LIC HOUSING FINANCE Latest Share Price (LICHSGFIN)
TODAY IN ONE LINE
LICHSGFIN edged up 0.4% on above-average volume (2.1x avg), in line with Nifty's 0.3% move.
With a market cap of ₹30,192.96 Cr., it trades at a P/E of 5.26. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
LIC HOUSING FINANCE flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Healthy Operating MarginsOPM is structurally strong at 93.3%
- ●Reasonable ValuationTrading at a moderate P/E of 5.4x
- ●Steady Dividend YieldReliable 1.82% dividend yield
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Sales ContractionQuarterly sales dropped 0.3% YoY
Latest LIC HOUSING FINANCE News
What changed recently?
Recent events, corporate actions, and announcements.
LIC HOUSING FINANCE valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for LIC HOUSING FINANCE, framed against the sector median so the premium or discount is obvious at a glance.
LIC HOUSING FINANCE trades at a P/E of 5.26× and P/B of 0.73×, against the Financial Services sector median P/E of 15.53×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
LIC HOUSING FINANCE technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for LIC HOUSING FINANCE — derived from the latest tape, not yesterday's close.
LIC HOUSING FINANCE last traded at ₹548.15 with an intraday range of ₹543.6–₹552 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹548.15| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 569.03 | +20.88 | +3.81% |
| R3 | 560.63 | +12.48 | +2.28% |
| R2 | 556.32 | +8.17 | +1.49% |
| R1 | 552.23 | +4.08 | +0.74% |
| PIVOT | 547.92 | -0.23 | -0.04% |
| CURRENT | 548.15 | — | — |
| S1 | 543.83 | -4.32 | -0.79% |
| S2 | 539.52 | -8.63 | -1.57% |
| S3 | 535.43 | -12.72 | -2.32% |
| S4 | 527.03 | -21.12 | -3.85% |
LICHSGFIN is trading Above CPR, indicating Bullishness
CPR is Narrower, suggesting likely for trending moves
Day's range: ₹544.45–₹549.55
Trading Inside opening range
LIC HOUSING FINANCE financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for LIC HOUSING FINANCE — consolidated or standalone — with margins, YoY growth and key ratios inline.
LIC HOUSING FINANCE reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹30,192.96 Cr. and reported EPS of ₹27.06.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Interest Earned | 27,689 | 28,234 ▲ 2.0% |
| 1 | 6 ▲ 929.0% | |
| Total Income | 28,111 | 28,843 ▲ 2.6% |
| Net Interest Income (NII)Derived | 27,689 | 28,234 ▲ 2.0% |
| Profit Before Tax (PBT) | 6,876 | 7,100 ▲ 3.3% |
| 1,436 | 1,499 ▲ 4.4% | |
| Effective Tax %Derived | 20.89% | 21.12% |
| Total Profit for Period | 5,443 | 5,604 ▲ 3.0% |
| Less: Non-controlling Interests | 0 | 1 ▲ 21.5% |
| Net Profit (Owner's PAT)Derived | 5,442 | 5,604 ▲ 3.0% |
| PAT Growth YoY %Derived | 14.26% | 2.97% |
| Earnings Per Share (EPS ₹) | 98.94 | 101.87 ▲ 3.0% |
| Diluted Shares Outstanding (Cr) | 55 | 55 ▲ 0.0% |
| Share of Profit from Associates/JVs | 3 | 3 ▲ 12.9% |
| Other Comprehensive Income (Net of Tax) | -72 | 24 ▲ 132.7% |
| Fees & Commission Expense | 111 | 128 ▲ 15.1% |
| Impairment On Financial Instruments | 286 | 554 ▲ 93.8% |
| Net Gain Amortised Derecognition | 10 | — ▼ 100.0% |
