01% |
| R2 | 154.76 | +3.25 | +2.15% |
| R1 | 153.14 | +1.63 | +1.07% |
| PIVOT | 151.82 | 0.31 | 0.21% |
| CURRENT | 151.51 | — | — |
| S1 | 144.32 | -7.19 | -4.75% |
| S2 | 147.26 | -4.25 | -2.81% |
| S3 | 148.88 | -2.63 | -1.73% |
| S4 | 150.20 | -1.31 | -0.87% |
NIACL is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: 151.11 ~ 152.79
Trading Inside opening range
New India Assurance Company Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for New India Assurance Company Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in New India Assurance Company Ltd stood at 23.1% of traded volume, against a 20-day average of 28.0%.
New India Assurance Company announcements: results, concalls, ratings, M&A.
Filings New India Assurance Company sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
New India Assurance Company dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue New India Assurance Company has declared, sequenced by announce and record date.
New India Assurance Company corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About New India Assurance Company Ltd: business, sector, key facts.
What New India Assurance Company Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
New India Assurance Company Ltd operates in the Insurance industry under the Financials sector, listed as NSE: NIACL, BSE: 540769.
The New India Assurance Company Limited (NIACL) is a major general insurance company with a significant presence both domestically in India and internationally. Its business model centers around offering a comprehensive suite of insurance products catering to a wide range of individual and corporate clients.
NIACL's product portfolio is exceptionally broad, encompassing various segments of the insurance market. In the commercial sector, they provide crucial insurance coverage for credit risks, engineering projects, aviation assets, and real estate properties. They also offer liability insurance, safeguarding businesses from potential legal ramifications, along with comprehensive marine cargo and hull insurance for shipping and maritime operations. Traditional insurance lines like fire, motor vehicle, and health insurance are also significant components of their offerings.
Beyond commercial lines, NIACL extends its services to individual consumers through a diverse range of personal insurance products. This includes personal accident insurance offering financial protection in case of unforeseen events, and home and contents insurance safeguarding residential properties and belongings. The company's reach extends to more specialized personal insurance needs, covering unconventional vehicles such as animal-driven carts and pedal cycles.
NIACL further distinguishes itself by its involvement in niche and socially relevant sectors. Agricultural insurance plays a vital role, with offerings extending to crops, livestock (cattle, sheep, goats, poultry), horticulture, and plantation insurance. They also provide specialized insurance for agricultural equipment, like solar pump sets, supporting the agricultural community. The company actively participates in government-sponsored insurance schemes, highlighting its commitment to social responsibility.
The company also leverages bancassurance partnerships, distributing insurance products through banking channels, and engages in reinsurance, managing risk for other insurance companies. This multi-faceted approach ensures a stable and diversified revenue stream, reflecting NIACL's robust and adaptable business model.
Questions investors ask about New India Assurance Company Ltd (NIACL).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of New India Assurance Company Ltd (NIACL)?
The current share price of New India Assurance Company Ltd (NIACL) is ₹151.51. Today, the stock has declined by ₹0.18 (0.12%), trading in a range of ₹150.51 to ₹153.45. The stock opened at ₹151.69 with a trading volume of 4,62,350 shares.
02Is New India Assurance Company Ltd stock a good investment for long-term?
New India Assurance Company Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹25,057.84 crores, P/E ratio of 21.01, ROE of 0.94%, and ROCE of 3.59%. The dividend yield stands at 0.85%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of New India Assurance Company Ltd stock?
The 52-week high price of New India Assurance Company Ltd (NIACL) is ₹214.74, while the 52-week low is ₹116.97. Currently trading at ₹151.51, the stock is 35.3% away from its 52-week low and 29.4% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy New India Assurance Company Ltd stock at the current price?
Whether to buy New India Assurance Company Ltd stock at ₹151.51 depends on multiple factors. The stock is currently trading with a P/E ratio of 21.01 and P/B ratio of N/A. Today's performance shows a loss of 0.12%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of New India Assurance Company Ltd and when is the next dividend?
New India Assurance Company Ltd offers a dividend yield of 0.85%, which means for every ₹100 invested at the current price of ₹151.51, you can expect to receive approximately ₹0.85 annually as dividends. The face value of the stock is ₹5.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of New India Assurance Company Ltd?
New India Assurance Company Ltd's key financial metrics include: P/E Ratio: 21.01, P/B Ratio: N/A, ROE: 0.94%, ROCE: 3.59%, Dividend Yield: 0.85%, EPS: ₹7.25, Book Value: ₹268.1, Debt-to-Equity: 0.00, and Current Ratio: N/A. The company's market cap stands at ₹25,057.84 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is New India Assurance Company Ltd stock performing today in the market?
New India Assurance Company Ltd stock opened at ₹151.69 and is currently trading at ₹151.51, showing a decline of ₹0.18 (0.12%). The intraday high is ₹153.45 and low is ₹150.51. The trading volume stands at 4,62,350 shares, indicating moderate market participation today.
08What is the P/E ratio of New India Assurance Company Ltd and what does it indicate?
New India Assurance Company Ltd has a Price-to-Earnings (P/E) ratio of 21.01, which means investors are willing to pay ₹21.01 for every ₹1 of earnings. With an EPS of ₹7.25, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about New India Assurance Company Ltd (NIACL) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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