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BAJAJ HOUSING FINANCE

BAJAJ HOUSING FINANCE Latest Share Price (BAJAJHFL)

TechnicalsTV Chart
85.58
2.88+3.48%
Overall Score33/100
Day range83
₹85.58
86
52-week73
₹85.58
116
Above low+17.8%
Below high26.2%
Range position30%
Open82.83
Prev Close82.70
Bid85.552.1K
Ask85.611.3K

TODAY IN ONE LINE

BAJAJHFL jumped 3.5% on average volume, outperforming Nifty's 0.3% move, with no exchange filing today, suggesting a market-driven move.

With a market cap of ₹71,233.13 Cr., it trades at a P/E of 26.47. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume5.2M+80%vs 20D avg
Price Band10
Lower Band74.43
Upper Band90.97
Tick Size0.01
Daily Volatility1.45%
Annualised Vol27.70%
Market Cap₹71,233.13 Cr.
Promoter0.04%
Face Value₹10
Fwd P/E20.64
PEG1.07
EV/EBITDA25.89
P/S16.16
ROA2.23%
Beta0.98
Div Payout
THE STOCK SCORE
Overall Score33/100
Updated 18 Sept

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

BAJAJ HOUSING FINANCE flags & news 

Key strengths, potential risks, and recent updates.

3 green flags🚩 3 red flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 14.4% YoY
  • Healthy Operating MarginsOPM is structurally strong at 90.4%
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Low Promoter HoldingPromoters hold only 0.0%
  • Promoter SellingPromoter holding decreased by 86.66% QoQ
  • Rising Receivables vs SalesReceivables grew 119.1% outpacing sales growth of 25.7%

Latest BAJAJ HOUSING FINANCE News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

18 SEPT 2026
corporate
General Updates - Bajaj Housing Finance Limited has informed the Exchange about ESG Rating received from Niche Ninety ...
View PDF
18 SEPT 2026
corporate
Allotment of Securities - Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 50,000 Non-Convertibl...
View PDF
🔒Prime: full history + alerts on this stock
Valuation

BAJAJ HOUSING FINANCE valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for BAJAJ HOUSING FINANCE, framed against the sector median so the premium or discount is obvious at a glance.

BAJAJ HOUSING FINANCE trades at a P/E of 26.47× and P/B of 3.16×.

Key MetricsMarket + reported · 18 Sept 2026Standalone

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹71,233.13 Cr.
P/E Ratio
26.47
P/B Ratio
3.16
EPS
₹0.86
Profitability

Profitability

ROE
11.37%
ROCE
10.36%
Net Margin
23.21%
Op Margin
90.42%
Growth

Growth

EPS YoY
14.4%
Revenue YoY
42.3%
Qtr Sales
5.53%
Qtr Profit
6.89%
Financial Health

Financial Health

Book Value
₹27.03
Div Yield
Promoter Holding
0.04%
Technicals

BAJAJ HOUSING FINANCE technical analysis: indicators, pivots and CPR.

Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for BAJAJ HOUSING FINANCE — derived from the latest tape, not yesterday's close.

BAJAJ HOUSING FINANCE last traded at ₹85.58 with an intraday range of ₹82.71–₹86.45 — latest indicator, pivot and CPR signals below.

Last updated: 21 September 2026, 4:08 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Last: ₹85.58
LevelPrice (₹)Distance% Δ
R494.60+9.02+10.54%
R390.86+5.28+6.17%
R288.65+3.07+3.59%
R187.12+1.54+1.80%
PIVOT84.91-0.67-0.78%
CURRENT85.58
S183.38-2.20-2.57%
S281.17-4.41-5.15%
S379.64-5.94-6.94%
S475.90-9.68-11.31%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 84.58P: 84.91TC: 85.25
R1
R2
R3
R4
indicator
LTP: 85.58
PDH: 83.51
PDL: 82.63
● Market Sentiment

BAJAJHFL is trading Above CPR, indicating Bullishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: 82.7683.17

● Price Position

Trading Above opening range, showing Bullishness

Financials

BAJAJ HOUSING FINANCE financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for BAJAJ HOUSING FINANCE — consolidated or standalone — with margins, YoY growth and key ratios inline.

BAJAJ HOUSING FINANCE reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹71,233.13 Cr. and reported EPS of ₹0.86.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

BAJAJ HOUSING FINANCE segment analysis : revenue and profit mix.

Disclosed business segments at BAJAJ HOUSING FINANCE with their share of revenue and profit, switchable between consolidated and standalone reporting.

BAJAJ HOUSING FINANCE discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for BAJAJ HOUSING FINANCE.

