IRFC vs PFC: Stock Comparison
POWER FIN CORP is the larger company by market capitalisation. INDIAN RAILWAY FIN CORP L shows faster revenue growth, while POWER FIN CORP shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
IRFC leads 3; PFC leads 9 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | IRFC | PFC |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Financial Institution | Financial Institution |
Price
| Metric | IRFC | PFC |
|---|---|---|
| Live Price | ₹75.71 | ₹320.6 |
| Day Change | 1.45% | 1.33% |
| Volume | 77.02 L | 53.56 L |
| 52-Week High | ₹137.17 | ₹486.5 |
| 52-Week Low | ₹73.14 | ₹310.3 |
| Distance from 52W High | -44.81% | -34.1% |
Valuation
| Metric | IRFC | PFC |
|---|---|---|
| Market Cap | ₹98,994 Cr | ₹1.06 L Cr |
| P/E Ratio | 13.43x | 4.06x |
| P/B Ratio | 1.63x | 0.8x |
| EPS | ₹1.5 | ₹21.25 |
| Book Value | ₹43.42 | ₹525.56 |
| Dividend Yield | 1.41% | 5.92% |
Growth
| Metric | IRFC | PFC |
|---|---|---|
| Revenue Growth (TTM YoY) | 0.5% | -15.4% |
| EPS Growth (TTM YoY) | 0% | 10.8% |
| Qtr Sales Growth | -4.78% | 0% |
| Qtr Profit Growth | 1.62% | 0% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | IRFC | PFC |
|---|---|---|
| ROE | 12.35% | 19.39% |
| ROCE | 11.73% | 16.81% |
| Net Margin | 25.04% | 59.9% |
| Operating Margin | 99.01% | 97.25% |
| Debt to Equity | 3.06x | 2.03x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | IRFC | PFC |
|---|---|---|
| Promoter Holding | 82.9% | 55.99% |
| FII Holding | 1.15%▼ 0.03 pp | 17.83%▼ 2.71 pp |
| DII Holding | 3.97% | 15.75%▲ 1.24 pp |
| Public Holding | 11.98%▲ 0.03 pp | 10.42%▲ 1.46 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: INDIAN RAILWAY FIN CORP L and POWER FIN CORP.
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Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.