Suryoday Small Finance Bank Latest Share Price (SURYODAY)
TODAY IN ONE LINE
SURYODAY dropped 3.7% on above-average volume (3.1x avg), lagging Nifty's -0.3% move, supported by recent strong earnings.
With a market cap of ₹1,609.76 Cr., it trades at a P/E of 8.64. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
Suryoday Small Finance Bank flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Quarterly OutperformanceLatest quarter Sales up 25.7% and Profit up 113.0%
- ●Healthy Operating MarginsOPM is structurally strong at 42.7%
- ●Strong Capital AdequacyRobust CET-1 Ratio of 19.37%
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Poor Capital ReturnsLow ROE of 7.6%
- ●Low Promoter HoldingPromoters hold only 22.5%
- ●High NPA RiskGross NPA is alarming at 6.60%
Latest Suryoday Small Finance Bank News
What changed recently?
Recent events, corporate actions, and announcements.
Suryoday Small Finance Bank Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Suryoday Small Finance Bank Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Suryoday Small Finance Bank Ltd trades at a P/E of 8.64× and P/B of 0.80×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
Suryoday Small Finance Bank Ltd technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for Suryoday Small Finance Bank Ltd — derived from the latest tape, not yesterday's close.
Suryoday Small Finance Bank Ltd last traded at ₹151.24 with an intraday range of ₹150.4–₹157.21 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹151.24| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 169.12 | +17.88 | +11.82% |
| R3 | 162.31 | +11.07 | +7.32% |
| R2 | 159.76 | +8.52 | +5.63% |
| R1 | 155.50 | +4.26 | +2.82% |
| PIVOT | 152.95 | 1.71 | 1.13% |
| CURRENT | 151.24 | — | — |
| S1 | 148.69 | -2.55 | -1.69% |
| S2 | 146.14 | -5.10 | -3.37% |
| S3 | 141.88 | -9.36 | -6.19% |
| S4 | 135.07 | -16.17 | -10.69% |
SURYODAY is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: ₹155.78–₹157.21
Trading Below opening range, showing Bearishness
Suryoday Small Finance Bank Ltd financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for Suryoday Small Finance Bank Ltd — consolidated or standalone — with margins, YoY growth and key ratios inline.
Suryoday Small Finance Bank Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1,609.76 Cr. and reported EPS of ₹18.00.
Suryoday Small Finance Bank segment analysis : revenue and profit mix.
Disclosed business segments at Suryoday Small Finance Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
Suryoday Small Finance Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for Suryoday Small Finance Bank Ltd.
Our AI distills the core fundamental drivers supporting Suryoday Small Finance Bank Ltd, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
Suryoday Small Finance Bank Ltd's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
P/E ratio of 12.26x offers attractive valuation relative to banking sector peers.
Price-to-book value of 0.80x signals significant undervaluation and upside potential.
Operating cash flow per share of ₹61.37 demonstrates robust liquidity generation capability.
TTM revenue growth of 73% reflects strong business expansion and market traction.
Net loans of ₹115,207.6 Cr show substantial loan portfolio growth and market penetration.
Key Risks.
Latest quarterly profit declined 49.60% YoY, signaling severe earnings deterioration.
ROE of 7.58% and ROCE of 7.33% lag sector benchmarks significantly.
Total debt of ₹17,116 Cr remains elevated relative to equity base.
Net profit margin of 6.16% TTM trails peer averages, indicating weak profitability.
FII holdings eased from 8.27% to 3.02%, signals foreign investor caution.
Flip Conditions.
Valuation risk. a P/E above 11 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
Suryoday Small Finance Bank Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Suryoday Small Finance Bank Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
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Suryoday Small Finance Bank Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Suryoday Small Finance Bank Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Suryoday Small Finance Bank Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Suryoday Small Finance Bank Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Suryoday Small Finance Bank Ltd stood at 40.8% of traded volume, against a 20-day average of 42.1%.
Suryoday Small Finance Bank announcements: results, concalls, ratings, M&A.
Filings Suryoday Small Finance Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Suryoday Small Finance Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 112 documents below.
ESOP/ESOS/ESPS
Intimation regarding the allotment of Equity Shares of the Bank pursuant to exercise of Stock Options under Suryoday ESOP Scheme 2019.
Resignation of Director/KMP/SMP
Suryoday Small Finance Bank Limited has informed the Exchange about Resignation of Director/KMP/SMP
Change in Management
Intimation regarding retirement of Mr. John Arunkumar Diaz (DIN: 00493304), as an Independent Director of the Bank and resignation of Mr. Krishna…
Shareholders meeting
Submission of Results of e-voting (i.e., Remote e-voting as well as e-voting during the AGM/Insta-poll) on the Resolutions set out in the Notice…
Shareholders meeting
Suryoday Small Finance Bank Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on August 06, 2026
Investor decks & rating reports.
Suryoday Small Finance Bank dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Suryoday Small Finance Bank has declared, sequenced by announce and record date.
Suryoday Small Finance Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
Suryoday Small Finance Bank insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in Suryoday Small Finance Bank as reported to SEBI — buying and selling signals from the people who know the business best.
