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General Insurance Corporation of India
Large Cap•411 Employees•IPO 2017
Current Price
₹361.95
-7.35 (-1.99%)Updated
Valuation vs Sector
P/E Ratio
6.68vs 18.54
P/B Ratio
1.20vs 2.09
Div Yield
0.00%vs 0.59%
Today's Range
360.5
₹361.95
369.3
52 Week Range
52W Low₹350.25
52W High₹453.80
₹361.95
Downside3.34%
Upside25.38%
Price Chart
Compare with Peers
Historical Ratios
Track top 12 most important financial ratios
P/E Ratio: Price to Earnings - Most used valuation metric
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Analyzing Investment Quality
Processing 9 key metrics...
Key Metrics
Hover for details
Valuation
Market Cap
₹68,228.62 Cr
Market Cap
Total market value of companyP/E Ratio
7.09
P/E Ratio
Price to Earnings. Lower is generally better (<25 is good)P/B Ratio
1.21
P/B Ratio
Price to Book Value. <3 may indicate undervaluationEPS
₹54.88
EPS
Earnings Per Share. Higher and growing is positiveProfitability
ROE
18.32%
ROE
Return on Equity. >15% is good, >20% is excellentROCE
13.30%
ROCE
Return on Capital Employed. >15% is goodNet Margin
19.87%
Net Margin
Net profit as % of revenue. >10% is goodOperating Margin
-%
Operating Margin
Operating profit margin. >15% is goodGrowth
EPS Growth (5Y)
-%
EPS Growth (5Y)
5-year EPS growth. >15% is strongRevenue Growth (5Y)
-2.46%
Revenue Growth (5Y)
5-year revenue growth. >10% is goodQtr Sales Growth
13.50%
Qtr Sales Growth
Quarter-over-quarter sales growthQtr Profit Growth
80.70%
Qtr Profit Growth
Quarter-over-quarter profit growthFinancial Health
Debt/Equity
-
Debt/Equity
Financial leverage. <1 is good, <0.5 is excellentBook Value
₹277.36
Book Value
Net asset value per shareDividend Yield
-%
Dividend Yield
Annual dividend as % of price. >2% is goodPromoter Holding
82.40%
Promoter Holding
Promoter stake. >50% shows confidenceGood
Average
Needs Attention
SWOT Analysis
Strengths
3 points- •GICRE's attractive P/E ratio of 7.92, well below the sector's 9.21, suggests undervaluation. A robust 11.00% Return on Equity and high 82.4% promoter holding signal strong profitability, efficient capital use, and management confidence.
- •The company shows impressive growth with an 80.70% increase in quarterly profit and a 13.50% rise in quarterly sales, indicating strong operational momentum. Its 13.30% Return on Capital Employed (ROCE) further highlights efficient capital utilization.
Weaknesses
3 points- •GICRE's stock price has shown significant volatility, fluctuating between a 52-week high of ₹526 and a low of ₹345. This wide range, coupled with recent downward pressure, presents a risk for investors seeking stable returns and warrants close monitoring.
- •While promoter holding remains high at 82.4%, a historical decline from 85.78% in June 2022 is noted. This decrease, though not drastic, warrants attention as it could signal potential future dilution or a shift in promoter confidence.
Opportunities
3 points- •Operating in the General Insurance sector, GICRE is well-positioned to capitalize on India's economic growth and increasing insurance penetration. Its strong financial health provides a solid foundation to expand market share.
- •GICRE's significantly lower P/E ratio of 7.92 compared to peers (e.g., ICICI Lombard at 36.06) presents a clear opportunity for valuation re-rating as the market recognizes its strong fundamentals and growth.
Threats
3 points- •The general insurance sector is highly competitive, with established players like ICICI Lombard and emerging ones like Go Digit. This intense competition could pressure GICRE's market share and profitability margins.
- •The insurance industry is subject to stringent and evolving regulatory frameworks. Any adverse changes in regulations, capital requirements, or policy norms could significantly impact GICRE's operations and financial performance.
Segment-wise Financial Analysis
Fetching Financials...
Fetching Balance Sheet...
Fetching Cash Flow...
