PNBGILTS vs VLSFINANCE: Stock Comparison

PNB Gilts Limited vs VLS Finance LtdUpdated 21 Aug 26, 4:08 PM ISTNSE & company filings

PNB Gilts Limited is the larger company by market capitalisation. PNB Gilts Limited shows a lower P/E, a higher ROE and a higher dividend yield, while VLS Finance Ltd shows faster revenue growth and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

PNBGILTS leads 5; VLSFINANCE leads 7 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

PNBGILTSVLSFINANCE

Valuation lens

What price are you paying?

Market CapContext only
₹1,424 Cr
₹780 Cr
P/E RatioPNBGILTS has the lower reading
14.03x
17.52x
P/B RatioVLSFINANCE has the lower reading
0.84x
0.38x
EPSVLSFINANCE has the higher reading
₹10.09
₹14.2
Book ValueContext only
₹94.75
₹673
Dividend YieldPNBGILTS has the higher reading
1.15%
0.6%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
PNBGILTS is the larger company
₹1,424 Cr vs ₹780 Cr
P/E Ratio
PNBGILTS has a lower P/E
14.03x vs 17.52x
P/B Ratio
VLSFINANCE has a lower P/B
0.38x vs 0.84x
EPS
VLSFINANCE has higher earnings per share
₹14.2 vs ₹10.09
Dividend Yield
PNBGILTS has a higher dividend yield
1.15% vs 0.6%
Revenue Growth (TTM YoY)
VLSFINANCE has faster revenue growth
0% vs -3.3%
EPS Growth (TTM YoY)
VLSFINANCE has faster EPS growth
0% vs -82.7%
Qtr Sales Growth
VLSFINANCE has stronger quarterly sales growth
25.4% vs 1.28%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricPNBGILTSVLSFINANCE
SectorFinancial ServicesFinancial Services
IndustryInvestment CompanyInvestment Company

Price

MetricPNBGILTSVLSFINANCE
Live Price₹79.65₹248.95
Day Change0.68%-0.14%
Volume1.59 L9,442
52-Week High₹108.54₹339
52-Week Low₹58.6₹198.81
Distance from 52W High-26.62%-26.56%

Valuation

MetricPNBGILTSVLSFINANCE
Market Cap₹1,424 Cr₹780 Cr
P/E Ratio14.03x17.52x
P/B Ratio0.84x0.38x
EPS₹10.09₹14.2
Book Value₹94.75₹673
Dividend Yield1.15%0.6%

Growth

MetricPNBGILTSVLSFINANCE
Revenue Growth (TTM YoY)-3.3%0%
EPS Growth (TTM YoY)-82.7%0%
Qtr Sales Growth1.28%25.4%
Qtr Profit Growth-82.5%34.9%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricPNBGILTSVLSFINANCE
ROE11.1%0.95%
ROCE6.14%0.96%
Net Margin17.56%69.01%
Operating Margin91.5%64.5%
Debt to Equity14.6x0x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricPNBGILTSVLSFINANCE
Promoter Holding74.07%54.83%
FII Holding0.07% 0.11 pp1.26% 0.06 pp
DII Holding0%0.03% 0.06 pp
Public Holding25.86% 0.11 pp42.32% 0.11 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PNB Gilts Limited and VLS Finance Ltd.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.