Our AI distills the core fundamental drivers supporting BAJAJ HOUSING FINANCE, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

BAJAJ HOUSING FINANCE's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Promoter holding 86.7% signals strong management commitment and governance stability

  • Operating margin 31.15% TTM demonstrates solid operational efficiency and profitability

  • TTM revenue growth 42.3% YoY reflects robust expansion momentum in housing finance

  • Latest quarterly EPS grew 14.1% YoY, showing earnings acceleration despite headwinds

  • Market cap ₹0.70 LCr positions company as India's largest housing finance player

bear case

Key Risks.

  • Negative operating cash flow ₹19,894 Cr indicates severe liquidity strain and cash burn

  • P/E 28.99x significantly above peer median 15x, suggesting substantial overvaluation

  • Zero dividend yield limits appeal for income-focused and conservative investors

  • FII holdings eased from 1.68% to 0.91%, signals foreign investor caution

  • Current ratio 0.47 indicates weak liquidity; current assets insufficient for liabilities

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 34 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

Shareholding

BAJAJ HOUSING FINANCE shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in BAJAJ HOUSING FINANCE — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

Promoters86.70%
Others0.04%
DII1.01%0.17%
Public11.34%0.25%
FII0.90%0.08%

Ownership Distribution

Promoters
86.70%
Others
0.04%
Domestic Institutions
1.01%
Retail & Public
11.34%
Foreign Institutions
0.90%

Category Trends

Foreign Institutions Breakdown
Total Holding: 0.90%
Net Change: -0.08%
Category Total0.90%
Total Holding0.90%
Net Change-0.08%
Aggregate Data
Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod

Foreign Institutions: 0.90%

Individual institutional breakdown is not disclosed by the company, but aggregate holding data is shown above.

💡 This category has 0.90% total holding without detailed institution-wise disclosure
Peers

BAJAJ HOUSING FINANCE peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — BAJAJ HOUSING FINANCE is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
BAJAJ HOUSING FINANCE
₹71,233.13 Cr
Best Profit Growth
APTUS VALUE HSG FIN I
35.40 %
Highest Dividend Yield
GIC HOUSING FINANCE
3.21 %
09 · Chart Patterns

BAJAJ HOUSING FINANCE chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for BAJAJ HOUSING FINANCE — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

Delivery Conviction

BAJAJ HOUSING FINANCE delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for BAJAJ HOUSING FINANCE over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in BAJAJ HOUSING FINANCE stood at 55.9% of traded volume, against a 20-day average of 55.8%.

Avg Delivery (20D)55.8%+0.1 ppt latest vs avg
Highest Delivery64.6%on 24 Aug
Avg Volume (20D)28.71 L20-day run-rate
Conviction Trend↓ Weakening+0.1 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

BAJAJ HOUSING FINANCE announcements: results, concalls, ratings, M&A.

Filings BAJAJ HOUSING FINANCE sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

BAJAJ HOUSING FINANCE files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 164 documents below.

  1. 18 Sept 2026General UpdatesView PDF

    General Updates

    Bajaj Housing Finance Limited has informed the Exchange about ESG Rating received from Niche Ninety Nine Capability and Certifications (OPC) Private…

  2. 18 Sept 2026Allotment of SecuritiesView PDF

    Allotment of Securities

    Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 50,000 Non-Convertible Securities

  3. 08 Sept 2026Allotment of SecuritiesView PDF

    Allotment of Securities

    Bajaj Housing Finance Limited has informed the Exchange regarding allotment of 2,00,000 Non-Convertible Securities

  4. 03 Sept 2026General UpdatesView PDF

    General Updates

    Bajaj Housing Finance Limited has informed the Exchange about ESG Rating received from NSE Sustainability Ratings and Analytics Limited.

  5. 01 Sept 2026Address ChangeView PDF

    Address Change

    Bajaj Housing Finance Limited has informed the Exchange regarding change in Registered Office of the company.

Corporate Actions

BAJAJ HOUSING FINANCE dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue BAJAJ HOUSING FINANCE has declared, sequenced by announce and record date.

BAJAJ HOUSING FINANCE corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About BAJAJ HOUSING FINANCE: business, sector, key facts.

What BAJAJ HOUSING FINANCE does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

BAJAJ HOUSING FINANCE operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: BAJAJHFL, BSE: 544252.

BAJAJHFL
Financial Services

BAJAJ HOUSING FINANCE

NSE · BAJAJHFL·BSE · 544252·www.bajajhousingfinance.in

Bajaj Housing Finance Limited (BHFL) is a prominent player in the Indian housing finance sector, specializing in providing a diverse range of financial services related to real estate. Its core business centers around offering loans and financing options for both individual and corporate clients involved in property acquisition and development. This includes funding for purchasing, renovating, or constructing residential and commercial properties.

