
Twelve years of multiples investors have paid for ICICI Lombard General Insurance Company Ltd, framed against the sector median so the premium or discount is obvious at a glance.
ICICI Lombard General Insurance Company Ltd trades at a P/E of 35.10×, against the Financials sector median P/E of 17.24×.
Twelve years of audited numbers for ICICI Lombard General Insurance Company Ltd, switchable between annual and quarterly views, consolidated or standalone.
ICICI Lombard General Insurance Company Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹96,007.533 Cr and reported EPS of ₹54.66.
Disclosed business segments at ICICI Lombard General Insurance Company with their share of revenue and profit, switchable between consolidated and standalone reporting.
ICICI Lombard General Insurance Company discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Why someone would buy ICICI Lombard General Insurance Company Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
ICICI Lombard General Insurance Company Ltd's investment case rests on 8 positive markers and 8 flagged concerns drawn from the latest reported filings.
ICICI Lombard demonstrates robust profitability with an 18.8% Return on Equity (ROE) and a 24.9% Return on Capital Employed (ROCE). This highlights efficient capital utilization and strong operational performance, reassuring investors of its financial health and value creation capabilities.
The company exhibits consistent growth, with quarterly sales increasing by 11.8% and quarterly profits by 18.1%. This positive trend indicates strong market demand and effective business strategies, contributing to overall financial health and future growth potential for shareholders.
ICICI Lombard maintains a healthy financial structure with a zero debt-to-equity ratio, signifying no reliance on borrowed capital. Additionally, a strong operating profit margin (OPM) of 14.1% reflects efficient cost management and robust core business profitability.
A significant promoter holding of 51.4% signals strong confidence from the core management in the company's long-term prospects. This high stake aligns management and shareholder interests, potentially reducing governance risks and fostering stability.
The general insurance sector, where ICICI Lombard operates, is poised for significant growth due to increasing awareness, rising disposable incomes, and under-penetration in emerging markets. This presents a substantial market expansion opportunity.
With a Price-to-Earnings (PE) ratio of 36.10, ICICI Lombard appears relatively overvalued compared to some peers like GICRE (7.90) and NIACL (26.19). This elevated valuation could limit significant upside potential for investors in the near term.
The stock has shown considerable volatility, trading between a 52-week high of ₹2075 and a low of ₹1613. Such price swings indicate market uncertainty and potential risk for investors seeking stable returns, requiring careful monitoring.
Public shareholding has seen a declining trend, from 11.79% in 2023-06-01 to 7.08% in 2025-09-01. A decreasing public float might impact liquidity and market participation, potentially affecting price discovery and investor interest.
While promoter holding is stable, FII holding has fluctuated (e.g., 22.00% in 2023-06-01 to 24.04% in 2025-09-01) and DII holding has also varied (e.g., 18.10% to 17.41%). Inconsistent institutional interest could signal cautious sentiment.
The general insurance market is highly competitive, with several established players and new entrants like Go Digit General. This intense rivalry could lead to pricing pressures and increased customer acquisition costs, impacting profit margins.
Trim if P/E re-rates above 46 (~2.7× the sector multiple of 17.2). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 13%. The operating engine is no longer compounding capital efficiently.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — ICICI Lombard General Insurance Company Ltd is highlighted for quick read-across.
| Company Name |
|---|
General Insurance Corporation of India |
Go Digit General Insurance Ltd |
ICICI Lombard General Insurance Company LtdCurrent Stock |
New India Assurance Company Ltd |
Star Health & Allied Insurance Company Ltd |
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for ICICI Lombard General Insurance Company Ltd — derived from the live tape, not yesterday's close.
ICICI Lombard General Insurance Company Ltd last traded at ₹1,758 with an intraday range of ₹1,737.7–₹1,773.5 — live indicator, pivot and CPR signals below.
Standard pivot — most widely referenced.
| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 1846.70 | +88.70 | +5.05% |
| R3 | 1810.90 | +52.90 | +3.01% |
| R2 | 1792.20 | +34.20 | +1.95% |
| R1 | 1775.10 | +17.10 | +0.97% |
| PIVOT | 1756.40 | -1.60 | -0.09% |
| CURRENT | 1758.00 | — | — |
| S1 | 1667.70 | -90.30 | -5.14% |
| S2 | 1703.50 | -54.50 | -3.10% |
| S3 | 1720.60 | -37.40 | -2.13% |
| S4 | 1739.30 | -18.70 | -1.06% |
ICICIGI is trading Above CPR, indicating Bullishness
CPR is Narrower, suggesting likely for trending moves
Day's range: 1737.7 ~ 1753.6
Trading Above opening range, showing Bullishness
Daily traded volume and delivery percentage for ICICI Lombard General Insurance Company Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in ICICI Lombard General Insurance Company Ltd stood at 69.2% of traded volume, against a 20-day average of 58.9%.
Filings ICICI Lombard General Insurance Company sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Promoter, director and designated-employee transactions in ICICI Lombard General Insurance Company as reported to SEBI — buying and selling signals from the people who know the business best.
