SURYODAY vs UTKARSHBNK: Stock Comparison

SURYODAY SMALL FIN BK vs UTKARSH SMALL FIN BANK LUpdated 25 Sept 26, 4:08 PM ISTNSE & company filings

UTKARSH SMALL FIN BANK L is the larger company by market capitalisation. SURYODAY SMALL FIN BK shows a higher ROE, a higher dividend yield and faster revenue growth, while UTKARSH SMALL FIN BANK L shows a lower P/E. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

SURYODAY leads 8; UTKARSHBNK leads 2 of 11

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

SURYODAYUTKARSHBNK

Valuation lens

What price are you paying?

Market CapContext only
₹1,574 Cr
₹2,458 Cr
P/E RatioUTKARSHBNK has the lower reading
8.2x
0x ✓
P/B RatioSURYODAY has the lower reading
0.76x ✓
0.89x
EPSSURYODAY has the higher reading
₹7.07 ✓
₹-0.19
Book ValueContext only
₹237.3
₹21.38
Dividend YieldSURYODAY has the higher reading
1.04% ✓
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
UTKARSHBNK is the larger company
₹2,458 Cr vs ₹1,574 Cr
P/E Ratio
UTKARSHBNK has a lower P/E
0x vs 8.2x
P/B Ratio
SURYODAY has a lower P/B
0.76x vs 0.89x
EPS
SURYODAY has higher earnings per share
₹7.07 vs ₹-0.19
Dividend Yield
SURYODAY has a higher dividend yield
1.04% vs 0%
Revenue Growth (TTM YoY)
SURYODAY has faster revenue growth
73% vs -48.5%
Qtr Profit Growth
UTKARSHBNK has stronger quarterly profit growth
81.96% vs -50.53%
ROE
SURYODAY has a higher ROE
7.31% vs -41.47%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricSURYODAYUTKARSHBNK
SectorFinancial ServicesFinancial Services
IndustryOther BankOther Bank

Price

MetricSURYODAYUTKARSHBNK
Live Price₹149.12₹13.8
Day Change2.6%-0.43%
Volume2.11 L39.93 L
52-Week High₹218₹23.3
52-Week Low₹115.41₹10.12
Distance from 52W High-31.6%-40.77%

Valuation

MetricSURYODAYUTKARSHBNK
Market Cap₹1,574 Cr₹2,458 Cr
P/E Ratio8.2x0x
P/B Ratio0.76x0.89x
EPS₹7.07₹-0.19
Book Value₹237.3₹21.38
Dividend Yield1.04%0%

Growth

MetricSURYODAYUTKARSHBNK
Revenue Growth (TTM YoY)73%-48.5%
EPS Growth (TTM YoY)0%0%
Qtr Profit Growth-50.53%81.96%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricSURYODAYUTKARSHBNK
ROE7.31%-41.47%
ROCE4.87%-45.88%
Net Margin6.16%-60.33%
Operating Margin7.92%-39.55%
Debt to Equity1.5x1.02x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricSURYODAYUTKARSHBNK
Promoter Holding22.48%42.67%
FII Holding5.35%▲ 0.12 pp11.9%▲ 0.41 pp
DII Holding5.47%▼ 0.25 pp9.55%▼ 0.02 pp
Public Holding66.7%▲ 0.13 pp35.88%▼ 0.4 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: SURYODAY SMALL FIN BK and UTKARSH SMALL FIN BANK L.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.