For individual customers, BHFL's offerings extend to home loans for purchasing or renovating residential spaces. Furthermore, they provide loans secured against existing properties, allowing individuals to leverage their assets for personal or business purposes. This flexibility caters to a broad spectrum of individual financial needs related to real estate.

On the corporate side, BHFL plays a significant role in supporting developers. They provide financing for the construction of both residential and commercial projects, injecting capital into the development pipeline and contributing to the growth of the Indian real estate market. This includes supporting large-scale projects as well as smaller-scale developments.

Beyond traditional home and construction loans, BHFL offers a unique service: lease rental discounting. This service is provided to developers and high-net-worth individuals, offering a streamlined financing solution for managing rental income streams from properties. This further diversifies their services and caters to specialized needs within the real estate financing space.

In summary, Bajaj Housing Finance Limited's business model encompasses a holistic approach to real estate financing, catering to both individual and corporate clients across various stages of property ownership and development. Their diverse product portfolio positions them as a key player in India's dynamic housing finance sector, contributing significantly to the growth of the real estate market through its various financing options.

company facts
Employees
SectorFinancial Services
HeadquartersPune, India
Market Cap₹71,233.13 Cr.
Listed OnNSE
leadership26 on record
Dr. Arindam Bhattacharya
Non-Executive Independent Director
Mr. Amit Kumar Yadav
Chief Compliance Officer
Mr. Amit Maheshwari
Chief of Operations & Service
Mr. Amit Sinha
Group Business Head - Home Loans
Mr. Amit Yadav
Chief Compliance Officer
Mr. Anami Roy
Non-Executive Independent Director
Mr. Anurag Jain
Chief Technology Officer, Chief Information Officer
Mr. Anurag Jain
Executive Vice President of Information Technology
Mr. Atul Jain
MD & Non-Independent Executive Director
Mr. Atul Patni
Company Secretary
Mr. Atul Patni
Company Secretary
Mr. Gaurav Kalani
Chief Financial Officer
§ ∞ · Plainly Answered

Questions investors ask about BAJAJ HOUSING FINANCE (BAJAJHFL).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of BAJAJ HOUSING FINANCE (BAJAJHFL)?

The current share price of BAJAJ HOUSING FINANCE (BAJAJHFL) is ₹85.58. Today, the stock has gained by ₹2.88 (3.48%), trading in a range of ₹82.71 to ₹86.45. The stock opened at ₹82.83 with a trading volume of 51,68,608 shares.

02Is BAJAJ HOUSING FINANCE stock a good investment for long-term?

BAJAJ HOUSING FINANCE can be considered for long-term investment based on several factors. The company has a market capitalization of ₹71,233.13 Cr., P/E ratio of 26.47, ROE of 11.37%, and ROCE of 10.36%. The dividend yield stands at 0%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of BAJAJ HOUSING FINANCE stock?

The 52-week high price of BAJAJ HOUSING FINANCE (BAJAJHFL) is ₹115.99, while the 52-week low is ₹72.65. Currently trading at ₹85.58, the stock is 17.8% above its 52-week low and 26.22% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy BAJAJ HOUSING FINANCE stock at the current price?

Whether to buy BAJAJ HOUSING FINANCE stock at ₹85.58 depends on multiple factors. The stock is currently trading with a P/E ratio of 26.47 and P/B ratio of 3.16. Today's performance shows a gain of 3.48%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of BAJAJ HOUSING FINANCE and when is the next dividend?

BAJAJ HOUSING FINANCE offers a dividend yield of 0%, which means for every ₹100 invested at the current price of ₹85.58, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of BAJAJ HOUSING FINANCE?

BAJAJ HOUSING FINANCE's key financial metrics include: P/E Ratio: 26.47, P/B Ratio: 3.16, ROE: 11.37%, ROCE: 10.36%, Dividend Yield: 0%, EPS: ₹0.86, Book Value: ₹27.03, and Debt-to-Equity: 2.34. The company's market cap stands at ₹71,233.13 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is BAJAJ HOUSING FINANCE stock performing today in the market?

BAJAJ HOUSING FINANCE stock opened at ₹82.83 and is currently trading at ₹85.58, showing a gain of ₹2.88 (3.48%). The intraday high is ₹86.45 and low is ₹82.71. The trading volume stands at 51,68,608 shares, indicating strong market participation today.

08What is the P/E ratio of BAJAJ HOUSING FINANCE and what does it indicate?

BAJAJ HOUSING FINANCE has a Price-to-Earnings (P/E) ratio of 26.47, which means investors are willing to pay 26.47 for every ₹1 of earnings. With an EPS of ₹0.86, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about BAJAJ HOUSING FINANCE (BAJAJHFL) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.