HDFCLIFE vs KOTAKBANK: Stock Comparison
KOTAK MAHINDRA BANK is the larger company by market capitalisation. HDFC LIFE INS CO shows a higher ROE and a higher dividend yield, while KOTAK MAHINDRA BANK shows a lower P/E, faster revenue growth and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
HDFCLIFE leads 2; KOTAKBANK leads 7 of 9
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | HDFCLIFE | KOTAKBANK |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Life Insurance | Private Sector Bank |
Price
| Metric | HDFCLIFE | KOTAKBANK |
|---|---|---|
| Live Price | ₹543.95 | ₹431.9 |
| Day Change | 2.44% | 3.82% |
| Volume | 83.35 L | 4 Cr |
| 52-Week High | ₹788.5 | ₹453.2 |
| 52-Week Low | ₹508.7 | ₹345.5 |
| Distance from 52W High | -31.01% | -4.7% |
Valuation
| Metric | HDFCLIFE | KOTAKBANK |
|---|---|---|
| Market Cap | ₹1.18 L Cr | ₹4.29 L Cr |
| P/E Ratio | 59.44x | 21.13x |
| P/B Ratio | 6.6x | 2.37x |
| EPS | ₹9.15 | ₹20.4 |
| Book Value | ₹89.8 | ₹182.2 |
| Dividend Yield | 0.39% | 0.16% |
Growth
| Metric | HDFCLIFE | KOTAKBANK |
|---|---|---|
| Revenue Growth (TTM YoY) | -17.7% | -11% |
| EPS Growth (TTM YoY) | 4.1% | 9.8% |
| Qtr Profit Growth | — | -24.86% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | HDFCLIFE | KOTAKBANK |
|---|---|---|
| ROE | 10.79% | 10.36% |
| ROCE | — | 16.76% |
| Net Margin | 1.89% | 26.05% |
| Operating Margin | 1.99% | 27.66% |
| Debt to Equity | 0.18x | 0.24x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | HDFCLIFE | KOTAKBANK |
|---|---|---|
| Promoter Holding | 50.54%▲ 0.33 pp | 25.87% |
| FII Holding | 19.27%▼ 3.25 pp | 25.21%▼ 1.19 pp |
| DII Holding | 20.19%▲ 2.94 pp | 37.71%▲ 1.53 pp |
| Public Holding | 9.98%▼ 0.02 pp | 11.21%▼ 0.34 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HDFC LIFE INS CO and KOTAK MAHINDRA BANK.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.