Shareholding Pattern
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Company Insider Trading Activity
No insider trading data available
Corporate Action
Company Announcements
Technical Analysis & Indicators
Standard pivot points - most widely used
Pivot Points (CLASSIC)
| Level | Price | Distance | % Change |
|---|---|---|---|
| R4 | ₹384.93 | +₹22.98 | +6.35% |
| R3 | ₹376.13 | +₹14.18 | +3.92% |
| R2 | ₹372.72 | +₹10.77 | +2.97% |
| R1 | ₹367.33 | +₹5.38 | +1.49% |
| PIVOT | ₹363.92 | 1.97 | 0.54% |
| CURRENT | ₹361.95 | - | - |
| S1 | ₹340.93 | -₹21.02 | -5.81% |
| S2 | ₹349.73 | -₹12.22 | -3.38% |
| S3 | ₹355.12 | -₹6.83 | -1.89% |
| S4 | ₹358.53 | -₹3.42 | -0.94% |
CPR Levels
Support
Resistance
S4
N/A
S3
N/A
S2
N/A
S1
N/A
| CPR |
BC: N/AP: N/ATC: N/A
R1
N/A
R2
N/A
R3
N/A
R4
N/A
LTP: N/A
PDH: N/A
PDL: N/A
● Market Sentiment
is trading CPR, indicating
● CPR Width
CPR is
● Opening Range
Day's range: ~
● Price Position
Trading Inside opening range
Delivery Volume Analysis & Trading Activity
Latest Volume-51.2% vs avg
1.68L
(12 Mar 2026)Delivery %-5.9% vs avg
44.6%
(12 Mar 2026)Avg Volume (20D)20-day average
3.45L
(12 Feb - 12 Mar)Avg Delivery %Trend ↓
50.5%
(12 Feb - 12 Mar)Delivery % indicates the percentage of traded volume that resulted in actual delivery. Higher delivery % (>50%) suggests genuine buying interest and stronger hands.
Peer Comparison & Industry Benchmarking
No peer comparison data available
About
General Insurance Corporation of India
The General Insurance Corporation of India (GIC Re) is a leading reinsurer operating both domestically within India and internationally. Its core business revolves around providing reinsurance services, meaning it insures other insurance companies against significant losses they might face from claims. This protects insurers from catastrophic events and allows them to offer a wider range of insurance products to their clients with reduced financial risk.
GIC Re offers a comprehensive portfolio of reinsurance products spanning various sectors. This includes property insurance, covering buildings and other assets against damage; energy insurance, protecting against risks in the oil, gas, and power sectors; and marine insurance, encompassing hull, cargo, and offshore energy risks. The company also provides engineering insurance for construction projects and industrial equipment; liability insurance covering potential legal obligations; and aviation insurance for aircraft and related operations.
Furthermore, GIC Re's product offerings extend to health insurance, covering medical expenses; agriculture and weather insurance, mitigating crop losses due to adverse weather conditions; motor and workmen's compensation insurance, protecting against vehicle accidents and workplace injuries respectively; and life insurance reinsurance. They also offer coverage for spares, protecting the value of replacement parts, and miscellaneous products catering to various niche insurance needs.
Established in 1972 and headquartered in Mumbai, GIC Re has a long history and significant market presence in India and beyond. Its broad range of reinsurance products and its role in supporting the stability of the primary insurance market position it as a key player in the global reinsurance industry. The company’s ability to manage and diversify its risk exposure across various sectors contributes to its financial strength and its ongoing success in the competitive reinsurance marketplace.