| Net Gain Fair Value Changes | 71 | 80 ▲ 11.7% |
| Net Loss Amortised Derecognition | — | 32 |
| Other Revenue From Operations | 276 | 411 ▲ 49.1% |
| Revenue Sale Of Product | — | — |
| Period | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|
| Interest Earned | 19,614 | 19,709 ▲ 0.5% | 19,718 ▲ 0.0% | 22,546 ▲ 14.3% | 27,067 ▲ 20.1% | 27,689 ▲ 2.3% | 28,234 ▲ 2.0% | |
-29 | -1 ▲ 94.9% | 31 ▲ 2191.2% | 14 ▼ 53.7% | 1 ▼ 94.2% | 1 ▼ 25.3% | 6 ▲ 929.0% | ||
| Total Income | 19,707 | 19,880 ▲ 0.9% | 20,005 ▲ 0.6% | 22,728 ▲ 13.6% | 27,278 ▲ 20.0% | 28,111 ▲ 3.1% | 28,843 ▲ 2.6% | |
| Net Interest Income (NII)Derived | 19,614 | 19,709 ▲ 0.5% | 19,718 ▲ 0.0% | 22,546 ▲ 14.3% | 27,067 ▲ 20.1% | 27,689 ▲ 2.3% | 28,234 ▲ 2.0% | |
| Profit Before Tax (PBT) | 3,282 | 3,365 ▲ 2.5% | 2,787 ▼ 17.2% | 3,561 ▲ 27.8% | 6,064 ▲ 70.3% | 6,876 ▲ 13.4% | 7,100 ▲ 3.3% | |
879 | 624 ▼ 29.0% | 501 ▼ 19.7% | 670 ▲ 33.6% | 1,305 ▲ 94.9% | 1,436 ▲ 10.1% | 1,499 ▲ 4.4% | ||
| Effective Tax %Derived | 26.77% | 18.54% | 17.98% | 18.80% | 21.52% | 20.89% | 21.12% | |
| Total Profit for Period | 2,404 | 2,741 ▲ 14.0% | 2,287 ▼ 16.6% | 2,891 ▲ 26.4% | 4,763 ▲ 64.7% | 5,443 ▲ 14.3% | 5,604 ▲ 3.0% | |
| Less: Non-controlling Interests | 0 | 0 ▲ 2.5% | 0 ▼ 14.6% | 0 ▲ 17.1% | 0 ▼ 14.6% | 0 ▲ 34.0% | 1 ▲ 21.5% | |
| Net Profit (Owner's PAT)Derived | 2,404 | 2,741 ▲ 14.0% | 2,286 ▼ 16.6% | 2,891 ▲ 26.4% | 4,763 ▲ 64.8% | 5,442 ▲ 14.3% | 5,604 ▲ 3.0% | |
| PAT Growth YoY %Derived | — | 14.02% | -16.58% | 26.45% | 64.75% | 14.26% | 2.97% | |
| Earnings Per Share (EPS ₹) | 47.62 | 54.31 ▲ 14.0% | 41.55 ▼ 23.5% | 52.55 ▲ 26.5% | 86.59 ▲ 64.8% | 98.94 ▲ 14.3% | 101.87 ▲ 3.0% | |
| Diluted Shares Outstanding (Cr) | 50 | 50 ▲ 0.0% | 55 ▲ 9.0% | 55 ▲ 0.0% | 55 ▲ 0.0% | 55 ▲ 0.0% | 55 ▲ 0.0% | |
| Share of Profit from Associates/JVs | 1 | — ▼ 100.0% | 1 | 0 ▼ 65.2% | 4 ▲ 1466.7% | 3 ▼ 21.8% | 3 ▲ 12.9% | |
| Other Comprehensive Income (Net of Tax) | -7 | -2 ▲ 65.2% | -5 ▼ 97.6% | 5 ▲ 201.2% | -3 ▼ 168.5% | -72 ▼ 2012.9% | 24 ▲ 132.7% | |
| Fees & Commission Expense | 47 | 88 ▲ 86.3% | 114 ▲ 29.1% | 183 ▲ 60.2% | 136 ▼ 25.4% | 111 ▼ 18.6% | 128 ▲ 15.1% | |
| Impairment On Financial Instruments | 952 | 1,318 ▲ 38.4% | 1,988 ▲ 50.9% | 1,943 ▼ 2.3% | 1,644 ▼ 15.4% | 286 ▼ 82.6% | 554 ▲ 93.8% | |
| Net Gain Amortised Derecognition | 6 | 9 ▲ 61.3% | 19 ▲ 105.3% | 21 ▲ 8.5% | 27 ▲ 26.9% | 10 ▼ 63.1% | — ▼ 100.0% | |
| Net Gain Fair Value Changes | 2 | 1 ▼ 41.8% | 1 ▲ 8.3% | 54 ▲ 5064.4% | 61 ▲ 12.8% | 71 ▲ 17.7% | 80 ▲ 11.7% | |
| Net Loss Amortised Derecognition | 47 | 27 ▼ 42.3% | 34 ▲ 22.5% | — ▼ 100.0% | — | — | 32 | |
| Other Revenue From Operations | 47 | 63 ▲ 35.4% | 119 ▲ 87.6% | 26 ▼ 77.9% | 56 ▲ 113.4% | 276 ▲ 393.9% | 411 ▲ 49.1% | |
| Revenue Sale Of Product | 9 | — ▼ 100.0% | — | — | — | — | — |
LIC HOUSING FINANCE segment analysis : revenue and profit mix.
Disclosed business segments at LIC HOUSING FINANCE with their share of revenue and profit, switchable between consolidated and standalone reporting.
LIC HOUSING FINANCE discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for LIC HOUSING FINANCE.
