ESAFSFB vs UTKARSHBNK: Stock Comparison
UTKARSH SMALL FIN BANK L is the larger company by market capitalisation. ESAFSFB shows a higher ROE, faster revenue growth and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
ESAFSFB leads 7; UTKARSHBNK leads 1 of 11
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | ESAFSFB | UTKARSHBNK |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Other Bank | Other Bank |
Price
| Metric | ESAFSFB | UTKARSHBNK |
|---|---|---|
| Live Price | ₹39.85 | ₹13.8 |
| Day Change | -1.04% | -0.43% |
| Volume | 20.57 L | 39.93 L |
| 52-Week High | ₹44.25 | ₹23.3 |
| 52-Week Low | ₹19.78 | ₹10.12 |
| Distance from 52W High | -9.94% | -40.77% |
Valuation
| Metric | ESAFSFB | UTKARSHBNK |
|---|---|---|
| Market Cap | ₹2,207 Cr | ₹2,458 Cr |
| P/E Ratio | 0x | 0x |
| P/B Ratio | 1.24x | 0.89x |
| EPS | ₹1.55 | ₹-0.19 |
| Book Value | ₹73.74 | ₹21.38 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | ESAFSFB | UTKARSHBNK |
|---|---|---|
| Revenue Growth (TTM YoY) | 103.9% | -48.5% |
| EPS Growth (TTM YoY) | 0% | 0% |
| Qtr Profit Growth | 148.13% | 81.96% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | ESAFSFB | UTKARSHBNK |
|---|---|---|
| ROE | -9.35% | -41.47% |
| ROCE | -6.8% | -45.88% |
| Net Margin | -6.65% | -60.33% |
| Operating Margin | -5.25% | -39.55% |
| Debt to Equity | 1.55x | 1.02x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | ESAFSFB | UTKARSHBNK |
|---|---|---|
| Promoter Holding | 63.25%▼ 0.03 pp | 42.67% |
| FII Holding | 0.32%▲ 0.31 pp | 11.9%▲ 0.41 pp |
| DII Holding | 3.8%▼ 0.83 pp | 9.55%▼ 0.02 pp |
| Public Holding | 32.64%▲ 0.56 pp | 35.88%▼ 0.4 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: ESAFSFB and UTKARSH SMALL FIN BANK L.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.