BAJFINANCE vs JIOFIN: Stock Comparison

Bajaj Finance Ltd vs Jio Financial Services LtdUpdated 12 August 2026, 4:08 PM ISTNSE & company filings

Bajaj Finance Ltd is the larger company by market capitalisation. Bajaj Finance Ltd shows a lower P/E, a higher ROE and a higher dividend yield, while Jio Financial Services Ltd shows faster revenue growth and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

BAJFINANCE leads 8; JIOFIN leads 4 of 12

Not a rating

Interactive comparison

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BAJFINANCEJIOFIN

Valuation lens

What price are you paying?

Market CapContext only
BAJFINANCE
₹6.77 L Cr
JIOFIN
₹1.68 L Cr
P/E RatioBAJFINANCE has the lower reading
BAJFINANCE
33.17x
JIOFIN
79.69x
P/B RatioJIOFIN has the lower reading
BAJFINANCE
5.91x
JIOFIN
1.21x
EPSBAJFINANCE has the higher reading
BAJFINANCE
₹32.25
JIOFIN
₹3.21
Book ValueContext only
BAJFINANCE
₹183.34
JIOFIN
₹211.44
Dividend YieldBAJFINANCE has the higher reading
BAJFINANCE
0.49%
JIOFIN
0.23%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
BAJFINANCE is the larger company
₹6.77 L Cr vs ₹1.68 L Cr
P/E Ratio
BAJFINANCE has a lower P/E
33.17x vs 79.69x
P/B Ratio
JIOFIN has a lower P/B
1.21x vs 5.91x
EPS
BAJFINANCE has higher earnings per share
₹32.25 vs ₹3.21
Dividend Yield
BAJFINANCE has a higher dividend yield
0.49% vs 0.23%
Revenue Growth (TTM YoY)
JIOFIN has faster revenue growth
39.4% vs 26.8%
EPS Growth (TTM YoY)
BAJFINANCE has faster EPS growth
21.4% vs -14%
Qtr Sales Growth
JIOFIN has stronger quarterly sales growth
106% vs 18.1%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricBAJFINANCEJIOFIN
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Investment Company

Price

MetricBAJFINANCEJIOFIN
Live Price₹1,094.2₹256.05
Day Change0.08%1.31%
Volume70.55 L1.33 Cr
52-Week High₹1,176.4₹333.7
52-Week Low₹787.9₹223.3
Distance from 52W High-6.99%-23.27%

Valuation

MetricBAJFINANCEJIOFIN
Market Cap₹6.77 L Cr₹1.68 L Cr
P/E Ratio33.17x79.69x
P/B Ratio5.91x1.21x
EPS₹32.25₹3.21
Book Value₹183.34₹211.44
Dividend Yield0.49%0.23%

Growth

MetricBAJFINANCEJIOFIN
Revenue Growth (TTM YoY)26.8%39.4%
EPS Growth (TTM YoY)21.4%-14%
Qtr Sales Growth18.1%106%
Qtr Profit Growth22%-13.9%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricBAJFINANCEJIOFIN
ROE18.2%1.19%
ROCE10.9%1.86%
Net Margin37.88%51.8%
Operating Margin68.3%65.6%
Debt to Equity3.82x0.16x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricBAJFINANCEJIOFIN
Promoter Holding54.67% 0.03 pp49.13% 2.01 pp
FII Holding20.21% 1.12 pp11.27% 1.04 pp
DII Holding16.4% 1.22 pp13.36% 1 pp
Public Holding8.64% 0.07 pp26.16% 0.04 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Bajaj Finance Ltd and Jio Financial Services Ltd.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.