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GENERAL INS CORP OF INDIA

GENERAL INS CORP OF INDIA Latest Share Price (GICRE)

TechnicalsTV Chart
₹327.20
0.35−0.11%
Overall Score42/100
Day range320
₹327.20
328
52-week308
₹327.20
418
Above low+6.2%
Below high21.7%
Range position17%
Open326.60
Prev Close327.55
Bid327.18159
Ask327.22100

TODAY IN ONE LINE

GICRE is little changed at ₹327.20 on light volume — a quiet consolidation day.

With a market cap of ₹57,026.77 Cr., it trades at a P/E of 6.41. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume398.7K−28%vs 20D avg
Price Band20
Lower Band261.1
Upper Band391.6
Tick Size0.05
Daily Volatility1.85%
Annualised Vol35.34%
Market Cap₹57,026.77 Cr.
Promoter77.4%
P/B0.96
Face Value₹5
Fwd P/E5.82
PEG0.55
P/S1.09
ROA3.37%
Beta1.11
Div Payout18.15%
THE STOCK SCORE
Overall Score42/100
Updated 20 Oct

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

GENERAL INS CORP OF INDIA flags & news 

Key strengths, potential risks, and recent updates.

✅ 5 green flags🚩 1 red flag

Green Flags

  • ●Reasonable ValuationTrading at a moderate P/E of 6.5x
  • ●High Promoter HoldingPromoters hold 77.4% skin-in-the-game
  • ●Steady Dividend YieldReliable 4.08% dividend yield
  • ●Virtually Debt-FreeVery low Debt-to-Equity of 0.00x
  • ●Zero Pledge RiskNo recent active promoter pledging found

Red Flags

Latest GENERAL INS CORP OF INDIA News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

No recent changes found for this period.
🔒Prime: full history + alerts on this stock
Valuation

GENERAL INS CORP OF INDIA valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for GENERAL INS CORP OF INDIA, framed against the sector median so the premium or discount is obvious at a glance.

GENERAL INS CORP OF INDIA trades at a P/E of 6.41× and P/B of 0.96×.

Key MetricsMarket + reported · 19 Oct 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹57,026.77 Cr.
P/E Ratio
6.41
P/B Ratio
0.96
EPS
₹9.94
Profitability

Profitability

ROE
—
ROCE
—
Net Margin
17.94%
Op Margin
—
Growth

Growth

EPS YoY
1.4%
Revenue YoY
-1.3%
Qtr Sales
—
Qtr Profit
—
Financial Health

Financial Health

Debt / Equity
—
Book Value
₹337.99
Div Yield
4.08%
Promoter Holding
77.4%
Technicals

GENERAL INS CORP OF INDIA technical analysis: indicators, pivots and CPR.

Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for GENERAL INS CORP OF INDIA — derived from the latest tape, not yesterday's close.

GENERAL INS CORP OF INDIA last traded at ₹327.2 with an intraday range of ₹320.1–₹328.15 — latest indicator, pivot and CPR signals below.

Last updated: 20 October 2026, 4:08 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Last: ₹327.20
LevelPrice (₹)Distance% Δ
R4346.30+19.10+5.84%
R3338.25+11.05+3.38%
R2333.20+6.00+1.83%
R1330.20+3.00+0.92%
PIVOT325.15-2.05-0.63%
CURRENT327.20——
S1322.15-5.05-1.54%
S2317.10-10.10-3.09%
S3314.10-13.10-4.00%
S4306.05-21.15-6.46%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 324.13P: 325.15TC: 326.18
R1
R2
R3
R4
indicator
LTP: 327.20
PDH: 330.40
PDL: 320.25
● Market Sentiment

GICRE is trading Above CPR, indicating Bullishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: ₹323.4–₹326.65

● Price Position

Trading Inside opening range

Financials

GENERAL INS CORP OF INDIA financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for GENERAL INS CORP OF INDIA — consolidated or standalone — with margins, YoY growth and key ratios inline.

GENERAL INS CORP OF INDIA reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹57,026.77 Cr. and reported EPS of ₹9.94.

iTap any row for a plain-English meaning▲▼Change vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2026May 2026
Other Income906
906
▲ 0.0%
Earnings Per Share (EPS ₹)55.08
55.08
▲ 0.0%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

GENERAL INS CORP OF INDIA segment analysis : revenue and profit mix.

Disclosed business segments at GENERAL INS CORP OF INDIA with their share of revenue and profit, switchable between consolidated and standalone reporting.

GENERAL INS CORP OF INDIA discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for GENERAL INS CORP OF INDIA.

Our AI distills the core fundamental drivers supporting GENERAL INS CORP OF INDIA, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

GENERAL INS CORP OF INDIA's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Low P/E 6.52x signals deep undervaluation versus insurance sector peers and market average.

  • Zero debt with D/E ratio 0.00x ensures fortress balance sheet and eliminates leverage risk.

  • Net profit margin 17.94% TTM far exceeds peer GODIGIT at 5.44%, demonstrating superior pricing power.

