PNBGILTS vs VLSFINANCE: Stock Comparison
PNB Gilts Limited is the larger company by market capitalisation. PNB Gilts Limited shows a lower P/E, a higher ROE and a higher dividend yield, while VLS Finance Ltd shows faster revenue growth and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
PNBGILTS leads 5; VLSFINANCE leads 7 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | PNBGILTS | VLSFINANCE |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Investment Company | Investment Company |
Price
| Metric | PNBGILTS | VLSFINANCE |
|---|---|---|
| Live Price | ₹79.65 | ₹248.95 |
| Day Change | 0.68% | -0.14% |
| Volume | 1.59 L | 9,442 |
| 52-Week High | ₹108.54 | ₹339 |
| 52-Week Low | ₹58.6 | ₹198.81 |
| Distance from 52W High | -26.62% | -26.56% |
Valuation
| Metric | PNBGILTS | VLSFINANCE |
|---|---|---|
| Market Cap | ₹1,424 Cr | ₹780 Cr |
| P/E Ratio | 14.03x | 17.52x |
| P/B Ratio | 0.84x | 0.38x |
| EPS | ₹10.09 | ₹14.2 |
| Book Value | ₹94.75 | ₹673 |
| Dividend Yield | 1.15% | 0.6% |
Growth
| Metric | PNBGILTS | VLSFINANCE |
|---|---|---|
| Revenue Growth (TTM YoY) | -3.3% | 0% |
| EPS Growth (TTM YoY) | -82.7% | 0% |
| Qtr Sales Growth | 1.28% | 25.4% |
| Qtr Profit Growth | -82.5% | 34.9% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | PNBGILTS | VLSFINANCE |
|---|---|---|
| ROE | 11.1% | 0.95% |
| ROCE | 6.14% | 0.96% |
| Net Margin | 17.56% | 69.01% |
| Operating Margin | 91.5% | 64.5% |
| Debt to Equity | 14.6x | 0x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | PNBGILTS | VLSFINANCE |
|---|---|---|
| Promoter Holding | 74.07% | 54.83% |
| FII Holding | 0.07%▼ 0.11 pp | 1.26%▼ 0.06 pp |
| DII Holding | 0% | 0.03%▼ 0.06 pp |
| Public Holding | 25.86%▲ 0.11 pp | 42.32%▲ 0.11 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PNB Gilts Limited and VLS Finance Ltd.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.

