HOMEFIRST vs PNBHOUSING: Stock Comparison

HOME FIRST FIN CO IND vs PNB HOUSING FINUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

PNB HOUSING FIN is the larger company by market capitalisation. HOME FIRST FIN CO IND shows a higher ROE and faster revenue growth, while PNB HOUSING FIN shows a lower P/E, a higher dividend yield and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

HOMEFIRST leads 5; PNBHOUSING leads 7 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

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HOMEFIRSTPNBHOUSING

Valuation lens

What price are you paying?

Market CapContext only
₹12,988 Cr
₹29,395 Cr
P/E RatioPNBHOUSING has the lower reading
22.25x
12.69x
P/B RatioPNBHOUSING has the lower reading
2.98x
1.53x
EPSPNBHOUSING has the higher reading
₹15.29
₹21.28
Book ValueContext only
₹416.79
₹737.52
Dividend YieldPNBHOUSING has the higher reading
0.42%
0.71%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
PNBHOUSING is the larger company
₹29,395 Cr vs ₹12,988 Cr
P/E Ratio
PNBHOUSING has a lower P/E
12.69x vs 22.25x
P/B Ratio
PNBHOUSING has a lower P/B
1.53x vs 2.98x
EPS
PNBHOUSING has higher earnings per share
₹21.28 vs ₹15.29
Dividend Yield
PNBHOUSING has a higher dividend yield
0.71% vs 0.42%
Revenue Growth (TTM YoY)
HOMEFIRST has faster revenue growth
30.6% vs 21.6%
EPS Growth (TTM YoY)
HOMEFIRST has faster EPS growth
24% vs 19%
Qtr Sales Growth
HOMEFIRST has stronger quarterly sales growth
7.3% vs -0.48%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricHOMEFIRSTPNBHOUSING
SectorFinancial ServicesFinancial Services
IndustryHousing Finance CompanyHousing Finance Company

Price

MetricHOMEFIRSTPNBHOUSING
Live Price₹1,241.3₹1,133.1
Day Change5.8%2.68%
Volume8.73 L13.29 L
52-Week High₹1,317.7₹1,211.5
52-Week Low₹893.7₹729.6
Distance from 52W High-5.8%-6.47%

Valuation

MetricHOMEFIRSTPNBHOUSING
Market Cap₹12,988 Cr₹29,395 Cr
P/E Ratio22.25x12.69x
P/B Ratio2.98x1.53x
EPS₹15.29₹21.28
Book Value₹416.79₹737.52
Dividend Yield0.42%0.71%

Growth

MetricHOMEFIRSTPNBHOUSING
Revenue Growth (TTM YoY)30.6%21.6%
EPS Growth (TTM YoY)24%19%
Qtr Sales Growth7.3%-0.48%
Qtr Profit Growth6.96%-0.51%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricHOMEFIRSTPNBHOUSING
ROE12.4%11.92%
ROCE8.05%10.2%
Net Margin30.25%58.89%
Operating Margin78.35%93.72%
Debt to Equity2.38x2.27x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricHOMEFIRSTPNBHOUSING
Promoter Holding4.72%28.03% 0.01 pp
FII Holding43.9% 1.82 pp16.81% 0.21 pp
DII Holding29.83% 2.3 pp45.71% 1.64 pp
Public Holding19.3% 0.46 pp9.42% 1.85 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HOME FIRST FIN CO IND and PNB HOUSING FIN.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.