JIO FIN SERVICES Latest Share Price (JIOFIN)
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JIOFIN fell 1.2% on light volume, in line with Nifty's -0.5% move, supported by recent strong earnings.
With a market cap of ₹1.57 L Cr., it trades at a P/E of 74.53. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
JIO FIN SERVICES flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Quarterly OutperformanceLatest quarter Sales up 815.1% and Profit up 688.9%
- ●Healthy Operating MarginsOPM is structurally strong at 66.4%
- ●Virtually Debt-FreeVery low Debt-to-Equity of 0.12x
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Earnings DeclineEPS (TTM) has contracted by 14.0% YoY
- ●Poor Capital ReturnsLow ROE of 1.2%
- ●Expensive ValuationTrading at a high P/E ratio of 97.5x
- ●Promoter SellingPromoter holding decreased by 47.12% QoQ
Latest JIO FIN SERVICES News
What changed recently?
Recent events, corporate actions, and announcements.
JIO FIN SERVICES valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for JIO FIN SERVICES, framed against the sector median so the premium or discount is obvious at a glance.
JIO FIN SERVICES trades at a P/E of 74.53× and P/B of 1.13×, against the Financial Services sector median P/E of 16.10×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
JIO FIN SERVICES technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for JIO FIN SERVICES — derived from the latest tape, not yesterday's close.
JIO FIN SERVICES last traded at ₹238.1 with an intraday range of ₹238.1–₹242.65 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹238.10| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 250.23 | +12.13 | +5.10% |
| R3 | 245.68 | +7.58 | +3.18% |
| R2 | 244.17 | +6.07 | +2.55% |
| R1 | 241.13 | +3.03 | +1.27% |
| PIVOT | 239.62 | 1.52 | 0.64% |
| CURRENT | 238.10 | — | — |
| S1 | 236.58 | -1.52 | -0.64% |
| S2 | 235.07 | -3.03 | -1.27% |
| S3 | 232.03 | -6.07 | -2.55% |
| S4 | 227.48 | -10.62 | -4.46% |
JIOFIN is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: ₹241.35–₹242.65
Trading Below opening range, showing Bearishness
JIO FIN SERVICES financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for JIO FIN SERVICES — consolidated or standalone — with margins, YoY growth and key ratios inline.
JIO FIN SERVICES reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1.57 L Cr. and reported EPS of ₹1.26.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Interest Earned | 853 | 1,902 ▲ 123.1% |
| 36 | 29 ▼ 18.5% | |
| Total Income | 2,079 | 3,543 ▲ 70.4% |
| Net Interest Income (NII)Derived | 853 | 1,902 ▲ 123.1% |
| Profit Before Tax (PBT) | 1,554 | 1,588 ▲ 2.2% |
| 334 | 351 ▲ 4.9% | |
| Effective Tax %Derived | 21.51% | 22.08% |
| Total Profit for Period | 1,613 | 1,561 ▼ 3.2% |
| Net Profit (Owner's PAT)Derived | 1,613 | 1,561 ▼ 3.2% |
| PAT Growth YoY %Derived | 0.50% | -3.21% |
| Earnings Per Share (EPS ₹) | 2.54 | 2.46 ▼ 3.1% |
| Diluted Shares Outstanding (Cr) | 635 | 635 ▲ 0.0% |
| Share of Profit from Associates/JVs | 393 | 323 ▼ 17.7% |
| Other Comprehensive Income (Net of Tax) | -17,264 | 5,159 ▲ 129.9% |
| Dividend Income | 241 | 269 ▲ 11.6% |
| Impairment On Financial Instruments | 40 | 66 ▲ 64.0% |
| Net Gain Fair Value Changes | 794 | 745 ▼ 6.2% |
| Period | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|
| Interest Earned | 938 | 853 ▼ 9.1% | 1,902 ▲ 123.1% | |
1 | 36 ▲ 4401.3% | 29 ▼ 18.5% | ||
| Total Income | 1,855 | 2,079 ▲ 12.1% | 3,543 ▲ 70.4% | |
| Net Interest Income (NII)Derived | 938 | 853 ▼ 9.1% | 1,902 ▲ 123.1% | |
| Profit Before Tax (PBT) | 1,527 | 1,554 ▲ 1.7% | 1,588 ▲ 2.2% | |
351 | 334 ▼ 4.8% | 351 ▲ 4.9% | ||
| Effective Tax %Derived | 23.00% | 21.51% | 22.08% | |
| Total Profit for Period | 1,605 | 1,613 ▲ 0.5% | 1,561 ▼ 3.2% | |
| Net Profit (Owner's PAT)Derived | 1,605 | 1,613 ▲ 0.5% | 1,561 ▼ 3.2% | |
| PAT Growth YoY %Derived | — | 0.50% | -3.21% | |
| Earnings Per Share (EPS ₹) | 2.53 | 2.54 ▲ 0.4% | 2.46 ▼ 3.1% | |
| Diluted Shares Outstanding (Cr) | 635 | 635 ▼ 0.0% | 635 ▲ 0.0% | |
| Share of Profit from Associates/JVs | 429 | 393 ▼ 8.3% | 323 ▼ 17.7% | |
| Other Comprehensive Income (Net of Tax) | 23,424 | -17,264 ▼ 173.7% | 5,159 ▲ 129.9% | |
| Dividend Income | 217 | 241 ▲ 11.1% | 269 ▲ 11.6% | |
| Impairment On Financial Instruments | 2 | 40 ▲ 1868.3% | 66 ▲ 64.0% | |
| Net Gain Fair Value Changes | 548 | 794 ▲ 45.0% | 745 ▼ 6.2% |
JIO FIN SERVICES segment analysis : revenue and profit mix.
