BAJAJ FINSERVNSE: BAJAJFINSVBSE: 532978Financial Services · Holding Company

₹1,668.0015.60 (0.94%)

Mkt Cap: ₹2.68 L Cr.
P/E (TTM): 26.35
Open: ₹1,643.00
Day's Range: ₹1,641.10 – ₹1,673.00
52W Range: ₹1,597.00 – ₹2,150.00
Div Yield: 0.08%
EPS (TTM): ₹62.99
Book Value: ₹487.35

BAJAJ FINSERV Financial Statements

Name: BAJAJ FINSERV Financials — historical data
Creator: StockeZee

For Apr 2026, BAJAJ FINSERV reported net profit of ₹9,801 crore. Return on equity stands at 14.06%. Profit & loss, balance sheet and cash flow across 17 reported years are below.

Updated 30 Oct 2026Source: NSE & BSE company filingsNifty 50 constituent

Profit after tax: ₹9,801 Cr
EPS: ₹61.24
Latest year: Apr 2026
Years reported: 17

BAJAJ FINSERV profit & loss

Reported annual performance for BAJAJ FINSERV, oldest to newest. Figures in ₹ crore unless a row states otherwise.

BAJAJ FINSERV annual profit and loss statement. Figures in ₹ crore unless a row states otherwise.
Line item	Mar 2022	Apr 2022	Mar 2023	Apr 2023	Mar 2024	Apr 2024	Mar 2025	Apr 2025	Mar 2026	Apr 2026
Interest Earned	31,319	31,319	40,155	40,155	53,793	53,793	67,449	67,449	79,956	79,956
Other Income	33	33	1	1	1	1	1	1	27	27
Fees & Commission Income	2,963	2,963	4,312	4,312	5,436	5,436	5,449	5,449	6,798	6,798
Total Income	68,439	68,439	82,072	82,072	1,10,383	1,10,383	1,33,822	1,33,822	1,50,530	1,50,530
Net Interest Income	31,319	31,319	40,155	40,155	53,793	53,793	67,449	67,449	79,956	79,956
Profit Before Tax (PBT)	11,271	11,271	16,810	16,810	21,367	21,367	23,730	23,730	26,867	26,867
Tax Expense	2,957	2,957	4,602	4,602	5,780	5,780	6,191	6,191	7,214	7,214
Current Tax	2,847	2,847	4,695	4,695	5,803	5,803	6,385	6,385	7,774	7,774
Deferred Tax	110	110	-94	-94	-23	-23	-194	-194	-561	-561
Effective Tax %	26.24%	26.24%	27.37%	27.37%	27.05%	27.05%	26.09%	26.09%	26.85%	26.85%
Total Profit for Period	8,314	8,314	12,210	12,210	15,595	15,595	17,558	17,558	19,669	19,669
Less: Non-controlling Interests	3,757	3,757	5,792	5,792	7,448	7,448	8,685	8,685	9,869	9,869
Net Profit (Owner's PAT)	4,557	4,557	6,417	6,417	8,148	8,148	8,872	8,872	9,801	9,801
PAT Growth YoY %	1.93%	1.93%	40.83%	40.83%	26.97%	26.97%	8.89%	8.89%	10.47%	10.47%
Earnings Per Share (EPS)	₹28.63	₹28.63	₹40.29	₹40.29	₹51.07	₹51.07	₹55.57	₹55.57	₹61.24	₹61.24
Diluted Shares Outstanding (Cr.)	159	159	159	159	160	160	160	160	160	160
Profit/Loss from Associates	-0	-0	1	1	8	8	18	18	16	16
Other Comprehensive Income (Net of Tax)	-581	-581	-624	-624	2,053	2,053	1,425	1,425	-4,235	-4,235
Fees & Commission Expense	3,442	3,442	4,238	4,238	6,971	6,971	8,716	8,716	10,732	10,732
Dividend Income	108	108	132	132	158	158	175	175	219	219
Impairment On Financial Instruments	4,890	4,890	3,231	3,231	4,634	4,634	7,948	7,948	9,480	9,480
Net Gain Fair Value Changes	1,058	1,058	-156	-156	2,836	2,836	2,160	2,160	-1,824	-1,824
Other Revenue From Operations	32,613	32,613	37,298	37,298	47,500	47,500	57,625	57,625	64,340	64,340
Revenue Sale Of Services	340	340	326	326	655	655	959	959	1,013	1,013
Rental Income	4	4	4	4	4	4	4	4	2	2

Showing the most recent 10 of 17 reported periods.

BAJAJ FINSERV balance sheet

Assets, liabilities and shareholders' equity as reported, in Schedule III order. Figures in ₹ crore unless a row states otherwise.