COMPANY FACTS - GICRE
Registered Address
Suraksha, 170, Jamshedji Tata Road, Churchgate,
Mumbai
MAHARASHTRA
IN
Tel: 912222867000
Website:https://www.gicre.in/
Company Details
Group: Insurance
Sector: Financials
Industry: Insurance
Exchange: NATIONAL STOCK EXCHANGE OF INDIA
Employees: 411
IPO Date: 25/10/2017
MANAGEMENT - GICRE
Shri. V. Balkrishna
Chief Financial Officer, General Manager
Smt. Radhika Ravishekar
Chief Investment Officer, Deputy General Manager
Shri. Rajesh Khadatare
Chief Marketing Officer, Deputy General Manager
Shri. Satheesh Kumar
Compliance Officer, Company Secretary
Smt. Jayashri Balkrishna
Chief Risk Officer, General Manager, Executive Director
Shri. Sateesh Bhat
General Manager, Actuary - Non-Life Insurance
Mr. Suresh Sindhi
General Manager, Actuary - Life Insurance
Mr. Sanjay Mokashi
Chief Underwriting Officer, Deputy General Manager
Shri. Hitesh Joshi
Executive Director
Shri. S. Alagarsamy
Chief Vigilance Officer
Shri. Tapan Kumar Mondal
Government Nominee Director
Shri. Manoj Ayyappan
Government Nominee Director
Investor Questions Answered
General Insurance Corporation of India (GICRE) Stock FAQs
Get answers to the most common questions about General Insurance Corporation of India stock price, fundamentals, financial metrics, and investment analysis
The current share price of General Insurance Corporation of India (GICRE) is ₹361.95. Today, the stock has declined by ₹7.35 (1.99%), trading in a range of ₹360.5 to ₹369.3. The stock opened at ₹367 with a trading volume of 1,61,232 shares.
General Insurance Corporation of India can be considered for long-term investment based on several factors. The company has a market capitalization of ₹68,228.62 crores, P/E ratio of 7.09, ROE of 18.32%, and ROCE of 13.30%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of General Insurance Corporation of India (GICRE) is ₹453.8, while the 52-week low is ₹350.25. Currently trading at ₹361.95, the stock is 11.3% away from its 52-week low and 20.2% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy General Insurance Corporation of India stock at ₹361.95 depends on multiple factors. The stock is currently trading with a P/E ratio of 7.09 and P/B ratio of N/A. Today's performance shows a loss of 1.99%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
General Insurance Corporation of India offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹361.95, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹5.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
General Insurance Corporation of India's key financial metrics include: P/E Ratio: 7.09, P/B Ratio: N/A, ROE: 18.32%, ROCE: 13.30%, Dividend Yield: 0.00%, EPS: ₹54.88, Book Value: ₹277.36, Debt-to-Equity: 0.00, and Current Ratio: N/A. The company's market cap stands at ₹68,228.62 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
General Insurance Corporation of India stock opened at ₹367 and is currently trading at ₹361.95, showing a decline of ₹7.35 (1.99%). The intraday high is ₹369.3 and low is ₹360.5. The trading volume stands at 1,61,232 shares, indicating moderate market participation today.
General Insurance Corporation of India has a Price-to-Earnings (P/E) ratio of 7.09, which means investors are willing to pay ₹7.09 for every ₹1 of earnings. With an EPS of ₹54.88, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
General Insurance Corporation of India has a market capitalization of ₹68,228.62 crores, making it a mid-cap company. Market cap is calculated by multiplying the current stock price (₹361.95) by the total number of outstanding shares. This metric helps investors understand the company's size, stability, and investment risk profile.
General Insurance Corporation of India has a book value of ₹277.36 per share and a Price-to-Book (P/B) ratio of N/A. The current market price is ₹361.95, which is 30.5% above the book value. A P/B ratio below 1 may indicate undervaluation or asset quality concerns.
General Insurance Corporation of India has a Return on Equity (ROE) of 18.32% and Return on Capital Employed (ROCE) of 13.30%. ROE measures how efficiently the company generates profits from shareholders' equity, while ROCE indicates how well the company uses its capital to generate profits. These are moderate returns, suggesting decent operational efficiency. Higher percentages generally indicate better financial performance.
General Insurance Corporation of India operates in the diversified sector and belongs to the general industry. The company competes with other players in this space and its performance is influenced by sector-specific trends, regulatory changes, and market dynamics. Understanding the sector helps investors assess growth potential, cyclical patterns, and industry-specific risks that may impact the stock's performance.
General Insurance Corporation of India has a debt-to-equity ratio of 0.00, which measures the company's financial leverage by comparing total debt to shareholders' equity. A low ratio suggests conservative financing with minimal debt. Lower ratios generally indicate lower financial risk, but optimal levels vary by industry.
General Insurance Corporation of India has an Earnings Per Share (EPS) of ₹54.88, which represents the company's profit allocated to each outstanding share. With a current stock price of ₹361.95 and P/E ratio of 7.09, investors are paying 7.09 times the annual earnings per share. This strong EPS indicates robust profitability. Track EPS growth over quarters to assess earnings momentum.
