HUDCO vs IRFC: Stock Comparison
INDIAN RAILWAY FIN CORP L is the larger company by market capitalisation. HSG & URBAN DEV CORPN shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
HUDCO leads 9; IRFC leads 3 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | HUDCO | IRFC |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Financial Institution | Financial Institution |
Price
| Metric | HUDCO | IRFC |
|---|---|---|
| Live Price | ₹172.76 | ₹81.09 |
| Day Change | -0.76% | 0.01% |
| Volume | 11.8 L | 80.29 L |
| 52-Week High | ₹246.85 | ₹137.17 |
| 52-Week Low | ₹159 | ₹80.76 |
| Distance from 52W High | -30.01% | -40.88% |
Valuation
| Metric | HUDCO | IRFC |
|---|---|---|
| Market Cap | ₹34,573 Cr | ₹1.06 L Cr |
| P/E Ratio | 8.12x | 14.74x |
| P/B Ratio | 1.57x | 1.87x |
| EPS | ₹4.25 | ₹1.47 |
| Book Value | ₹109.77 | ₹43.42 |
| Dividend Yield | 3.56% | 2.59% |
Growth
| Metric | HUDCO | IRFC |
|---|---|---|
| Revenue Growth (TTM YoY) | 6% | 0.5% |
| EPS Growth (TTM YoY) | 172.2% | 0% |
| Qtr Sales Growth | 0% | 12.61% |
| Qtr Profit Growth | 0% | 14.42% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | HUDCO | IRFC |
|---|---|---|
| ROE | 18.36% | 12.35% |
| ROCE | 11.82% | 11.73% |
| Net Margin | 116.72% | 25.04% |
| Operating Margin | 92.41% | 99.01% |
| Debt to Equity | 3.68x | 3.06x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | HUDCO | IRFC |
|---|---|---|
| Promoter Holding | 75% | 82.9%▼ 1.75 pp |
| FII Holding | 2.4%▲ 0.18 pp | 1.18%▲ 0.01 pp |
| DII Holding | 10.1%▼ 0.93 pp | 3.97%▲ 1.08 pp |
| Public Holding | 12.5%▲ 0.76 pp | 11.95%▲ 0.66 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HSG & URBAN DEV CORPN and INDIAN RAILWAY FIN CORP L.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.