Suryoday Small Finance Bank insider activity below tracks 6 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| Baskar Babu Ramachandran | Insider | 17 Mar 2026 | buy | +50.0 K | ₹63.84 L | ₹127.67 |
| Baskar Babu Ramachandran | Insider | 17 Mar 2026 | buy | +50.0 K | ₹63.84 L | ₹127.67 |
| Baskar Babu Ramachandran | Insider | 17 Mar 2026 | buy | +50.0 K | ₹63.84 L | ₹127.67 |
| Baskar Babu Ramachandran | Insider | 17 Mar 2026 | buy | +50.0 K | ₹63.84 L | ₹127.67 |
| NARAYAN VASUDEVA RAO | Insider | 27 May 2025 | sell | −99.0 K | ₹1.25 Cr. | ₹125.88 |
| Baskar Babu Ramachandran | Insider | 17 Mar 2025 | buy | +1.50 L | ₹1.5 Cr. | ₹100.29 |
About Suryoday Small Finance Bank Ltd: business, sector, key facts.
What Suryoday Small Finance Bank Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Suryoday Small Finance Bank Ltd operates in the Other Bank industry under the Financial Services sector, listed as NSE: SURYODAY, BSE: 543279.
Suryoday Small Finance Bank Limited is an Indian banking institution dedicated to financial inclusion, primarily serving individuals and businesses previously lacking adequate access to financial services. Their core business model centers on providing a comprehensive range of banking products and services to the unserved and underserved populations across India.
The bank operates through four key segments: Treasury, Retail Banking, Corporate Banking/Wholesale, and Other Banking Operations. Within Retail Banking, they offer a diverse suite of deposit accounts, including savings, current, term, fixed, and recurring deposits, catering to various customer needs and saving preferences. Their lending services are equally broad, encompassing mortgage and commercial vehicle financing, microfinance loans, working capital and personal loans, and loans targeting micro, small, and medium enterprises (MSMEs), as well as non-banking finance companies (NBFCs).
Suryoday's loan portfolio extends further to include home loans, secured business loans, joint liability group loans, two-wheeler loans, and individual loans. They also actively participate in government-sponsored schemes such as emergency credit line guarantee schemes, highlighting their commitment to supporting vulnerable populations. Beyond lending and deposits, the bank provides a full spectrum of ancillary financial services to enhance customer convenience and financial well-being.
These services include debit cards for convenient transactions, NRI banking services for customers residing outside India, and a suite of digital banking solutions encompassing internet, phone, and mobile banking, as well as other digital payment options. Recognizing the importance of comprehensive financial planning, Suryoday also offers life and general insurance services, partnering with insurance providers to offer clients a holistic financial experience. Finally, they participate in and provide access to social security schemes, further solidifying their commitment to financial inclusion and the well-being of their customers.
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Questions investors ask about Suryoday Small Finance Bank Ltd (SURYODAY).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Suryoday Small Finance Bank Ltd (SURYODAY)?
The current share price of Suryoday Small Finance Bank Ltd (SURYODAY) is ₹151.24. Today, the stock has declined by ₹5.88 (3.74%), trading in a range of ₹150.40 to ₹157.21. The stock opened at ₹156.33 with a trading volume of 13,33,195 shares.
02Is Suryoday Small Finance Bank Ltd stock a good investment for long-term?
Suryoday Small Finance Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,609.76 Cr., P/E ratio of 8.64, ROE of 7.58%, and ROCE of 7.33%. The dividend yield stands at 0.97%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Suryoday Small Finance Bank Ltd stock?
The 52-week high price of Suryoday Small Finance Bank Ltd (SURYODAY) is ₹218.00, while the 52-week low is ₹115.41. Currently trading at ₹151.24, the stock is 31.05% above its 52-week low and 30.62% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Suryoday Small Finance Bank Ltd stock at the current price?
Whether to buy Suryoday Small Finance Bank Ltd stock at ₹151.24 depends on multiple factors. The stock is currently trading with a P/E ratio of 8.64 and P/B ratio of 0.8. Today's performance shows a loss of 3.74%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Suryoday Small Finance Bank Ltd and when is the next dividend?
Suryoday Small Finance Bank Ltd offers a dividend yield of 0.97%, which means for every ₹100 invested at the current price of ₹151.24, you can expect to receive approximately ₹0.97 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Suryoday Small Finance Bank Ltd?
Suryoday Small Finance Bank Ltd's key financial metrics include: P/E Ratio: 8.64, P/B Ratio: 0.8, ROE: 7.58%, ROCE: 7.33%, Dividend Yield: 0.97%, EPS: ₹18.00, Book Value: ₹196.00, and Debt-to-Equity: 8.24. The company's market cap stands at ₹1,609.76 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Suryoday Small Finance Bank Ltd stock performing today in the market?
Suryoday Small Finance Bank Ltd stock opened at ₹156.33 and is currently trading at ₹151.24, showing a decline of ₹5.88 (3.74%). The intraday high is ₹157.21 and low is ₹150.40. The trading volume stands at 13,33,195 shares, indicating strong market participation today.
08What is the P/E ratio of Suryoday Small Finance Bank Ltd and what does it indicate?
Suryoday Small Finance Bank Ltd has a Price-to-Earnings (P/E) ratio of 8.64, which means investors are willing to pay 8.64 for every ₹1 of earnings. With an EPS of ₹18.00, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Suryoday Small Finance Bank Ltd (SURYODAY) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.