  • ROE 14.60% and ROCE 17.40% reflect efficient capital deployment and returns above sector benchmarks.

  • Promoter holding 82.40% signals strong long-term commitment and governance alignment with shareholders.

bear case

Key Risks.

  • TTM revenue declined 1.30% YoY, indicating stagnation in top-line growth momentum and market share pressure.

  • Operating cash flow turned negative ₹-2,064 Cr in 2025 Q3, raising liquidity and cash generation concerns.

  • Free cash flow negative ₹-2,163 Cr in 2025 Q3 versus positive ₹1,575 Cr in 2025 Q1, showing deterioration.

  • Beta 1.15 exposes investors to above-market volatility and amplified downside risk during market corrections.

  • Stock traded between ₹341.70 and ₹417.95 in 52 weeks, showing significant price volatility and uncertainty.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 8 would leave less room for earnings disappointment.

  • Reassess if quarterly profit growth turns negative for two consecutive quarters. The bull case relies on compounding earnings.

  • Income thesis breaks if the dividend is cut or yield falls below 2.04%.

Shareholding

GENERAL INS CORP OF INDIA shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in GENERAL INS CORP OF INDIA — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

Annual • Jun 2026

DII17.73%↑4.18%
Promoters77.40%↓5.00%
Public2.44%↑0.44%
FII2.43%↑0.37%

Ownership Distribution

Domestic Institutions
17.73%
Promoters
77.40%
Retail & Public
2.44%
Foreign Institutions
2.43%

Category Trends

Foreign Institutions Breakdown
Total Holding: 2.43%
Net Change: +0.37%
Category Total2.43%
Total Holding2.43%
Net Change+0.37%
Aggregate Data
Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod

Foreign Institutions: 2.43%

Individual institutional breakdown is not disclosed by the company, but aggregate holding data is shown above.

💡 This category has 2.43% total holding without detailed institution-wise disclosure
Peers

GENERAL INS CORP OF INDIA peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — GENERAL INS CORP OF INDIA is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
ICICI LOMBARD GIC
₹82,041.74 Cr
Best Profit Growth
GENERAL INS CORP OF INDIA
undefined %
Highest Dividend Yield
GENERAL INS CORP OF INDIA
4.08 %
09 · Chart Patterns

GENERAL INS CORP OF INDIA chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for GENERAL INS CORP OF INDIA — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

Delivery Conviction

GENERAL INS CORP OF INDIA delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for GENERAL INS CORP OF INDIA over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in GENERAL INS CORP OF INDIA stood at 59.4% of traded volume, against a 20-day average of 51.7%.

Avg Delivery (20D)51.7%+7.7 ppt latest vs avg
Highest Delivery68.3%on 22 Sept
Avg Volume (20D)5.51 L20-day run-rate
Conviction Trend↑ Strengthening+7.7 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

GENERAL INS CORP OF INDIA announcements: results, concalls, ratings, M&A.

Filings GENERAL INS CORP OF INDIA sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

GENERAL INS CORP OF INDIA files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 139 documents below.

  1. 13 Oct 2026Certificate under SEBI (Depositories and Participants) Regulations, 2018View PDF

    Certificate under SEBI (Depositories and Participants) Regulations, 2018

    General Insurance Corporation of India has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

  2. 09 Oct 2026General UpdatesView PDF

    General Updates

    General Insurance Corporation of India has informed the Exchange about General Updates

  3. 09 Oct 2026Change in ManagementView PDF

    Change in Management

    General Insurance Corporation of India has informed the Exchange about change in Management

  4. 09 Oct 2026Outcome of Board MeetingView PDF

    Outcome of Board Meeting

    General Insurance Corporation of India has informed the Exchange regarding Outcome of Board Meeting held on October 09, 2026, wherein the Board…

  5. 08 Oct 2026Credit RatingView PDF

    Credit Rating

    General Insurance Corporation of India has informed the Exchange about Credit Rating

Corporate Actions

GENERAL INS CORP OF INDIA dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue GENERAL INS CORP OF INDIA has declared, sequenced by announce and record date.

GENERAL INS CORP OF INDIA corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About GENERAL INS CORP OF INDIA: business, sector, key facts.

What GENERAL INS CORP OF INDIA does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

GENERAL INS CORP OF INDIA operates in the General Insurance industry under the Financial Services sector, listed as NSE: GICRE, BSE: 540755.

GICRE
Financial Services

GENERAL INS CORP OF INDIA

NSE · GICRE·BSE · 540755·www.gicre.in

The General Insurance Corporation of India (GIC Re) is a leading reinsurer operating both domestically within India and internationally. Its core business revolves around providing reinsurance services, meaning it insures other insurance companies against significant losses they might face from claims. This protects insurers from catastrophic events and allows them to offer a wider range of insurance products to their clients with reduced financial risk.

