IRFC vs TFCILTD: Stock Comparison
Indian Railway Finance Corporation Limited is the larger company by market capitalisation. Indian Railway Finance Corporation Limited shows a higher ROE and a higher dividend yield, while Tourism Finance Corporation of India Ltd shows a lower P/E, faster revenue growth and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
IRFC leads 6; TFCILTD leads 6 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | IRFC | TFCILTD |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Financial Institution | Financial Institution |
Price
| Metric | IRFC | TFCILTD |
|---|---|---|
| Live Price | ₹86.18 | ₹130.55 |
| Day Change | -0.25% | -0.34% |
| Volume | 26.78 L | 42.79 L |
| 52-Week High | ₹137.17 | ₹364.9 |
| 52-Week Low | ₹85 | ₹51 |
| Distance from 52W High | -37.17% | -64.22% |
Valuation
| Metric | IRFC | TFCILTD |
|---|---|---|
| Market Cap | ₹1.13 L Cr | ₹6,097 Cr |
| P/E Ratio | 15.7x | 0x |
| P/B Ratio | 1.99x | 0x |
| EPS | ₹5.49 | ₹1.89 |
| Book Value | ₹43.46 | ₹21.5 |
| Dividend Yield | 3.27% | 0.51% |
Growth
| Metric | IRFC | TFCILTD |
|---|---|---|
| Revenue Growth (TTM YoY) | 0.5% | 20.4% |
| EPS Growth (TTM YoY) | 0% | 5.9% |
| Qtr Sales Growth | 9.11% | -17.5% |
| Qtr Profit Growth | 0.15% | -8.24% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | IRFC | TFCILTD |
|---|---|---|
| ROE | 12.8% | 9.87% |
| ROCE | 5.64% | 10.4% |
| Net Margin | 25.04% | 47.91% |
| Operating Margin | 98.8% | 88% |
| Debt to Equity | 7.69x | 0.95x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | IRFC | TFCILTD |
|---|---|---|
| Promoter Holding | 82.9%▼ 1.75 pp | 3.85% |
| FII Holding | 1.18%▲ 0.01 pp | 5.46%▲ 2.7 pp |
| DII Holding | 3.97%▲ 1.08 pp | 0%▼ 0.06 pp |
| Public Holding | 11.95%▲ 0.66 pp | 90.69%▼ 2.64 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Indian Railway Finance Corporation Limited and Tourism Finance Corporation of India Ltd.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.