PFS vs TRU: Stock Comparison
PTC INDIA FIN SERV is the larger company by market capitalisation. PTC INDIA FIN SERV shows a higher ROE, a higher ROCE and a higher net margin, while TRUCAP FINANCE shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
PFS leads 5; TRU leads 2 of 10
Interactive comparison
Compare the numbers that shape the decision
Every row uses its own scale. Switch lenses to compare like with like.
Valuation lens
What price are you paying?
✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | PFS | TRU |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Non Banking Financial Company (NBFC) |
Price
| Metric | PFS | TRU |
|---|---|---|
| Live Price | ₹23.84 | ₹3.9 |
| Day Change | -0.71% | -1.02% |
| Volume | 9 L | 93,256 |
| 52-Week High | ₹37.8 | ₹10.99 |
| 52-Week Low | ₹23.61 | ₹3.68 |
| Distance from 52W High | -36.93% | -64.51% |
Valuation
| Metric | PFS | TRU |
|---|---|---|
| Market Cap | ₹1,531 Cr | ₹46 Cr |
| P/E Ratio | 8.57x | — |
| P/B Ratio | 0.48x | — |
| EPS | ₹0.63 | ₹-0.89 |
| Book Value | ₹47.95 | ₹4.29 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | PFS | TRU |
|---|---|---|
| Revenue Growth (TTM YoY) | -55.5% | 0% |
| EPS Growth (TTM YoY) | -62.4% | 0% |
| Qtr Sales Growth | 0% | 0% |
| Qtr Profit Growth | 0% | 0% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | PFS | TRU |
|---|---|---|
| ROE | 10.37% | -190.29% |
| ROCE | 9.52% | -27.05% |
| Net Margin | 56.8% | -125.86% |
| Operating Margin | 119.36% | -79.08% |
| Debt to Equity | 0.57x | 3.68x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | PFS | TRU |
|---|---|---|
| Promoter Holding | 64.99% | 30.73%▼ 0.23 pp |
| FII Holding | 1.56%▼ 0.47 pp | 4.98%▼ 0.04 pp |
| DII Holding | 5.07%▲ 0.02 pp | 0.98%▼ 0.01 pp |
| Public Holding | 28.37%▲ 0.44 pp | 63.31%▲ 0.28 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PTC INDIA FIN SERV and TRUCAP FINANCE.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.