Nahar Capital & Financial Services
Nahar Capital & Financial Services Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Nahar Capital & Financial Services Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Nahar Capital & Financial Services Ltd trades at a P/E of 6.68× and P/B of 0.26×, against the Financial Services sector median P/E of 18.34×.
Valuation
Profitability
Growth
Financial Health
Nahar Capital & Financial Services Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for Nahar Capital & Financial Services Ltd, switchable between annual and quarterly views, consolidated or standalone.
Nahar Capital & Financial Services Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹421.67 Cr and reported EPS of ₹37.71.
| Period | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | 18 | 46 | 43 | 34 | 52 | 46 | 48 |
| Other Income | 0 | 0 | 1 | 0 | 0 | 0 | 1 |
| Total Income | 18 | 46 | 43 | 34 | 52 | 46 | 49 |
| Gross Profit | 18 | 46 | 43 | 34 | 52 | 46 | 48 |
| +Operating Expenses | 6 | 5 | 8 | 8 | 8 | 10 | 12 |
| EBITDA | 13 | 40 | 35 | 26 | 43 | 37 | 36 |
| +Non-Operating Expenses | 1 | 1 | 1 | 1 | 1 | 2 | 2 |
| Profit Before Tax (PBT) | 11 | 40 | 34 | 25 | 42 | 35 | 34 |
| +Tax Expense | -0 | 23 | 79 | -13 | 3 | 9 | 16 |
| Profit After Tax (PAT) | 4 | 61 | 226 | 107 | 12 | 50 | 63 |
| Earnings Per Share (EPS) | 2.21 | 36.41 | 135.23 | 63.73 | 7.03 | 29.75 | 37.70 |
| Diluted Shares Outstanding (Nos.) | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| +Banking Income | 18 | 46 | 43 | 34 | 52 | 46 | 49 |
| +Additional Disclosures | -157 | 142 | 575 | -62 | -17 | 6 | 38 |
| Sales Growth % | — | 150.49 | -7.31 | -21.04 | 53.93 | -10.44 | 4.11 |
| YoY Sales Growth % | — | 150.49 | -7.31 | -21.04 | 53.93 | -10.44 | 4.11 |
| Employee Cost % | 22 | 8 | 11 | 18 | 13 | 15 | 16 |
| Other Cost % | 8 | 4 | 6 | 5 | 4 | 5 | 10 |
| OPM % | 70 | 88 | 82 | 77 | 84 | 79 | 74 |
| Tax % | -1 | 57 | 231 | -55 | 8 | 24 | 48 |
| Profit Growth % | — | 1,550.10 | 271.43 | -52.88 | -88.97 | 323.37 | 26.76 |
| Gross Margin % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Margin % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| +Additional Fields | 0 | — | 0 | 0 | 0 | 0 | 1 |
Nahar Capital & Financial Services segment analysis: revenue and profit mix.
Disclosed business segments at Nahar Capital & Financial Services with their share of revenue and profit, switchable between consolidated and standalone reporting.
Nahar Capital & Financial Services discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
Nahar Capital & Financial Services Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy Nahar Capital & Financial Services Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Nahar Capital & Financial Services Ltd's investment case rests on 7 positive markers and 9 flagged concerns drawn from the latest reported filings.
What you're getting.
Nahar Capital & Financial Services Ltd (NAHARCAP) exhibits a very attractive Price-to-Earnings (P/E) ratio of 9.62, significantly lower than its sector P/E of 19.38, suggesting the stock may be undervalued compared to its peers.
The company boasts a robust promoter holding of 72.2%, which has steadily increased from 71.54% in June 2022, signaling strong confidence from the management in the company's future prospects.
NAHARCAP maintains an exceptionally healthy balance sheet with a debt-to-equity ratio of 0.00, indicating virtually no financial leverage and a very low risk profile for investors.
The stock trades at a compelling Price-to-Book Value of 0.31, substantially below its book value of 934.00, suggesting a potential undervaluation and an attractive entry point for long-term investors.
Nahar Capital demonstrates strong operational efficiency with an impressive Operating Profit Margin (OPM) of 53.90%, highlighting its ability to convert sales into operating profit effectively.
What can break it.
The company's Return on Equity (ROE) at 3.21% and Return on Capital Employed (ROCE) at 3.78% are relatively low, indicating suboptimal efficiency in generating profits from shareholder funds and capital.