BAJAJ FINSERV annual balance sheet with assets, liabilities and equity. Figures in ₹ crore unless a row states otherwise.
Line item	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Total Equity	36,574	50,861	58,294	66,320	77,598	1,03,776	1,28,434	1,40,965
Equity Share Capital	80	80	80	80	159	159	160	160
Reserves & Surplus	23,686	31,222	35,750	40,167	46,248	60,169	72,236	77,755
Equity Method Investments	13	—	—	—	—	—	—	—
Total Equity	36,574	50,861	58,294	66,320	77,598	1,03,776	1,28,434	1,40,965
Total Banking Liabilities	—	21,427	25,803	30,800	44,666	60,151	71,403	68,535
Deposits	—	21,427	25,803	30,800	44,666	60,151	71,403	68,535
Non-Current Liabilities	1,65,654	1,74,713	1,90,504	2,31,246	2,76,408	3,65,427	4,41,297	5,35,317
Long-term Borrowings	99,754	54,700	47,441	54,364	81,549	1,11,617	1,32,103	1,70,643
Deferred Tax Liabilities	95	80	320	306	108	514	713	3
Non-Current Provisions	166	176	226	234	342	533	677	1,018
Other Non-Current Liabilities	1,665	—	—	—	—	—	—	—
Non-Current Financial Liabilities	1,63,728	—	—	—	—	—	—	—
Current Liabilities	6,321	25,810	31,367	36,154	51,503	68,727	82,500	82,216
Trade Payables	3,088	3,939	4,839	4,822	6,331	8,142	10,560	11,493
Current Financial Liabilities	5,801	—	—	—	—	—	—	—
Other Current Financial Liabilities	2,713	—	—	—	—	—	—	—
Current Tax Liabilities	520	444	568	312	387	427	461	629
Derivative Financial Liabilities	—	—	156	220	120	6	76	1,558
Additional Liability Fields	—	50,479	54,668	75,351	85,226	1,15,830	1,50,844	1,89,070
Debt Securities	—	46,337	50,770	71,506	81,596	1,12,253	1,47,740	1,86,264
Sub Liabilities	—	4,142	3,899	3,846	3,630	3,578	3,104	2,805
Total Liabilities	1,71,975	2,00,523	2,21,870	2,67,399	3,27,911	4,34,154	5,23,797	6,17,532
Total Non-Current Assets	1,97,495	2,45,733	2,74,001	3,25,863	3,96,129	5,18,542	6,26,461	7,28,705
Property, Plant & Equipment (PPE)	1,138	2,156	2,054	2,312	2,875	3,745	4,157	4,364
Capital Work-in-Progress	61	13	50	54	62	82	123	250
Intangible Assets	232	333	400	549	736	991	1,308	1,534
Investment Property	38	37	40	36	35	30	29	28
Non-Current Investments	81,666	91,821	1,13,654	1,19,222	1,36,176	1,68,385	1,90,130	1,94,414
Loans – Non-Current	1,12,874	1,41,743	1,47,100	1,91,853	2,42,750	3,26,742	4,08,491	5,00,016
Non-Current Financial Assets	1,94,540	—	—	—	—	—	—	—
Net Fixed Assets	1,430	2,502	2,503	2,914	3,674	4,818	5,588	6,148
Total Current Assets	11,054	5,651	6,163	7,856	9,381	19,388	25,771	29,793
Trade Receivables	2,273	2,658	2,512	3,005	3,459	5,974	8,319	9,332
Cash & Cash Equivalents	1,583	2,396	2,955	4,087	2,594	5,765	5,817	3,599
Current Financial Assets	6,228	—	—	—	—	—	—	—
Other Current Assets	4,653	—	—	—	—	—	—	—
Other Current Financial Assets	2,366	—	—	—	—	—	—	—
Current Tax Assets	173	296	237	312	318	436	682	424
Derivative Financial Assets	—	172	4	137	227	591	1,033	2,418
Net Working Capital	4,733	-20,159	-25,203	-28,297	-42,122	-49,339	-56,729	-52,423
Additional Asset Fields	13,588	20,446	23,410	27,024	32,214	44,475	57,240	65,102
Def Tax Assets	780	885	946	951	1,024	1,028	1,202	2,051
Non Controlling Int	12,808	19,560	22,464	26,073	31,191	43,447	56,039	63,051
Total Assets	2,08,549	2,51,384	2,80,164	3,33,719	4,05,509	5,37,930	6,52,232	7,58,498
Total Borrowings	99,754	54,700	47,441	54,364	81,549	1,11,617	1,32,103	1,70,643
Net Debt	98,171	52,305	44,486	50,276	78,956	1,05,852	1,26,286	1,67,044
Debt to Equity (x)	2.73	1.08	0.81	0.82	1.05	1.08	1.03	1.21
Current Ratio (x)	1.75	0.22	0.2	0.22	0.18	0.28	0.31	0.36

BAJAJ FINSERV cash flow statement

Cash generated and used across operating, investing and financing activities. Figures in ₹ crore unless a row states otherwise.

