IREDA vs IRFC: Stock Comparison
INDIAN RAILWAY FIN CORP L is the larger company by market capitalisation. INDIAN RENEWABLE ENERGY shows a higher ROE and faster revenue growth, while INDIAN RAILWAY FIN CORP L shows a lower P/E, a higher dividend yield and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
IREDA leads 4; IRFC leads 8 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | IREDA | IRFC |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Financial Institution | Financial Institution |
Price
| Metric | IREDA | IRFC |
|---|---|---|
| Live Price | ₹104.4 | ₹74.7 |
| Day Change | 0.58% | 0.54% |
| Volume | 31.41 L | 1.01 Cr |
| 52-Week High | ₹158.7 | ₹137.17 |
| 52-Week Low | ₹103.41 | ₹74.12 |
| Distance from 52W High | -34.22% | -45.54% |
Valuation
| Metric | IREDA | IRFC |
|---|---|---|
| Market Cap | ₹29,272 Cr | ₹97,818 Cr |
| P/E Ratio | 14.89x | 0x |
| P/B Ratio | 2.12x | 0x |
| EPS | ₹1.2 | ₹1.47 |
| Book Value | ₹49.07 | ₹43.42 |
| Dividend Yield | 1.3% | 2.81% |
Growth
| Metric | IREDA | IRFC |
|---|---|---|
| Revenue Growth (TTM YoY) | 4.6% | 0.5% |
| EPS Growth (TTM YoY) | -5.9% | 0% |
| Qtr Sales Growth | -0.05% | -69.72% |
| Qtr Profit Growth | -0.3% | -72.5% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | IREDA | IRFC |
|---|---|---|
| ROE | 13.59% | 12.35% |
| ROCE | 9.69% | 11.73% |
| Net Margin | 22.58% | 25.04% |
| Operating Margin | 87.15% | 99.01% |
| Debt to Equity | 3.35x | 3.06x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | IREDA | IRFC |
|---|---|---|
| Promoter Holding | 71.76% | 82.9%▼ 1.75 pp |
| FII Holding | 2.48%▲ 0.34 pp | 1.18%▲ 0.01 pp |
| DII Holding | 2.4%▼ 0.05 pp | 3.97%▲ 1.08 pp |
| Public Holding | 23.36%▼ 0.3 pp | 11.95%▲ 0.66 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: INDIAN RENEWABLE ENERGY and INDIAN RAILWAY FIN CORP L.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.