BAIDFIN vs LTF: Stock Comparison

BAID FINSERV vs L&T FINANCEUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

L&T FINANCE is the larger company by market capitalisation. BAID FINSERV shows a lower P/E and faster revenue growth, while L&T FINANCE shows a higher ROE, a higher dividend yield and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

BAIDFIN leads 5; LTF leads 7 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

BAIDFINLTF

Valuation lens

What price are you paying?

Market CapContext only
₹169 Cr
₹77,921 Cr
P/E RatioBAIDFIN has the lower reading
9.78x
24.47x
P/B RatioBAIDFIN has the lower reading
0.87x
2.78x
EPSLTF has the higher reading
₹0.28
₹3.6
Book ValueContext only
₹15.03
₹111.89
Dividend YieldLTF has the higher reading
0%
0.88%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
LTF is the larger company
₹77,921 Cr vs ₹169 Cr
P/E Ratio
BAIDFIN has a lower P/E
9.78x vs 24.47x
P/B Ratio
BAIDFIN has a lower P/B
0.87x vs 2.78x
EPS
LTF has higher earnings per share
₹3.6 vs ₹0.28
Dividend Yield
LTF has a higher dividend yield
0.88% vs 0%
Revenue Growth (TTM YoY)
BAIDFIN has faster revenue growth
59.7% vs 31.9%
EPS Growth (TTM YoY)
BAIDFIN has faster EPS growth
28.2% vs 26.4%
Qtr Sales Growth
LTF has stronger quarterly sales growth
0.58% vs -13.47%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricBAIDFINLTF
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Investment Company

Price

MetricBAIDFINLTF
Live Price₹10.89₹312.8
Day Change3.22%3.47%
Volume2.39 L46.48 L
52-Week High₹12.98₹338.6
52-Week Low₹8.8₹234.9
Distance from 52W High-16.1%-7.62%

Valuation

MetricBAIDFINLTF
Market Cap₹169 Cr₹77,921 Cr
P/E Ratio9.78x24.47x
P/B Ratio0.87x2.78x
EPS₹0.28₹3.6
Book Value₹15.03₹111.89
Dividend Yield0%0.88%

Growth

MetricBAIDFINLTF
Revenue Growth (TTM YoY)59.7%31.9%
EPS Growth (TTM YoY)28.2%26.4%
Qtr Sales Growth-13.47%0.58%
Qtr Profit Growth162.17%2.31%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricBAIDFINLTF
ROE6.43%11.14%
ROCE7.6%8.42%
Net Margin15.4%27.7%
Operating Margin53.5%59.85%
Debt to Equity1.23x2.77x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricBAIDFINLTF
Promoter Holding47.39%65.96% 0.03 pp
FII Holding0.19% 0.01 pp7.71% 0.08 pp
DII Holding14.9%
Public Holding52.42% 0.01 pp11.44% 0.04 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: BAID FINSERV and L&T FINANCE.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.