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Suryoday Small Finance Bank

Suryoday Small Finance Bank Share Price Today (SURYODAY)

NSE: SURYODAYBSE 543279Financial ServicesOther Banksuryoday.bank.in
TechnicalsTV Chart
171.98
1.49−0.86%
DAY171
₹171.98
176
52W115
₹171.98
191
Open174.39
Prev Close173.47
Bid171.95156
Ask172.01100

Today’s Suryoday Stock Read

Suryoday Small Finance Bank is trading down 0.86% at ₹171.98. With a market cap of ₹1,822.87 Cr, it trades at a P/E of 12.17. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume390.0K4%vs 20D avg
Market Cap₹1,822.87 Cr
Promoter Hold.22.48%
Face Value₹10
Fwd P/E5.29
PEG0.56
EV/EBITDA21.89
P/S1.45
ROA0.86%
Beta1.09
Div Payout
Valuation

Suryoday Small Finance Bank Limited valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for Suryoday Small Finance Bank Limited, framed against the sector median so the premium or discount is obvious at a glance.

Suryoday Small Finance Bank Limited trades at a P/E of 12.17× and P/B of 0.89×.

Key MetricsLive · as of 25 Jun 2026
the price tag

Valuation

Market Cap
₹1,822.87 Cr
P/E Ratio
good12.17
P/B Ratio
good0.89
EPS
14.29
the engine

Profitability

ROE
watch7.59%
ROCE
watch7.28%
Net Margin
avg6.16%
Op Margin
%
the trajectory

Growth

EPS YoY
%
Revenue YoY
good73%
Qtr Sales
avg1.44%
Qtr Profit
watch-49.6%
the balance sheet

Financial Health

Debt / Equity
Book Value
195.63
Div Yield
%
Promoter Hold.
watch22.48%
Chart Patterns

Suryoday Small Finance Bank Limited chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for Suryoday Small Finance Bank Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

Financials

Suryoday Small Finance Bank Limited financials: P&L, balance sheet, cash flow, ratios.

Twelve years of audited numbers for Suryoday Small Finance Bank Limited, switchable between annual and quarterly views, consolidated or standalone.

Suryoday Small Finance Bank Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1,822.87 Cr and reported EPS of ₹14.29.

all values in ₹ Cr unless suffixed · source: company filings
Segment Analysis

Suryoday Small Finance Bank segment analysis: revenue and profit mix.

Disclosed business segments at Suryoday Small Finance Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.

Suryoday Small Finance Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for Suryoday Small Finance Bank Limited.

Our AI distills the core fundamental drivers supporting Suryoday Small Finance Bank Limited, the risks that threaten it, and the exact valuation or growth triggers that should make you re-evaluate.

Suryoday Small Finance Bank Limited's investment case rests on 10 positive markers and 9 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Strong operational efficiency with OPM of 37.90% indicates robust profitability.

  • Price to Book Value of 0.84 suggests potential undervaluation.

  • Current price near 52-week high reflects positive market sentiment.

  • Robust 5-year revenue growth CAGR of 32.79%.

  • Healthy 5-year Free Cash Flow CAGR of 18.16%.

bear case

What can break it.

  • Significantly high debt-to-equity ratio of 6.97 raises solvency concerns.

  • Promoter holding notably low at 22.4% signals weak management commitment.

  • Recent quarterly profit variation shows sharp decline of -49.60%.

  • Consistent decline in FII/DII holdings indicates diminishing institutional confidence.

  • Low returns on equity (6.16%) and capital employed (7.28%).

flip conditions

What would change my mind.

  • Trim if P/E re-rates above 16. The valuation cushion thins from there.

  • Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.

  • Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.

Shareholding

Suryoday shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in Suryoday — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

Loading shareholding data...

Peers

Suryoday Small Finance Bank Limited peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Suryoday Small Finance Bank Limited is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
AU Small Finance Bank Limited
₹77,729.99 Cr
Best Profit Growth
Ujjivan Small Finance Bank Limited
238.00 %
Highest Dividend Yield
AU Small Finance Bank Limited
0.09 %
Technicals

Suryoday Small Finance Bank Limited technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Suryoday Small Finance Bank Limited — derived from the live tape, not yesterday's close.

Suryoday Small Finance Bank Limited last traded at ₹171.98 with an intraday range of ₹170.79–₹175.87 — live indicator, pivot and CPR signals below.