ICICI Lombard General Insurance Company insider activity below tracks 16 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| SAHIL KANGOTRA | Insider | 27 May 2025 | sell | −600 | ₹11.09 L | ₹1,849.06 |
| VASUNDHARA BHONSLE | Insider | 28 Apr 2025 | sell | −10.0 K | ₹1.85 Cr | ₹1,849.00 |
| VASUNDHARA BHONSLE | Insider | 24 Apr 2025 | sell | −38.5 K | ₹7.22 Cr | ₹1,875.00 |
| VASUNDHARA BHONSLE | Insider | 24 Apr 2025 | buy | +10.0 K | ₹1.42 Cr | ₹1,417.15 |
| VASUNDHARA BHONSLE | Insider | 17 Apr 2025 | buy | +38.5 K | ₹5.46 Cr | ₹1,417.15 |
| VASUNDHARA BHONSLE | Insider | 03 Apr 2025 | sell | −32.3 K | ₹5.91 Cr | ₹1,829.90 |
| VASUNDHARA BHONSLE | Insider | 28 Mar 2025 | buy | +32.3 K | ₹4.3 Cr | ₹1,332.58 |
| VASUNDHARA BHONSLE | Insider | 17 Mar 2025 | sell | −25.6 K | ₹4.38 Cr | ₹1,713.05 |
| Amit Anand | Insider | 27 Feb 2025 | buy | +4.3 K | ₹54.66 L | ₹1,265.26 |
| Rahul Gupta | Insider | 27 Feb 2025 | buy | +3.6 K | ₹45.22 L | ₹1,256.05 |
Every dividend, stock split and bonus issue ICICI Lombard General Insurance Company has declared, sequenced by announce and record date.
ICICI Lombard General Insurance Company corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
What ICICI Lombard General Insurance Company Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
ICICI Lombard General Insurance Company Ltd operates in the Insurance industry under the Financials sector, listed as NSE: ICICIGI, BSE: 540716.

ICICI Lombard General Insurance Company Limited is a major player in the Indian general insurance market, offering a comprehensive range of products and services to a diverse customer base. Its portfolio spans a wide spectrum of insurance needs, catering to both individuals and businesses of all sizes, including government entities and SMEs.
The company's product offerings are extensive and cover a multitude of risk categories. These include traditional insurance lines such as fire, marine, and motor insurance, along with more specialized coverages like aviation, cyber insurance, and various liability solutions (public/product, employee group, workmen's compensation). Beyond these core offerings, ICICI Lombard also provides insurance solutions tailored to agricultural sectors (crop, cattle, weather insurance) and health insurance (mass health), demonstrating a commitment to a broad market reach.
In addition to its wide product range, ICICI Lombard boasts a robust distribution network, ensuring accessibility for its diverse clientele. This network encompasses a multi-channel approach including agents, brokers, bancassurance partnerships (leveraging its parent company, ICICI Bank), tele-sales, direct alliances, and online platforms. This strategic distribution approach aims to maximize market penetration and cater to the diverse preferences of its customers.
The company's internal structure supports its comprehensive operations, encompassing various key departments. These include underwriting and claims processing, customer relationship management, technology infrastructure, operational efficiency management, finance and accounting, human resources, legal and compliance, actuarial functions, marketing and business analytics, and fraud control. This internal structure emphasizes efficient operations and customer service to ensure effective insurance provision.
ICICI Lombard's subsidiary status under ICICI Bank Limited provides significant financial backing and market access advantages. This strategic relationship allows for synergies in customer acquisition and a strong foundation for continued growth within the competitive Indian insurance sector. Established in 2000 and headquartered in Mumbai, ICICI Lombard has a considerable track record in the Indian insurance market.
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
The current share price of ICICI Lombard General Insurance Company Ltd (ICICIGI) is ₹1,758. Today, the stock has gained by ₹25.10 (1.45%), trading in a range of ₹1,737.7 to ₹1,773.5. The stock opened at ₹1,737.7 with a trading volume of 7,56,353 shares.
ICICI Lombard General Insurance Company Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹96,007.53 crores, P/E ratio of 35.10, ROE of 18.00%, and ROCE of 24.90%. The dividend yield stands at 0.73%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of ICICI Lombard General Insurance Company Ltd (ICICIGI) is ₹2,068.7, while the 52-week low is ₹1,629.5. Currently trading at ₹1,758, the stock is 29.3% away from its 52-week low and 15.0% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy ICICI Lombard General Insurance Company Ltd stock at ₹1,758 depends on multiple factors. The stock is currently trading with a P/E ratio of 35.10 and P/B ratio of N/A. Today's performance shows a gain of 1.45%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
ICICI Lombard General Insurance Company Ltd offers a dividend yield of 0.73%, which means for every ₹100 invested at the current price of ₹1,758, you can expect to receive approximately ₹0.73 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
ICICI Lombard General Insurance Company Ltd's key financial metrics include: P/E Ratio: 35.10, P/B Ratio: N/A, ROE: 18.00%, ROCE: 24.90%, Dividend Yield: 0.73%, EPS: ₹54.66, Book Value: ₹302.27, Debt-to-Equity: 0.00, and Current Ratio: N/A. The company's market cap stands at ₹96,007.53 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
ICICI Lombard General Insurance Company Ltd stock opened at ₹1,737.7 and is currently trading at ₹1,758, showing a gain of ₹25.10 (1.45%). The intraday high is ₹1,773.5 and low is ₹1,737.7. The trading volume stands at 7,56,353 shares, indicating moderate market participation today.
ICICI Lombard General Insurance Company Ltd has a Price-to-Earnings (P/E) ratio of 35.10, which means investors are willing to pay ₹35.10 for every ₹1 of earnings. With an EPS of ₹54.66, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about ICICI Lombard General Insurance Company Ltd (ICICIGI) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
Peers, sector trends, screeners and strategy playbooks contextual to this stock.