CIFL vs DHANBANK: Stock Comparison
DHANLAXMI BANK is the larger company by market capitalisation. CAPITAL INDIA FINANCE shows a higher ROCE, while DHANLAXMI BANK shows a lower P/E, a higher ROE and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
CIFL leads 2; DHANBANK leads 7 of 11
Interactive comparison
Compare the numbers that shape the decision
Every row uses its own scale. Switch lenses to compare like with like.
Valuation lens
What price are you paying?
✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | CIFL | DHANBANK |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Private Sector Bank |
Price
| Metric | CIFL | DHANBANK |
|---|---|---|
| Live Price | ₹19.2 | ₹31.68 |
| Day Change | -2.04% | -1.43% |
| Volume | 7,032 | 2.12 L |
| 52-Week High | ₹39.69 | ₹37.99 |
| 52-Week Low | ₹15.38 | ₹19.45 |
| Distance from 52W High | -51.63% | -16.61% |
Valuation
| Metric | CIFL | DHANBANK |
|---|---|---|
| Market Cap | ₹747 Cr | ₹1,252 Cr |
| P/E Ratio | 19.93x | 9.04x |
| P/B Ratio | 1.15x | 0.83x |
| EPS | ₹0.99 | ₹3.57 |
| Book Value | ₹17.21 | ₹39.1 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | CIFL | DHANBANK |
|---|---|---|
| Revenue Growth (TTM YoY) | -7% | 33.7% |
| EPS Growth (TTM YoY) | 0% | 29.8% |
| Qtr Sales Growth | 0% | — |
| Qtr Profit Growth | 0% | 0% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | CIFL | DHANBANK |
|---|---|---|
| ROE | 4.65% | 6.97% |
| ROCE | 9.62% | 9.02% |
| Net Margin | 7.41% | 13.31% |
| Operating Margin | 23.87% | 7.71% |
| Debt to Equity | 1.27x | 0.5x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | CIFL | DHANBANK |
|---|---|---|
| Promoter Holding | 72.59% | — |
| FII Holding | 0.02% | 14.1%▼ 0.11 pp |
| DII Holding | 0.03% | 0.05% |
| Public Holding | 27.37%▲ 0.01 pp | 85.85%▲ 0.1 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: CAPITAL INDIA FINANCE and DHANLAXMI BANK.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.