BANKINDIA vs IOB: Stock Comparison
BANK OF INDIA is the larger company by market capitalisation. BANK OF INDIA shows a lower P/E, a higher dividend yield and faster revenue growth, while INDIAN OVERSEAS BANK shows a higher ROE and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
BANKINDIA leads 7; IOB leads 4 of 11
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | BANKINDIA | IOB |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Public Sector Bank | Public Sector Bank |
Price
| Metric | BANKINDIA | IOB |
|---|---|---|
| Live Price | ₹129.48 | ₹30.38 |
| Day Change | -0.58% | -1.87% |
| Volume | 42.96 L | 27.74 L |
| 52-Week High | ₹178.36 | ₹41.8 |
| 52-Week Low | ₹122.2 | ₹30.51 |
| Distance from 52W High | -27.41% | -27.32% |
Valuation
| Metric | BANKINDIA | IOB |
|---|---|---|
| Market Cap | ₹58,820 Cr | ₹58,598 Cr |
| P/E Ratio | 5.04x | 10.03x |
| P/B Ratio | 0.66x | 1.61x |
| EPS | ₹7.25 | ₹0.86 |
| Book Value | ₹187.25 | ₹18.67 |
| Dividend Yield | 3.6% | 0% |
Growth
| Metric | BANKINDIA | IOB |
|---|---|---|
| Revenue Growth (TTM YoY) | 10.1% | 7.7% |
| EPS Growth (TTM YoY) | 18.6% | 39.7% |
| Qtr Profit Growth | 2.3% | 0% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | BANKINDIA | IOB |
|---|---|---|
| ROE | 11.22% | 14.09% |
| ROCE | 9.26% | 8.98% |
| Net Margin | 28% | 28.41% |
| Operating Margin | 15.82% | 16.7% |
| Debt to Equity | 1.32x | 1.4x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | BANKINDIA | IOB |
|---|---|---|
| Promoter Holding | 73.38% | 92.44% |
| FII Holding | 6.87%▼ 0.39 pp | 0.47%▲ 0.04 pp |
| DII Holding | 13.96% | 4.29%▲ 0.01 pp |
| Public Holding | 5.78%▲ 0.39 pp | 2.8%▼ 0.05 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: BANK OF INDIA and INDIAN OVERSEAS BANK.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.