BAJAJ FINSERV annual cash flow statement across operating, investing and financing activities. Figures in ₹ crore unless a row states otherwise.
Line item	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Net Cash from Operating Activities	-33,670	-39,480	-68,674	-62,113	-55,301
Profit Before Tax	11,271	16,810	21,367	23,730	26,867
Depreciation & Amortisation	563	678	900	1,170	1,291
Finance Costs	0	0	0	0	0
Working Capital Changes	-42,717	-49,446	-79,998	-80,280	-82,471
Tax Paid	-3,176	-4,627	-5,975	-7,004	-7,392
Net Cash from Investing Activities	1,445	-13,945	-10,960	-7,987	-12,635
Purchase of PPE	-651	-779	-961	-1,323	-1,014
Sale of Fixed Assets	160	97	123	148	131
Interest Received	401	635	1,159	0	0
Net Cash from Financing Activities	32,326	51,016	82,709	70,191	66,610
Proceeds from Borrowings	32,763	21,481	1,09,450	1,04,281	1,21,460
Repayment of Borrowings	0	30,361	-34,376	-39,124	-52,124
Interest Paid	0	0	0	0	0
Dividend Paid	-400	-745	-1,183	-1,542	-1,848
Buyback / Redemption of Shares	0	0	0	0	-2,511
Lease Liabilities Paid	-210	-305	0	-399	-442
Net Change in Cash	101	-2,409	3,075	92	-1,326
Effect of Foreign Exchange Changes	0	0	0	0	0
Free Cash Flow	-34,321	-40,259	-69,635	-63,436	-56,316
CFO / PBT (x)	-2.99	-2.35	-3.21	-2.62	-2.06

BAJAJ FINSERV key ratios

Valuation, profitability, return, leverage and per-share measures computed from reported statements — not from adjusted or normalised earnings.

BAJAJ FINSERV trades at a P/E of 26.35× against a sector median of 14.46× — a 82% premium. Sector comparisons can mislead for conglomerates with mixed business lines.

BAJAJ FINSERV valuation, profitability, return and leverage ratios
Ratio	Category	Value
P/E (TTM)	Valuation	26.35
Forward P/E	Valuation	19.49
P/B	Valuation	3.43
PEG (TTM)	Valuation	1.19
EV / EBITDA (TTM)	Valuation	12.18
P/S (TTM)	Valuation	1.69
Operating margin	Profitability	88.34%
Net margin (TTM)	Profitability	7.66%
Return on equity	Return ratios	14.06%
Return on capital employed	Return ratios	17.51%
Return on assets	Return ratios	4.92%
Beta	Leverage & liquidity	1.17
EPS (TTM)	Per share	₹62.99
Book value	Per share	₹487.35
Revenue / share (TTM)	Per share	₹800.1
Cash flow / share	Per share	₹-345.96
Dividend yield	Shareholder returns	0.08%
Dividend payout (TTM)	Shareholder returns	4.1%

How this is calculated

Statements are as filed with the exchanges. Consolidated figures are shown where reported. Figures are in rupees crore unless the table states otherwise. Ratios are computed from the same reported statements, not from adjusted or normalised earnings.

Index membership reflects the Nifty 100 as published by NSE Indices, effective 2026-03-30.

BAJAJ FINSERV: frequently asked questions

Is BAJAJ FINSERV profitable?

BAJAJ FINSERV reported a net profit of ₹9,801 crore in Apr 2026, up 0.0% on the previous financial year.

What is BAJAJ FINSERV's EPS?

BAJAJ FINSERV reported earnings per share of ₹61.24 for Apr 2026.

What is BAJAJ FINSERV's return on equity?

BAJAJ FINSERV's return on equity stands at 14.06%. ROE measures profit generated per rupee of shareholder equity.

How many years of BAJAJ FINSERV financials are shown?

17 reported financial years are tabulated on this page, the most recent being Apr 2026.

Are these figures consolidated or standalone?

Consolidated figures are shown wherever the company reports them, and standalone otherwise. The basis in use is labelled on the statement table.

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Disclaimer

The data, ratios and commentary about BAJAJ FINSERV (BAJAJFINSV) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.