JIOFIN vs PNBGILTS: Stock Comparison

JIO FIN SERVICES vs PNB GILTSUpdated 27 Aug 26, 4:08 PM ISTNSE & company filings

JIO FIN SERVICES is the larger company by market capitalisation. JIO FIN SERVICES shows faster revenue growth and a higher net margin, while PNB GILTS shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

JIOFIN leads 5; PNBGILTS leads 7 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

JIOFINPNBGILTS

Valuation lens

What price are you paying?

Market CapContext only
₹1.57 L Cr
₹1,400 Cr
P/E RatioPNBGILTS has the lower reading
74.53x
14.02x
P/B RatioPNBGILTS has the lower reading
1.13x
0.84x
EPSPNBGILTS has the higher reading
₹1.26
₹4.48
Book ValueContext only
₹211.44
₹94.75
Dividend YieldPNBGILTS has the higher reading
0.23%
1.15%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
JIOFIN is the larger company
₹1.57 L Cr vs ₹1,400 Cr
P/E Ratio
PNBGILTS has a lower P/E
14.02x vs 74.53x
P/B Ratio
PNBGILTS has a lower P/B
0.84x vs 1.13x
EPS
PNBGILTS has higher earnings per share
₹4.48 vs ₹1.26
Dividend Yield
PNBGILTS has a higher dividend yield
1.15% vs 0.23%
Revenue Growth (TTM YoY)
JIOFIN has faster revenue growth
39.4% vs -3.3%
EPS Growth (TTM YoY)
JIOFIN has faster EPS growth
-14% vs -82.7%
Qtr Sales Growth
JIOFIN has stronger quarterly sales growth
815.12% vs -73.24%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricJIOFINPNBGILTS
SectorFinancial ServicesFinancial Services
IndustryInvestment CompanyInvestment Company

Price

MetricJIOFINPNBGILTS
Live Price₹238.1₹77.96
Day Change-1.2%-1.81%
Volume76.38 L2.65 L
52-Week High₹321.6₹106
52-Week Low₹223.3₹58.6
Distance from 52W High-25.96%-26.45%

Valuation

MetricJIOFINPNBGILTS
Market Cap₹1.57 L Cr₹1,400 Cr
P/E Ratio74.53x14.02x
P/B Ratio1.13x0.84x
EPS₹1.26₹4.48
Book Value₹211.44₹94.75
Dividend Yield0.23%1.15%

Growth

MetricJIOFINPNBGILTS
Revenue Growth (TTM YoY)39.4%-3.3%
EPS Growth (TTM YoY)-14%-82.7%
Qtr Sales Growth815.12%-73.24%
Qtr Profit Growth688.91%-55.57%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricJIOFINPNBGILTS
ROE1.17%10.62%
ROCE1.22%5.36%
Net Margin51.8%17.56%
Operating Margin66.42%83.76%
Debt to Equity0.12x14.55x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricJIOFINPNBGILTS
Promoter Holding49.13% 2.01 pp74.07%
FII Holding11.27% 1.04 pp0.07% 0.11 pp
DII Holding13.36% 1 pp0%
Public Holding26.16% 0.04 pp25.86% 0.11 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: JIO FIN SERVICES and PNB GILTS.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.