Nahar Capital experienced a notable decline in quarterly sales, with a variance of -13.80%, suggesting potential challenges in revenue generation and market demand in the recent period.
Quarterly profit after tax also saw a slight decline of -1.71%, indicating a recent dip in profitability, which warrants close monitoring for sustained performance.
The stock's current price of 288.00 is significantly below its 52-week high of 384.00, reflecting considerable price volatility and potential investor apprehension over the past year.
The dividend yield of 0.53% is quite modest, which might not appeal to income-focused investors looking for substantial returns from dividends.
What would change my mind.
Trim if P/E re-rates above 9 (~0.5× the sector multiple of 18.3). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.10. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Nahar Capital & Financial Services Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Nahar Capital & Financial Services Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
Nahar Capital & Financial Services Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Nahar Capital & Financial Services Ltd — derived from the live tape, not yesterday's close.
Nahar Capital & Financial Services Ltd last traded at ₹254.7 with an intraday range of ₹246.6–₹259.9 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹254.70| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 287.47 | +32.77 | +12.86% |
| R3 | 274.17 | +19.47 | +7.64% |
| R2 | 267.03 | +12.33 | +4.84% |
| R1 | 260.87 | +6.17 | +2.42% |
| PIVOT | 253.73 | -0.97 | -0.38% |
| CURRENT | 254.70 | — | — |
| S1 | 220.97 | -33.73 | -13.24% |
| S2 | 234.27 | -20.43 | -8.02% |
| S3 | 240.43 | -14.27 | -5.60% |
| S4 | 247.57 | -7.13 | -2.80% |
NAHARCAP is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: 249.3 ~ 255.7
Trading Inside opening range
Nahar Capital & Financial Services Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Nahar Capital & Financial Services Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Nahar Capital & Financial Services Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Nahar Capital & Financial Services Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Nahar Capital & Financial Services Ltd stood at 79.3% of traded volume, against a 20-day average of 66.4%.
Nahar Capital & Financial Services announcements: results, concalls, ratings, M&A.
Filings Nahar Capital & Financial Services sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Nahar Capital & Financial Services files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 46 documents below.
Copy of Newspaper Publication
Nahar Capital and Financial Services Limited has informed the Exchange about Copy of Newspaper Publication
Updates
Nahar Capital and Financial Services Limited has informed the Exchange regarding 'Demat Report for the month of May, 2026'.
Copy of Newspaper Publication
Nahar Capital and Financial Services Limited has informed the Exchange about Copy of Newspaper Publication
Updates
Nahar Capital and Financial Services Limited has informed the Exchange regarding 'Demat Report for the month of April, 2026'.
Disclosure under SEBI Takeover Regulations
Sankheshwar Holdings Company Ltd has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of…
Investor decks & rating reports.
Nahar Capital & Financial Services insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in Nahar Capital & Financial Services as reported to SEBI — buying and selling signals from the people who know the business best.
Nahar Capital & Financial Services insider activity below tracks 9 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| CLOSETTRUNK PRIVATE LIMITED | Insider | 27 Feb 2026 | buy | +10.1 K | ₹22.33 L | ₹221.17 |
| CLOSETTRUNK PRIVATE LIMITED | Insider | 27 Feb 2026 | buy | +10.1 K | ₹22.33 L | ₹221.17 |
| CLOSETTRUNK PRIVATE LIMITED | Insider | 27 Feb 2026 | buy | +10.1 K | ₹22.33 L | ₹221.17 |
| CLOSETTRUNK PRIVATE LIMITED | Insider | 27 Feb 2026 | buy | +10.1 K | ₹22.33 L | ₹221.17 |
| JAWAHAR LAL OSWAL | Insider | 12 Jun 2025 | buy | +13.38 L | — | — |
| ABHILASH OSWAL | Insider | 12 Jun 2025 | sell | −13.38 L | — | — |
| NAHAR SPINNING MILLS LIMITED | Insider | 09 Jun 2025 | sell | −1 | ₹365 | ₹365.00 |
| NAHAR SPINNING MILLS LIMITED | Insider | 09 Jun 2025 | buy | +4.4 K | ₹13.74 L | ₹313.45 |
| NAHAR SPINNING MILLS LIMITED | Insider | 06 Jun 2025 | buy | +20.1 K | ₹60.35 L | ₹299.93 |
Nahar Capital & Financial Services dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Nahar Capital & Financial Services has declared, sequenced by announce and record date.
Nahar Capital & Financial Services corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Nahar Capital & Financial Services Ltd: business, sector, key facts.
