SURYODAY vs UTKARSHBNK: Stock Comparison
UTKARSH SMALL FIN BANK L is the larger company by market capitalisation. SURYODAY SMALL FIN BK shows a higher ROE, a higher dividend yield and faster revenue growth, while UTKARSH SMALL FIN BANK L shows a lower P/E. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
SURYODAY leads 8; UTKARSHBNK leads 2 of 11
Interactive comparison
Compare the numbers that shape the decision
Every row uses its own scale. Switch lenses to compare like with like.
Valuation lens
What price are you paying?
✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | SURYODAY | UTKARSHBNK |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Other Bank | Other Bank |
Price
| Metric | SURYODAY | UTKARSHBNK |
|---|---|---|
| Live Price | ₹149.12 | ₹13.8 |
| Day Change | 2.6% | -0.43% |
| Volume | 2.11 L | 39.93 L |
| 52-Week High | ₹218 | ₹23.3 |
| 52-Week Low | ₹115.41 | ₹10.12 |
| Distance from 52W High | -31.6% | -40.77% |
Valuation
| Metric | SURYODAY | UTKARSHBNK |
|---|---|---|
| Market Cap | ₹1,574 Cr | ₹2,458 Cr |
| P/E Ratio | 8.2x | 0x |
| P/B Ratio | 0.76x | 0.89x |
| EPS | ₹7.07 | ₹-0.19 |
| Book Value | ₹237.3 | ₹21.38 |
| Dividend Yield | 1.04% | 0% |
Growth
| Metric | SURYODAY | UTKARSHBNK |
|---|---|---|
| Revenue Growth (TTM YoY) | 73% | -48.5% |
| EPS Growth (TTM YoY) | 0% | 0% |
| Qtr Profit Growth | -50.53% | 81.96% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | SURYODAY | UTKARSHBNK |
|---|---|---|
| ROE | 7.31% | -41.47% |
| ROCE | 4.87% | -45.88% |
| Net Margin | 6.16% | -60.33% |
| Operating Margin | 7.92% | -39.55% |
| Debt to Equity | 1.5x | 1.02x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | SURYODAY | UTKARSHBNK |
|---|---|---|
| Promoter Holding | 22.48% | 42.67% |
| FII Holding | 5.35%▲ 0.12 pp | 11.9%▲ 0.41 pp |
| DII Holding | 5.47%▼ 0.25 pp | 9.55%▼ 0.02 pp |
| Public Holding | 66.7%▲ 0.13 pp | 35.88%▼ 0.4 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: SURYODAY SMALL FIN BK and UTKARSH SMALL FIN BANK L.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.

