FIVESTAR vs PFS: Stock Comparison

FIVE-STAR BUS FIN vs PTC INDIA FIN SERVUpdated 4 Sept 26, 4:08 PM ISTNSE & company filings

FIVE-STAR BUS FIN is the larger company by market capitalisation. FIVE-STAR BUS FIN shows a higher ROE, a higher dividend yield and faster revenue growth, while PTC INDIA FIN SERV shows a lower P/E and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

FIVESTAR leads 8; PFS leads 4 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

FIVESTARPFS

Valuation lens

What price are you paying?

Market CapContext only
₹15,408 Cr
₹1,732 Cr
P/E RatioPFS has the lower reading
14.04x
7.81x
P/B RatioPFS has the lower reading
2.1x
0.57x
EPSFIVESTAR has the higher reading
₹37.42
₹0.63
Book ValueContext only
₹250.03
₹47.95
Dividend YieldFIVESTAR has the higher reading
0.38%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
FIVESTAR is the larger company
₹15,408 Cr vs ₹1,732 Cr
P/E Ratio
PFS has a lower P/E
7.81x vs 14.04x
P/B Ratio
PFS has a lower P/B
0.57x vs 2.1x
EPS
FIVESTAR has higher earnings per share
₹37.42 vs ₹0.63
Dividend Yield
FIVESTAR has a higher dividend yield
0.38% vs 0%
Revenue Growth (TTM YoY)
FIVESTAR has faster revenue growth
4.1% vs -55.5%
EPS Growth (TTM YoY)
FIVESTAR has faster EPS growth
-3.7% vs -62.4%
Qtr Sales Growth
FIVESTAR has stronger quarterly sales growth
1.47% vs 0%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricFIVESTARPFS
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricFIVESTARPFS
Live Price₹523.05₹26.94
Day Change-2.16%-0.63%
Volume9.15 L4.81 L
52-Week High₹666₹40.5
52-Week Low₹338.15₹23.85
Distance from 52W High-21.46%-33.48%

Valuation

MetricFIVESTARPFS
Market Cap₹15,408 Cr₹1,732 Cr
P/E Ratio14.04x7.81x
P/B Ratio2.1x0.57x
EPS₹37.42₹0.63
Book Value₹250.03₹47.95
Dividend Yield0.38%0%

Growth

MetricFIVESTARPFS
Revenue Growth (TTM YoY)4.1%-55.5%
EPS Growth (TTM YoY)-3.7%-62.4%
Qtr Sales Growth1.47%0%
Qtr Profit Growth0.8%0%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricFIVESTARPFS
ROE14.89%10.37%
ROCE12.54%10.56%
Net Margin34.8%56.8%
Operating Margin68.36%119.36%
Debt to Equity1.01x0.57x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricFIVESTARPFS
Promoter Holding18.61%64.99%
FII Holding43.97% 4.5 pp2.03% 0.1 pp
DII Holding22.35% 4.77 pp5.05%
Public Holding15.07% 0.27 pp27.93% 0.1 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: FIVE-STAR BUS FIN and PTC INDIA FIN SERV.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.