What Nahar Capital & Financial Services Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Nahar Capital & Financial Services Ltd operates in the Financial Services, listed as NSE: NAHARCAP, BSE: 532952.
Nahar Capital & Financial Services Ltd
Nahar Capital and Financial Services Limited (Naharcap) is a non-deposit taking non-banking financial company (NBFC) based in Ludhiana, India, established in 2006. Its core business operates across two primary segments: Investment/Financial activities and Real Estate.
The Investment/Financial activities segment constitutes a significant portion of Naharcap's operations. This involves a diverse investment portfolio spanning various financial securities. These include equity investments, bonds, debentures, commodities, and term deposits. The company invests in securities issued by a broad range of entities, encompassing companies, banks, mutual funds, and governmental bodies at the central, state, municipal, and local levels. Furthermore, Naharcap actively participates in equity markets and utilizes portfolio management schemes offered by asset management companies for investment purposes. A key aspect of this segment is the provision of short-term and long-term lending services secured by liquid assets such as shares, government bonds, gold, property, and other valuable assets.
Naharcap's Real Estate segment encompasses a wide array of activities within the property market. This includes the buying and selling of residential and commercial land, engaging in real estate transactions, undertaking land development projects, and constructing buildings for both commercial and residential purposes. The company also actively participates in leasing, hiring, or acquiring various real estate assets, extending to the leasing of flats and buildings. This demonstrates a comprehensive approach to real estate, covering acquisition, development, and management aspects.
In summary, Naharcap operates as a multifaceted financial services company in India, combining investment and lending activities with significant involvement in the real estate sector. Its diverse portfolio and broad range of services position it as a key player within the Indian financial landscape.
Questions investors ask about Nahar Capital & Financial Services Ltd (NAHARCAP).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Nahar Capital & Financial Services Ltd (NAHARCAP)?
The current share price of Nahar Capital & Financial Services Ltd (NAHARCAP) is ₹254.7. Today, the stock has gained by ₹2.90 (1.15%), trading in a range of ₹246.6 to ₹259.9. The stock opened at ₹255.85 with a trading volume of 3,196 shares.
02Is Nahar Capital & Financial Services Ltd stock a good investment for long-term?
Nahar Capital & Financial Services Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹421.67 crores, P/E ratio of 6.68, ROE of 3.98%, and ROCE of 3.78%. The dividend yield stands at 0.59%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Nahar Capital & Financial Services Ltd stock?
The 52-week high price of Nahar Capital & Financial Services Ltd (NAHARCAP) is ₹354.25, while the 52-week low is ₹191. Currently trading at ₹254.7, the stock is 39.0% away from its 52-week low and 28.1% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Nahar Capital & Financial Services Ltd stock at the current price?
Whether to buy Nahar Capital & Financial Services Ltd stock at ₹254.7 depends on multiple factors. The stock is currently trading with a P/E ratio of 6.68 and P/B ratio of 0.26. Today's performance shows a gain of 1.15%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Nahar Capital & Financial Services Ltd and when is the next dividend?
Nahar Capital & Financial Services Ltd offers a dividend yield of 0.59%, which means for every ₹100 invested at the current price of ₹254.7, you can expect to receive approximately ₹0.59 annually as dividends. The face value of the stock is ₹5.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Nahar Capital & Financial Services Ltd?
Nahar Capital & Financial Services Ltd's key financial metrics include: P/E Ratio: 6.68, P/B Ratio: 0.26, ROE: 3.98%, ROCE: 3.78%, Dividend Yield: 0.59%, EPS: ₹37.71, Book Value: ₹959.65, and Debt-to-Equity: 0.60. The company's market cap stands at ₹421.67 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Nahar Capital & Financial Services Ltd stock performing today in the market?
Nahar Capital & Financial Services Ltd stock opened at ₹255.85 and is currently trading at ₹254.7, showing a gain of ₹2.90 (1.15%). The intraday high is ₹259.9 and low is ₹246.6. The trading volume stands at 3,196 shares, indicating moderate market participation today.
08What is the P/E ratio of Nahar Capital & Financial Services Ltd and what does it indicate?
Nahar Capital & Financial Services Ltd has a Price-to-Earnings (P/E) ratio of 6.68, which means investors are willing to pay ₹6.68 for every ₹1 of earnings. With an EPS of ₹37.71, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Nahar Capital & Financial Services Ltd (NAHARCAP) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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