Disclosed business segments at JIO FIN SERVICES with their share of revenue and profit, switchable between consolidated and standalone reporting.
JIO FIN SERVICES discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for JIO FIN SERVICES.
Our AI distills the core fundamental drivers supporting JIO FIN SERVICES, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
JIO FIN SERVICES's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Operating margin 82.21% far exceeds financial services sector peers significantly.
Net margin 51.80% TTM demonstrates exceptional pricing power and profitability.
Revenue growth 39.4% TTM YoY indicates robust business expansion momentum.
Debt-to-equity 0.0016x with fortress balance sheet and zero leverage constraints.
Market cap ₹1.60 LCr reflects strong investor confidence in digital finance leadership.
Key Risks.
Latest quarterly EPS declined 13.9% YoY despite revenue growth acceleration.
TTM EPS declined 14.0% YoY, signaling earnings quality deterioration concerns.
P/E ratio 97.52x significantly overvalued versus financial services peers median.
ROE 1.19% and ROCE 1.86% indicate poor capital efficiency despite margin excellence.
Operating cash flow negative ₹44,447.9 Cr in H1 FY26; weak cash conversion.
Flip Conditions.
Valuation risk. a P/E above 97 (~6.0× the sector multiple of 16.1) would leave less room for earnings disappointment.
Reassess if quarterly profit growth turns negative for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
JIO FIN SERVICES peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — JIO FIN SERVICES is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
JIO FIN SERVICES chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for JIO FIN SERVICES — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
JIO FIN SERVICES delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for JIO FIN SERVICES over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in JIO FIN SERVICES stood at 56.2% of traded volume, against a 20-day average of 44.2%.
JIO FIN SERVICES announcements: results, concalls, ratings, M&A.
Filings JIO FIN SERVICES sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
JIO FIN SERVICES files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 157 documents below.
Updates
This is further to the disclosure dated August 12, 2026 made by the Company. We wish to inform that the Company executives participated in the…
Updates
Jio Financial Services Limited has informed the Exchange regarding 'Presentation on Item Nos. 6 and 7 of the notice of 3rd Annual General Meeting…
Press Release
Investment of up to Rs. 18,268.22 crore by NB Holdings Corporation, wholly owned subsidiary of Bank of America Corporation in Jio Credit Limited,…
General Updates
Investment of up to Rs. 18,268.22 crore by NB Holdings Corporation, wholly owned subsidiary of Bank of America Corporation in Jio Credit Limited,…
Analysts/Institutional Investor Meet/Con. Call Updates
Please note that the Company executives will be participating in the Institutional Investors Meeting organised by a third party - Motilal Oswal s…
Investor decks & rating reports.
Updates
Analysts/Institutional Investor Meet/Con. Call Updates
Analysts/Institutional Investor Meet/Con. Call Updates
Investor Presentation
JIO FIN SERVICES dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue JIO FIN SERVICES has declared, sequenced by announce and record date.
JIO FIN SERVICES corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
JIO FIN SERVICES insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in JIO FIN SERVICES as reported to SEBI — buying and selling signals from the people who know the business best.
JIO FIN SERVICES insider activity below tracks 1 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| Anuradha Sethuraman | Insider | 21 Apr 2025 | buy | +20.0 K | ₹49.8 L | ₹249.00 |
About JIO FIN SERVICES: business, sector, key facts.