Last Updated at :

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹171.98
LevelPrice (₹)Distance% Δ
R4185.13+13.15+7.65%
R3180.05+8.07+4.69%
R2177.96+5.98+3.48%
R1174.97+2.99+1.74%
PIVOT172.880.900.52%
CURRENT171.98
S1159.73-12.25-7.12%
S2164.81-7.17-4.17%
S3167.80-4.18-2.43%
S4169.89-2.09-1.22%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 172.43P: 172.88TC: 173.33
R1
R2
R3
R4
indicator
LTP: 171.98
PDH: 174.77
PDL: 169.29
● Market Sentiment

SURYODAY is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: 171.22 ~ 175.87

● Price Position

Trading Inside opening range

Delivery & Volume

Suryoday Small Finance Bank Limited delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for Suryoday Small Finance Bank Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in Suryoday Small Finance Bank Limited stood at 59.3% of traded volume, against a 20-day average of 51.4%.

Avg Delivery (20D)51.4%+7.8 ppt latest vs avg
Highest Delivery64.5%on 18 Jun
Avg Volume (20D)4.06 L20-day run-rate
Conviction Trend↑ Strengthening+7.8 ppt latest read
Volume & Delivery · last 20 sessions
Filings & Concalls

Suryoday Small Finance Bank announcements: results, concalls, ratings, M&A.

Filings Suryoday Small Finance Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

Suryoday Small Finance Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 89 documents below.

  1. 17 Jun 2026Disclosure under SEBI Takeover RegulationsView PDF

    Disclosure under SEBI Takeover Regulations

    Suryoday Small Finance Bank Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of…

  2. 13 May 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    Suryoday Small Finance Bank Limited has informed the Exchange about Transcript

  3. 09 May 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Suryoday Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication regarding dispatch of the Postal Ballot Notice and…

  4. 09 May 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Suryoday Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication regarding Audited Financial Results of the Bank for…

  5. 30 Apr 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    Suryoday Small Finance Bank Limited has informed the Exchange about Schedule of meet

Insider Activity

Suryoday Small Finance Bank insider trading: promoter and management activity.

Promoter, director and designated-employee transactions in Suryoday Small Finance Bank as reported to SEBI — buying and selling signals from the people who know the business best.

Suryoday Small Finance Bank insider activity below tracks 6 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).

InsiderCategoryTxn DateActionQuantityValue (₹)Price
Baskar Babu RamachandranInsider17 Mar 2026buy+50.0 K₹63.84 L₹127.67
Baskar Babu RamachandranInsider17 Mar 2026buy+50.0 K₹63.84 L₹127.67
Baskar Babu RamachandranInsider17 Mar 2026buy+50.0 K₹63.84 L₹127.67
Baskar Babu RamachandranInsider17 Mar 2026buy+50.0 K₹63.84 L₹127.67
NARAYAN VASUDEVA RAOInsider27 May 2025sell99.0 K₹1.25 Cr₹125.88
Baskar Babu RamachandranInsider17 Mar 2025buy+1.50 L₹1.5 Cr₹100.29
Corporate Actions

Suryoday Small Finance Bank dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue Suryoday Small Finance Bank has declared, sequenced by announce and record date.

Suryoday Small Finance Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About Suryoday Small Finance Bank Limited: business, sector, key facts.

What Suryoday Small Finance Bank Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

Suryoday Small Finance Bank Limited operates in the Other Bank industry under the Financial Services sector, listed as NSE: SURYODAY, BSE: 543279.

SURYODAY
Financial Services

Suryoday Small Finance Bank Limited

NSE · SURYODAY·BSE · 543279·suryoday.bank.in

Suryoday Small Finance Bank Limited is an Indian banking institution dedicated to financial inclusion, primarily serving individuals and businesses previously lacking adequate access to financial services. Their core business model centers on providing a comprehensive range of banking products and services to the unserved and underserved populations across India.

The bank operates through four key segments: Treasury, Retail Banking, Corporate Banking/Wholesale, and Other Banking Operations. Within Retail Banking, they offer a diverse suite of deposit accounts, including savings, current, term, fixed, and recurring deposits, catering to various customer needs and saving preferences. Their lending services are equally broad, encompassing mortgage and commercial vehicle financing, microfinance loans, working capital and personal loans, and loans targeting micro, small, and medium enterprises (MSMEs), as well as non-banking finance companies (NBFCs).