GIC Re offers a comprehensive portfolio of reinsurance products spanning various sectors. This includes property insurance, covering buildings and other assets against damage; energy insurance, protecting against risks in the oil, gas, and power sectors; and marine insurance, encompassing hull, cargo, and offshore energy risks. The company also provides engineering insurance for construction projects and industrial equipment; liability insurance covering potential legal obligations; and aviation insurance for aircraft and related operations.

Furthermore, GIC Re's product offerings extend to health insurance, covering medical expenses; agriculture and weather insurance, mitigating crop losses due to adverse weather conditions; motor and workmen's compensation insurance, protecting against vehicle accidents and workplace injuries respectively; and life insurance reinsurance. They also offer coverage for spares, protecting the value of replacement parts, and miscellaneous products catering to various niche insurance needs.

Established in 1972 and headquartered in Mumbai, GIC Re has a long history and significant market presence in India and beyond. Its broad range of reinsurance products and its role in supporting the stability of the primary insurance market position it as a key player in the global reinsurance industry. The company’s ability to manage and diversify its risk exposure across various sectors contributes to its financial strength and its ongoing success in the competitive reinsurance marketplace.

company facts
Employees—
SectorFinancial Services
HeadquartersMumbai, India
Market Cap₹57,026.77 Cr.
Listed OnNSE
leadership30 on record
Mr. Hitesh Rameshchandra Joshi
Chairman-cum-Managing Director
Mr. Hitesh Rameshchandra Joshi
Chairman & MD
Mr. Jetho Jhamnani
MD & CEO of GIC Re South Africa Ltd
Mr. Rajesh Khadatare
Chief Marketing Officer & Deputy GM
Mr. Rajesh Khadatare
Chief Marketing Officer & GM
Mr. Rajesh Prasad Laheri
Deputy GM & CFO
Mr. Sanjay Mokashi
Chief Underwriting Officer, Deputy General Manager
Mr. Sanjay Mokashi
GM & Chief Underwriting Officer
Mr. Sanjeeb Kumar Mishra
Company Secretary & Compliance Officer
Mr. Sanjeeb Mishra
Company Secretary & Compliance Officer
Mr. Sateesh N. Bhat
Appointed Actuary of Non Life Insurance
Mr. Satheesh Kumar S.
Chief Information Security Officer
§ ∞ · Plainly Answered

Questions investors ask about GENERAL INS CORP OF INDIA (GICRE).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of GENERAL INS CORP OF INDIA (GICRE)?

The current share price of GENERAL INS CORP OF INDIA (GICRE) is ₹327.20. Today, the stock has declined by ₹0.35 (0.11%), trading in a range of ₹320.10 to ₹328.15. The stock opened at ₹326.60 with a trading volume of 3,98,690 shares.

02Is GENERAL INS CORP OF INDIA stock a good investment for long-term?

GENERAL INS CORP OF INDIA can be considered for long-term investment based on several factors. The company has a market capitalization of ₹57,026.77 Cr., P/E ratio of 6.41, ROE of 0%, and ROCE of 0%. The dividend yield stands at 4.08%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of GENERAL INS CORP OF INDIA stock?

The 52-week high price of GENERAL INS CORP OF INDIA (GICRE) is ₹417.95, while the 52-week low is ₹308.00. Currently trading at ₹327.20, the stock is 6.23% above its 52-week low and 21.71% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy GENERAL INS CORP OF INDIA stock at the current price?

Whether to buy GENERAL INS CORP OF INDIA stock at ₹327.20 depends on multiple factors. The stock is currently trading with a P/E ratio of 6.41 and P/B ratio of 0.96. Today's performance shows a loss of 0.11%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of GENERAL INS CORP OF INDIA and when is the next dividend?

GENERAL INS CORP OF INDIA offers a dividend yield of 4.08%, which means for every ₹100 invested at the current price of ₹327.20, you can expect to receive approximately ₹4.08 annually as dividends. The face value of the stock is ₹5.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of GENERAL INS CORP OF INDIA?

GENERAL INS CORP OF INDIA's key financial metrics include: P/E Ratio: 6.41, P/B Ratio: 0.96, ROE: 0%, ROCE: 0%, Dividend Yield: 4.08%, EPS: ₹9.94, Book Value: ₹337.99, and Debt-to-Equity: 0. The company's market cap stands at ₹57,026.77 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is GENERAL INS CORP OF INDIA stock performing today in the market?

GENERAL INS CORP OF INDIA stock opened at ₹326.60 and is currently trading at ₹327.20, showing a decline of ₹0.35 (0.11%). The intraday high is ₹328.15 and low is ₹320.10. The trading volume stands at 3,98,690 shares, indicating moderate market participation today.

08What is the P/E ratio of GENERAL INS CORP OF INDIA and what does it indicate?

GENERAL INS CORP OF INDIA has a Price-to-Earnings (P/E) ratio of 6.41, which means investors are willing to pay 6.41 for every ₹1 of earnings. With an EPS of ₹9.94, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about GENERAL INS CORP OF INDIA (GICRE) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.