Our AI distills the core fundamental drivers supporting LIC HOUSING FINANCE, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
LIC HOUSING FINANCE's investment case rests on 0 positive markers and 1 flagged concerns drawn from the latest reported filings.
What you're getting.
No strengths or opportunities on record.
Key Risks.
SWOT generation temporarily unavailable due to model error. The security token included in the request is invalid.
Flip Conditions.
Valuation risk. a P/E above 7 (~0.5× the sector multiple of 15.5) would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 9% would indicate weaker capital compounding.
LIC HOUSING FINANCE peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — LIC HOUSING FINANCE is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
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LIC HOUSING FINANCE chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for LIC HOUSING FINANCE — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
LIC HOUSING FINANCE delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for LIC HOUSING FINANCE over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in LIC HOUSING FINANCE stood at 60.5% of traded volume, against a 20-day average of 50.2%.
LIC HOUSING FINANCE announcements: results, concalls, ratings, M&A.
Filings LIC HOUSING FINANCE sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
LIC HOUSING FINANCE files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 136 documents below.
Change in Management
LIC Housing Finance Limited has informed the Exchange about change in Senior Management-Cessation of I Sreedhar
Appointment
LIC Housing Finance Limited has informed the Exchange regarding Appointment of Mr Sandeep Kumar as Managing Director & CEO of the company w.e.f.…
Cessation
LIC Housing Finance Limited has informed the Exchange regarding Cessation of Mr T Adhikari as Managing Director and Chief Executive Officer of the…
Outcome of Board Meeting
LIC Housing Finance Limited has informed the Exchange regarding Outcome of Board Meeting held on August 28, 2026.
Investor decks & rating reports.
Analysts/Institutional Investor Meet/Con. Call Updates
Investor Presentation
Analysts/Institutional Investor Meet/Con. Call Updates
Investor Presentation
LIC HOUSING FINANCE dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue LIC HOUSING FINANCE has declared, sequenced by announce and record date.
LIC HOUSING FINANCE corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About LIC HOUSING FINANCE: business, sector, key facts.
What LIC HOUSING FINANCE does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
LIC HOUSING FINANCE operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: LICHSGFIN, BSE: 500253.
LIC Housing Finance Limited (LICHSGFIN) is a prominent housing finance company operating primarily within India. Its core business centers around providing a diverse range of loans to facilitate the purchase, construction, renovation, and repair of residential and commercial properties. This includes home loans catering to a wide spectrum of customers, from salaried individuals and professionals to retired government employees and businesses.
