PFS vs TEAMGTY: Stock Comparison

PTC India Financial Services Limited vs Team India Guaranty Ltd

Live data: 6 August 2026, 4:08 PM IST • Source: NSE and company filings

PTC India Financial Services Limited is the larger company by market capitalisation. PTC India Financial Services Limited shows a lower P/E and a higher net margin, while Team India Guaranty Ltd shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of PTC India Financial Services Limited and Team India Guaranty Ltd on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, PFS is more favourable on 5 of 8 scored metrics and TEAMGTY on 2These counts are context-free and are not an overall rating.

Key Differences

Market Cap
PFS is the larger company
₹1,858 Cr vs ₹205 Cr
P/E Ratio
PFS has a lower P/E
8.29x vs 312.88x
P/B Ratio
PFS has a lower P/B
0.6x vs 4.64x
EPS
PFS has higher earnings per share
₹4.97 vs ₹0.5
Revenue Growth (TTM YoY)
TEAMGTY has faster revenue growth
59.3% vs -55.5%
EPS Growth (TTM YoY)
TEAMGTY has faster EPS growth
0% vs -62.4%
Net Margin
PFS has a higher net margin
56.8% vs 14.33%
Operating Margin
PFS has a higher operating margin
121% vs -188%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricPFSTEAMGTY
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricPFSTEAMGTY
Live Price₹28.87₹223.8
Day Change-0.14%-0.62%
Volume4.57 L67
52-Week High₹40.69₹332.55
52-Week Low₹23.85₹210
Distance from 52W High-29.05%-32.7%

Valuation

MetricPFSTEAMGTY
Market Cap₹1,858 Cr₹205 Cr
P/E Ratio8.29x312.88x
P/B Ratio0.6x4.64x
EPS₹4.97₹0.5
Book Value₹48.06
Dividend Yield0%0%

Growth

MetricPFSTEAMGTY
Revenue Growth (TTM YoY)-55.5%59.3%
EPS Growth (TTM YoY)-62.4%0%
Qtr Sales Growth-22.2%
Qtr Profit Growth-21.8%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricPFSTEAMGTY
ROE11%
ROCE11.8%
Net Margin56.8%14.33%
Operating Margin121%-188%
Debt to Equity0.57x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricPFSTEAMGTY
Promoter Holding64.99%74.92%
FII Holding2.03% 0.1 pp2.08%
DII Holding5.05%0.05%
Public Holding27.93% 0.1 pp22.95%

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PTC India Financial Services Limited and Team India Guaranty Ltd.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.