Suryoday's loan portfolio extends further to include home loans, secured business loans, joint liability group loans, two-wheeler loans, and individual loans. They also actively participate in government-sponsored schemes such as emergency credit line guarantee schemes, highlighting their commitment to supporting vulnerable populations. Beyond lending and deposits, the bank provides a full spectrum of ancillary financial services to enhance customer convenience and financial well-being.

These services include debit cards for convenient transactions, NRI banking services for customers residing outside India, and a suite of digital banking solutions encompassing internet, phone, and mobile banking, as well as other digital payment options. Recognizing the importance of comprehensive financial planning, Suryoday also offers life and general insurance services, partnering with insurance providers to offer clients a holistic financial experience. Finally, they participate in and provide access to social security schemes, further solidifying their commitment to financial inclusion and the well-being of their customers.

company facts
Employees
SectorFinancial Services
HeadquartersNavi Mumbai, India
Market Cap₹1,822.87 Cr
Listed OnNSE
leadership22 on record
Mr. Aleem Remtula
Non- Executive Directors
Mr. Basanth Kumar L. M.
Head of Legal
Mr. Baskar Babu Ramachandran
Co-Founder, MD, CEO & Executive Director
Mr. Baskar Ramachandran
Chief Executive Officer, Managing Director, Executive Director
Mr. Deepak Sharma
Additional Independent Director
Mr. Gaurav Popat
Chief of Internal Vigilance, Chief Audit Officer
Mr. Hemant Premchand Shah
Whole-Time Executive Director
Mr. Hemant Shah
Additional Whole-time Director
Mr. Himadri Das
Head of Investor Relations
Mr. John Diaz
Independent Director
Mr. Jyotin Mehta
Independent Director
Mr. K. Anand Balaji
Head of Micro Mortgages & Administration and Head Credit-Inclusive Finance
§ ∞ · Plainly Answered

Questions investors ask about Suryoday Small Finance Bank Limited (SURYODAY).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of Suryoday Small Finance Bank Limited (SURYODAY)?

The current share price of Suryoday Small Finance Bank Limited (SURYODAY) is ₹171.98. Today, the stock has declined by ₹1.49 (0.86%), trading in a range of ₹170.79 to ₹175.87. The stock opened at ₹174.39 with a trading volume of 3,90,025 shares.

02Is Suryoday Small Finance Bank Limited stock a good investment for long-term?

Suryoday Small Finance Bank Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,822.87 crores, P/E ratio of 12.17, ROE of 7.59%, and ROCE of 7.28%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of Suryoday Small Finance Bank Limited stock?

The 52-week high price of Suryoday Small Finance Bank Limited (SURYODAY) is ₹190.78, while the 52-week low is ₹115.41. Currently trading at ₹171.98, the stock is 75.1% away from its 52-week low and 9.9% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy Suryoday Small Finance Bank Limited stock at the current price?

Whether to buy Suryoday Small Finance Bank Limited stock at ₹171.98 depends on multiple factors. The stock is currently trading with a P/E ratio of 12.17 and P/B ratio of 0.89. Today's performance shows a loss of 0.86%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of Suryoday Small Finance Bank Limited and when is the next dividend?

Suryoday Small Finance Bank Limited offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹171.98, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of Suryoday Small Finance Bank Limited?

Suryoday Small Finance Bank Limited's key financial metrics include: P/E Ratio: 12.17, P/B Ratio: 0.89, ROE: 7.59%, ROCE: 7.28%, Dividend Yield: 0.00%, EPS: ₹14.29, Book Value: ₹195.63, and Debt-to-Equity: 0.00. The company's market cap stands at ₹1,822.87 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is Suryoday Small Finance Bank Limited stock performing today in the market?

Suryoday Small Finance Bank Limited stock opened at ₹174.39 and is currently trading at ₹171.98, showing a decline of ₹1.49 (0.86%). The intraday high is ₹175.87 and low is ₹170.79. The trading volume stands at 3,90,025 shares, indicating moderate market participation today.

08What is the P/E ratio of Suryoday Small Finance Bank Limited and what does it indicate?

Suryoday Small Finance Bank Limited has a Price-to-Earnings (P/E) ratio of 12.17, which means investors are willing to pay ₹12.17 for every ₹1 of earnings. With an EPS of ₹14.29, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about Suryoday Small Finance Bank Limited (SURYODAY) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.