IREDA vs IRFC: Stock Comparison
Indian Railway Finance Corporation Limited is the larger company by market capitalisation. Indian Renewable Energy Development Agency Limited shows a higher ROE, faster revenue growth and a higher ROCE, while Indian Railway Finance Corporation Limited shows a lower P/E, a higher dividend yield and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
IREDA leads 5; IRFC leads 7 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | IREDA | IRFC |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Financial Institution | Financial Institution |
Price
| Metric | IREDA | IRFC |
|---|---|---|
| Live Price | ₹115.4 | ₹86.19 |
| Day Change | 0.35% | -0.24% |
| Volume | 20.13 L | 26.98 L |
| 52-Week High | ₹163.35 | ₹137.17 |
| 52-Week Low | ₹108.65 | ₹85 |
| Distance from 52W High | -29.35% | -37.17% |
Valuation
| Metric | IREDA | IRFC |
|---|---|---|
| Market Cap | ₹32,447 Cr | ₹1.13 L Cr |
| P/E Ratio | 16.41x | 15.7x |
| P/B Ratio | 2.34x | 1.99x |
| EPS | ₹7.04 | ₹5.49 |
| Book Value | ₹49.07 | ₹43.46 |
| Dividend Yield | 1% | 3.27% |
Growth
| Metric | IREDA | IRFC |
|---|---|---|
| Revenue Growth (TTM YoY) | 4.6% | 0.5% |
| EPS Growth (TTM YoY) | -5.9% | 0% |
| Qtr Sales Growth | 14.2% | 9.11% |
| Qtr Profit Growth | -1.78% | 0.15% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | IREDA | IRFC |
|---|---|---|
| ROE | 15.6% | 12.8% |
| ROCE | 8.69% | 5.64% |
| Net Margin | 22.58% | 25.04% |
| Operating Margin | 87.3% | 98.8% |
| Debt to Equity | 5.65x | 7.69x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | IREDA | IRFC |
|---|---|---|
| Promoter Holding | 71.76% | 82.9%▼ 1.75 pp |
| FII Holding | 2.48%▲ 0.34 pp | 1.18%▲ 0.01 pp |
| DII Holding | 2.4%▼ 0.05 pp | 3.97%▲ 1.08 pp |
| Public Holding | 23.36%▼ 0.3 pp | 11.95%▲ 0.66 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Indian Renewable Energy Development Agency Limited and Indian Railway Finance Corporation Limited.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.