CPCAP vs SBICARD: Stock Comparison

CP CAPITAL vs SBI CARDS & PAY SERUpdated 11 Sept 26, 4:08 PM ISTNSE & company filings

SBI CARDS & PAY SER is the larger company by market capitalisation. CP CAPITAL shows a lower P/E and a higher net margin, while SBI CARDS & PAY SER shows a higher ROE, a higher dividend yield and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

CPCAP leads 7; SBICARD leads 5 of 12

Not a rating
These companies operate in different sectors (Consumer Services vs Financial Services). Valuation and leverage norms differ across sectors, so cross-sector ratio comparisons can mislead — compare each against its own sector peers too.

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

CPCAPSBICARD

Valuation lens

What price are you paying?

Market CapContext only
₹248 Cr
₹62,431 Cr
P/E RatioCPCAP has the lower reading
3.91x
27.44x
P/B RatioCPCAP has the lower reading
0.3x
3.97x
EPSCPCAP has the higher reading
₹7.32
₹6.98
Book ValueContext only
₹314.91
₹165.25
Dividend YieldSBICARD has the higher reading
0%
0.38%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
SBICARD is the larger company
₹62,431 Cr vs ₹248 Cr
P/E Ratio
CPCAP has a lower P/E
3.91x vs 27.44x
P/B Ratio
CPCAP has a lower P/B
0.3x vs 3.97x
EPS
CPCAP has higher earnings per share
₹7.32 vs ₹6.98
Dividend Yield
SBICARD has a higher dividend yield
0.38% vs 0%
Revenue Growth (TTM YoY)
SBICARD has faster revenue growth
18.6% vs -61.61%
EPS Growth (TTM YoY)
SBICARD has faster EPS growth
13.9% vs -57.92%
Qtr Sales Growth
CPCAP has stronger quarterly sales growth
13.28% vs -74.67%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricCPCAPSBICARD
SectorConsumer ServicesFinancial Services
IndustryEducationNon Banking Financial Company (NBFC)

Price

MetricCPCAPSBICARD
Live Price₹135.08₹655.2
Day Change0.44%-1.67%
Volume31,65615.72 L
52-Week High₹152₹965
52-Week Low₹73.51₹565.45
Distance from 52W High-11.13%-32.1%

Valuation

MetricCPCAPSBICARD
Market Cap₹248 Cr₹62,431 Cr
P/E Ratio3.91x27.44x
P/B Ratio0.3x3.97x
EPS₹7.32₹6.98
Book Value₹314.91₹165.25
Dividend Yield0%0.38%

Growth

MetricCPCAPSBICARD
Revenue Growth (TTM YoY)-61.61%18.6%
EPS Growth (TTM YoY)-57.92%13.9%
Qtr Sales Growth13.28%-74.67%
Qtr Profit Growth15.97%-69.33%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricCPCAPSBICARD
ROE7.43%13.78%
ROCE7.47%8.69%
Net Margin55.79%13.96%
Operating Margin79.94%30.07%
Debt to Equity0.13x2.39x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricCPCAPSBICARD
Promoter Holding63.8%68.86% 0.06 pp
FII Holding0.05%8.99% 0.55 pp
DII Holding0.18% 2.73 pp18.13% 0.01 pp
Public Holding35.96% 2.73 pp4.03% 0.61 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: CP CAPITAL and SBI CARDS & PAY SER.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.