HUDCO vs IRFC: Stock Comparison
INDIAN RAILWAY FIN CORP L is the larger company by market capitalisation. HSG & URBAN DEV CORPN shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
HUDCO leads 10; IRFC leads 2 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | HUDCO | IRFC |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Financial Institution | Financial Institution |
Price
| Metric | HUDCO | IRFC |
|---|---|---|
| Live Price | ₹143.33 | ₹73.73 |
| Day Change | -2.91% | -2.62% |
| Volume | 5.53 L | 24.01 L |
| 52-Week High | ₹246.85 | ₹137.17 |
| 52-Week Low | ₹141.81 | ₹73.14 |
| Distance from 52W High | -41.94% | -46.25% |
Valuation
| Metric | HUDCO | IRFC |
|---|---|---|
| Market Cap | ₹28,837 Cr | ₹96,968 Cr |
| P/E Ratio | 6.93x | 13.43x |
| P/B Ratio | 1.34x | 1.63x |
| EPS | ₹21.26 | ₹5.64 |
| Book Value | ₹109.81 | ₹46.39 |
| Dividend Yield | 4.09% | 2.95% |
Growth
| Metric | HUDCO | IRFC |
|---|---|---|
| Revenue Growth (TTM YoY) | 6% | 0.5% |
| EPS Growth (TTM YoY) | 172.2% | 0% |
| Qtr Sales Growth | 0% | -4.78% |
| Qtr Profit Growth | 0% | 1.62% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | HUDCO | IRFC |
|---|---|---|
| ROE | 18.36% | 12.35% |
| ROCE | 11.82% | 11.73% |
| Net Margin | 116.72% | 25.04% |
| Operating Margin | 92.41% | 99.01% |
| Debt to Equity | 3.68x | 3.06x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | HUDCO | IRFC |
|---|---|---|
| Promoter Holding | 75% | 82.9% |
| FII Holding | 2.4% | 1.15%▼ 0.03 pp |
| DII Holding | 9.51%▼ 0.59 pp | 3.97% |
| Public Holding | 13.08%▲ 0.58 pp | 11.98%▲ 0.03 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HSG & URBAN DEV CORPN and INDIAN RAILWAY FIN CORP L.
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Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.