AADHARHFC vs BAJAJHFL: Stock Comparison
BAJAJ HOUSING FINANCE is the larger company by market capitalisation. AADHAR HOUSING FINANCE L shows a lower P/E, a higher ROE and a higher net margin, while BAJAJ HOUSING FINANCE shows faster revenue growth and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
AADHARHFC leads 6; BAJAJHFL leads 5 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | AADHARHFC | BAJAJHFL |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Housing Finance Company | Housing Finance Company |
Price
| Metric | AADHARHFC | BAJAJHFL |
|---|---|---|
| Live Price | ₹461.65 | ₹85.58 |
| Day Change | -1.64% | 3.48% |
| Volume | 21.75 L | 51.69 L |
| 52-Week High | ₹563 | ₹115.99 |
| 52-Week Low | ₹430.15 | ₹72.65 |
| Distance from 52W High | -18% | -26.22% |
Valuation
| Metric | AADHARHFC | BAJAJHFL |
|---|---|---|
| Market Cap | ₹20,212 Cr | ₹71,233 Cr |
| P/E Ratio | 17.62x | 26.47x |
| P/B Ratio | 2.67x | 3.16x |
| EPS | ₹6.46 | ₹0.86 |
| Book Value | ₹172.43 | ₹27.03 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | AADHARHFC | BAJAJHFL |
|---|---|---|
| Revenue Growth (TTM YoY) | 20.9% | 42.3% |
| EPS Growth (TTM YoY) | 26.3% | 14.4% |
| Qtr Sales Growth | -0.01% | 5.53% |
| Qtr Profit Growth | -0.02% | 6.89% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | AADHARHFC | BAJAJHFL |
|---|---|---|
| ROE | 14.54% | 11.37% |
| ROCE | 9.88% | 10.36% |
| Net Margin | 31.72% | 23.21% |
| Operating Margin | 75.43% | 90.42% |
| Debt to Equity | 2x | 2.34x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | AADHARHFC | BAJAJHFL |
|---|---|---|
| Promoter Holding | — | 86.7% |
| FII Holding | 5.79%▼ 0.34 pp | 0.9%▼ 0.08 pp |
| DII Holding | 9.93%▲ 0.78 pp | 1.01%▼ 0.17 pp |
| Public Holding | 19.61%▼ 0.2 pp | 11.34%▲ 0.25 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: AADHAR HOUSING FINANCE L and BAJAJ HOUSING FINANCE.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.