PFS vs TEAMGTY: Stock Comparison

PTC INDIA FIN SERV vs TEAM INDIA GUARANTYUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

PTC INDIA FIN SERV is the larger company by market capitalisation. PTC INDIA FIN SERV shows a lower P/E, a higher ROE and a higher ROCE, while TEAM INDIA GUARANTY shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

PFS leads 7; TEAMGTY leads 4 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

PFSTEAMGTY

Valuation lens

What price are you paying?

Market CapContext only
₹1,682 Cr
₹218 Cr
P/E RatioPFS has the lower reading
7.63x
312.88x
P/B RatioPFS has the lower reading
0.55x
4.64x
EPSTEAMGTY has the higher reading
₹0.63
₹1.04
Book ValueContext only
₹47.95
₹53.96
Dividend YieldSame reading
0%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
PFS is the larger company
₹1,682 Cr vs ₹218 Cr
P/E Ratio
PFS has a lower P/E
7.63x vs 312.88x
P/B Ratio
PFS has a lower P/B
0.55x vs 4.64x
EPS
TEAMGTY has higher earnings per share
₹1.04 vs ₹0.63
Revenue Growth (TTM YoY)
TEAMGTY has faster revenue growth
59.3% vs -55.5%
EPS Growth (TTM YoY)
TEAMGTY has faster EPS growth
0% vs -62.4%
Qtr Sales Growth
PFS has stronger quarterly sales growth
0% vs -48.53%
Qtr Profit Growth
TEAMGTY has stronger quarterly profit growth
30.91% vs 0%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricPFSTEAMGTY
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricPFSTEAMGTY
Live Price₹26.17₹238.5
Day Change-0.65%1.49%
Volume5.04 L2,034
52-Week High₹40.5₹332.55
52-Week Low₹23.85₹210
Distance from 52W High-35.38%-28.28%

Valuation

MetricPFSTEAMGTY
Market Cap₹1,682 Cr₹218 Cr
P/E Ratio7.63x312.88x
P/B Ratio0.55x4.64x
EPS₹0.63₹1.04
Book Value₹47.95₹53.96
Dividend Yield0%0%

Growth

MetricPFSTEAMGTY
Revenue Growth (TTM YoY)-55.5%59.3%
EPS Growth (TTM YoY)-62.4%0%
Qtr Sales Growth0%-48.53%
Qtr Profit Growth0%30.91%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricPFSTEAMGTY
ROE10.37%1.48%
ROCE10.56%3.17%
Net Margin56.8%14.33%
Operating Margin119.36%25.01%
Debt to Equity0.57x0x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricPFSTEAMGTY
Promoter Holding64.99%74.92%
FII Holding2.03% 0.1 pp2.08%
DII Holding5.05%0.05%
Public Holding27.93% 0.1 pp22.95%

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PTC INDIA FIN SERV and TEAM INDIA GUARANTY.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.