The company's loan portfolio encompasses various types of financing solutions. Beyond standard home loans, LICHSGFIN offers plot loans, home improvement and construction loans, home extension loans, and top-up loans. They also extend their services to builders and developers, providing construction finance and term loans. Furthermore, they offer loans against properties, loans against securities, and loans under rental securitization, showcasing a comprehensive approach to real estate financing.
Beyond its primary lending activities, LICHSGFIN diversifies its operations into several other financial services. This includes accepting public and corporate deposits, providing refinance options, and offering credit facilities to corporates for various purposes, such as staff quarters financing. The company also engages in the development and operation of assisted living communities for senior citizens, highlighting a commitment to broader societal needs.
LICHSGFIN's distribution network involves a multi-faceted approach, leveraging home loan agents, direct sales agents, and customer relation associates to reach a broad customer base. This allows them to effectively serve individual clients, as well as small and medium-sized enterprises (SMEs). The company also offers ancillary financial services such as asset management, trusteeship services, and acts as a marketing channel for various financial products including life and general insurance, mutual funds, fixed deposits, and credit cards.
In summary, LICHSGFIN's business model combines core housing finance operations with a diverse range of related financial services, establishing a comprehensive and diversified financial services platform catering to both individual and corporate clients within the Indian market. Its long history, since its incorporation in 1989, demonstrates its established presence and experience within the Indian financial landscape.
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Questions investors ask about LIC HOUSING FINANCE (LICHSGFIN).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of LIC HOUSING FINANCE (LICHSGFIN)?
The current share price of LIC HOUSING FINANCE (LICHSGFIN) is ₹548.15. Today, the stock has gained by ₹2.25 (0.41%), trading in a range of ₹543.60 to ₹552.00. The stock opened at ₹548.60 with a trading volume of 22,34,836 shares.
02Is LIC HOUSING FINANCE stock a good investment for long-term?
LIC HOUSING FINANCE can be considered for long-term investment based on several factors. The company has a market capitalization of ₹30,192.96 Cr., P/E ratio of 5.26, ROE of 13.54%, and ROCE of 12.31%. The dividend yield stands at 1.82%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of LIC HOUSING FINANCE stock?
The 52-week high price of LIC HOUSING FINANCE (LICHSGFIN) is ₹598.20, while the 52-week low is ₹458.90. Currently trading at ₹548.15, the stock is 19.45% above its 52-week low and 8.37% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy LIC HOUSING FINANCE stock at the current price?
Whether to buy LIC HOUSING FINANCE stock at ₹548.15 depends on multiple factors. The stock is currently trading with a P/E ratio of 5.26 and P/B ratio of 0.73. Today's performance shows a gain of 0.41%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of LIC HOUSING FINANCE and when is the next dividend?
LIC HOUSING FINANCE offers a dividend yield of 1.82%, which means for every ₹100 invested at the current price of ₹548.15, you can expect to receive approximately ₹1.82 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of LIC HOUSING FINANCE?
LIC HOUSING FINANCE's key financial metrics include: P/E Ratio: 5.26, P/B Ratio: 0.73, ROE: 13.54%, ROCE: 12.31%, Dividend Yield: 1.82%, EPS: ₹27.06, Book Value: ₹753.24, and Debt-to-Equity: 3.1. The company's market cap stands at ₹30,192.96 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is LIC HOUSING FINANCE stock performing today in the market?
LIC HOUSING FINANCE stock opened at ₹548.60 and is currently trading at ₹548.15, showing a gain of ₹2.25 (0.41%). The intraday high is ₹552.00 and low is ₹543.60. The trading volume stands at 22,34,836 shares, indicating strong market participation today.
08What is the P/E ratio of LIC HOUSING FINANCE and what does it indicate?
LIC HOUSING FINANCE has a Price-to-Earnings (P/E) ratio of 5.26, which means investors are willing to pay 5.26 for every ₹1 of earnings. With an EPS of ₹27.06, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about LIC HOUSING FINANCE (LICHSGFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.