What JIO FIN SERVICES does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
JIO FIN SERVICES operates in the Investment Company industry under the Financial Services sector, listed as NSE: JIOFIN, BSE: 543940.
Jio Financial Services Limited (JFSL) is a multifaceted financial services company operating primarily within India. Its core business revolves around providing a diverse range of financial products and services to both individual consumers and businesses, leveraging technology to deliver a comprehensive and integrated digital experience.
A significant aspect of JFSL's operations is its investment and financing activities. This includes consumer lending, catering to individual borrowing needs, and corporate and MSME (Micro, Small, and Medium Enterprises) lending, supporting the growth of businesses of varying sizes. The company also offers asset management services, helping clients manage their investments effectively.
JFSL's digital banking platform, JioFinance App, plays a central role in its strategy. This app acts as a one-stop shop for various financial transactions, including UPI (Unified Payments Interface) transactions, bill payments, and insurance advisory services. It also provides access to traditional banking services such as savings accounts, debit cards, current accounts, and digital wallets, enhancing customer convenience and accessibility.
Further expanding its reach, JFSL is involved in insurance broking, facilitating the distribution of life, non-life, and health insurance products to its customer base. It also functions as a payment bank and payment aggregator, processing transactions and facilitating seamless digital payments. The company utilizes a Device-as-a-Service model, offering operating lease solutions for devices to both consumers and businesses.
In summary, Jio Financial Services Limited's business model is built upon a foundation of integrated financial services, delivered through a technologically advanced digital platform. This multi-pronged approach allows the company to cater to a broad spectrum of financial needs across different customer segments within the Indian market.
Go deeper on JIO FIN SERVICES
- JIO FIN SERVICES resultsQuarter-by-quarter revenue, profit, EPS and margins for JIO FIN SERVICES.
- JIO FIN SERVICES shareholdingPromoter, FII and DII holding in JIO FIN SERVICES, quarter by quarter.
- JIO FIN SERVICES financialsJIO FIN SERVICES profit & loss, balance sheet and cash flow by year.
- JIO FIN SERVICES technical analysisPivots, CPR and live indicator readings for JIO FIN SERVICES.
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Questions investors ask about JIO FIN SERVICES (JIOFIN).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of JIO FIN SERVICES (JIOFIN)?
The current share price of JIO FIN SERVICES (JIOFIN) is ₹238.10. Today, the stock has declined by ₹2.90 (1.2%), trading in a range of ₹238.10 to ₹242.65. The stock opened at ₹242.00 with a trading volume of 76,38,222 shares.
02Is JIO FIN SERVICES stock a good investment for long-term?
JIO FIN SERVICES can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1.57 L Cr., P/E ratio of 74.53, ROE of 1.17%, and ROCE of 1.22%. The dividend yield stands at 0.23%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of JIO FIN SERVICES stock?
The 52-week high price of JIO FIN SERVICES (JIOFIN) is ₹321.60, while the 52-week low is ₹223.30. Currently trading at ₹238.10, the stock is 6.63% above its 52-week low and 25.96% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy JIO FIN SERVICES stock at the current price?
Whether to buy JIO FIN SERVICES stock at ₹238.10 depends on multiple factors. The stock is currently trading with a P/E ratio of 74.53 and P/B ratio of 1.13. Today's performance shows a loss of 1.2%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of JIO FIN SERVICES and when is the next dividend?
JIO FIN SERVICES offers a dividend yield of 0.23%, which means for every ₹100 invested at the current price of ₹238.10, you can expect to receive approximately ₹0.23 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of JIO FIN SERVICES?
JIO FIN SERVICES's key financial metrics include: P/E Ratio: 74.53, P/B Ratio: 1.13, ROE: 1.17%, ROCE: 1.22%, Dividend Yield: 0.23%, EPS: ₹1.26, Book Value: ₹211.44, and Debt-to-Equity: 0.12. The company's market cap stands at ₹1.57 L Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is JIO FIN SERVICES stock performing today in the market?
JIO FIN SERVICES stock opened at ₹242.00 and is currently trading at ₹238.10, showing a decline of ₹2.90 (1.2%). The intraday high is ₹242.65 and low is ₹238.10. The trading volume stands at 76,38,222 shares, indicating strong market participation today.
08What is the P/E ratio of JIO FIN SERVICES and what does it indicate?
JIO FIN SERVICES has a Price-to-Earnings (P/E) ratio of 74.53, which means investors are willing to pay 74.53 for every ₹1 of earnings. With an EPS of ₹1.26, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about JIO FIN SERVICES (JIOFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.