General Insurance Corporation of India has reported a sales growth of N/A% and profit growth of N/A%. The company may be facing growth challenges or operating in a mature market. Consistent growth over multiple quarters is a positive indicator for long-term investors. Compare these growth rates with industry peers for better perspective.
General Insurance Corporation of India has a current ratio of N/A, which measures the company's ability to pay short-term obligations with current assets. A ratio below 1 may indicate potential liquidity concerns. This metric is crucial for assessing the company's working capital management and financial safety.
To analyze General Insurance Corporation of India stock, consider: 1) Fundamental Analysis - Review P/E (7.09), ROE (18.32%), debt-to-equity (0.00), and growth rates. 2) Technical Analysis - Check 52-week range (₹350.25 - ₹453.80), moving averages, and chart patterns. 3) Valuation - Compare current price (₹361.95) with book value (₹277.36) and industry peers. 4) Financial Health - Assess current ratio (N/A) and cash flows. 5) Growth Prospects - Evaluate sales growth (N/A%) and profit growth (N/A%). Always diversify and consult a financial advisor.
The face value (or par value) of General Insurance Corporation of India share is ₹5.00. Face value is the nominal value of a share as stated in the company's charter and is used for accounting purposes and calculating dividends. The current market price of ₹361.95 is 7139x the face value. Face value remains constant unless the company undergoes a stock split or bonus issue, while market price fluctuates based on demand and supply.
Investing in General Insurance Corporation of India carries several risks: 1) Market Risk - Stock price volatility (52-week range: ₹350.25 - ₹453.80). 2) Business Risk - Industry-specific challenges in the sector. 3) Financial Risk - Debt-to-equity ratio of 0.00 indicates leverage. 4) Liquidity Risk - Based on trading volume of 1,61,232 shares. 5) Valuation Risk - P/E of 7.09 may indicate over/undervaluation. 6) Economic Risk - Macroeconomic factors affecting the industry. Diversify your portfolio and invest only what you can afford to lose.
General Insurance Corporation of India operates in the industry with key metrics: P/E ratio of 7.09, ROE of 18.32%, market cap of ₹68,228.62 crores, and dividend yield of 0.00%. To make an informed comparison, analyze these metrics against industry peers considering factors like revenue growth (N/A%), profit margins, debt levels (D/E: 0.00), and market position. Use our peer comparison tool on this page to see detailed side-by-side analysis with competitors.
Target prices for General Insurance Corporation of India vary among analysts and depend on multiple factors including earnings projections, industry trends, and market conditions. The stock is currently trading at ₹361.95, with a 52-week range of ₹350.25 to ₹453.80. Based on fundamentals like P/E (7.09), ROE (18.32%), and growth rates, analysts may have different target prices. Always refer to recent research reports from reputed brokerages and make decisions based on your own analysis and risk appetite.
Consider selling General Insurance Corporation of India stock when: 1) Target Price Achieved - If the stock reaches your predetermined target from current ₹361.95. 2) Fundamental Deterioration - Declining ROE (currently 18.32%), increasing debt (D/E: 0.00), or falling growth rates. 3) Better Opportunities - Finding stocks with superior risk-reward ratios. 4) Portfolio Rebalancing - When the stock becomes overweight in your portfolio. 5) Changed Investment Thesis - If reasons for buying no longer hold. 6) Stop Loss - If price falls below your risk threshold. Always base decisions on thorough analysis rather than emotions.
Tax implications for General Insurance Corporation of India stock investments: 1) Short-term Capital Gains (STCG) - If sold within 1 year, gains taxed at 15% plus cess. 2) Long-term Capital Gains (LTCG) - If held over 1 year, gains above ₹1 lakh taxed at 10% without indexation. 3) Dividend Income - Dividends (current yield: 0.00%) are taxable as per your income tax slab. 4) Securities Transaction Tax (STT) - Applicable on both buy and sell transactions. 5) Intraday Trading - Treated as speculative income, taxed as per slab. Tax laws change periodically, so consult a tax advisor for personalized guidance and latest regulations.
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