LIC Housing Finance Share Price Today (LICHSGFIN)
TODAY IN ONE LINE
LICHSGFIN edged up 1.0% on light volume, outperforming Nifty's -0.4% move.
With a market cap of ₹29,664.9 Cr., it trades at a P/E of 5.29. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
LIC Housing Finance flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Healthy Operating MarginsOPM is structurally strong at 93.6%
- ●Reasonable ValuationTrading at a moderate P/E of 5.4x
- ●Steady Dividend YieldReliable 1.85% dividend yield
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Sales ContractionQuarterly sales dropped 1.3% YoY
Latest LIC Housing Finance News
What changed recently?
Recent events, corporate actions, and announcements.
LIC Housing Finance Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for LIC Housing Finance Limited, framed against the sector median so the premium or discount is obvious at a glance.
LIC Housing Finance Limited trades at a P/E of 5.29× and P/B of 0.72×, against the Financial Services sector median P/E of 16.24×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
LIC Housing Finance Limited technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for LIC Housing Finance Limited — derived from the live tape, not yesterday's close.
LIC Housing Finance Limited last traded at ₹538.95 with an intraday range of ₹529.25–₹542.15 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹538.95| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 570.12 | +31.17 | +5.78% |
| R3 | 557.22 | +18.27 | +3.39% |
| R2 | 549.68 | +10.73 | +1.99% |
| R1 | 544.32 | +5.37 | +1.00% |
| PIVOT | 536.78 | -2.17 | -0.40% |
| CURRENT | 538.95 | — | — |
| S1 | 531.42 | -7.53 | -1.40% |
| S2 | 523.88 | -15.07 | -2.80% |
| S3 | 518.52 | -20.43 | -3.79% |
| S4 | 505.62 | -33.33 | -6.18% |
LICHSGFIN is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: ₹529.25–₹532.15
Trading Inside opening range
LIC Housing Finance Limited financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for LIC Housing Finance Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.
LIC Housing Finance Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹29,664.9 Cr. and reported EPS of ₹101.88.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Interest Earned | 27,689 | 28,234 ▲ 2.0% |
| 1 | 6 ▲ 929.0% | |
| Total Income | 28,111 | 28,843 ▲ 2.6% |
| Net Interest Income (NII)Derived | 27,689 | 28,234 ▲ 2.0% |
| Profit Before Tax (PBT) | 6,876 | 7,100 ▲ 3.3% |
| 1,436 | 1,499 ▲ 4.4% | |
| Effective Tax %Derived | 20.89% | 21.12% |
| Total Profit for Period | 5,443 | 5,604 ▲ 3.0% |
| Less: Non-controlling Interests | 0 | 1 ▲ 21.5% |
| Net Profit (Owner's PAT)Derived | 5,442 | 5,604 ▲ 3.0% |
| PAT Growth YoY %Derived | 14.26% | 2.97% |
| Earnings Per Share (EPS ₹) | 98.94 | 101.87 ▲ 3.0% |
| Diluted Shares Outstanding (Cr) | 55 | 55 ▲ 0.0% |
| Share of Profit from Associates/JVs | 3 | 3 ▲ 12.9% |
| Other Comprehensive Income (Net of Tax) | -72 | 24 ▲ 132.7% |
| Fees & Commission Expense | 111 | 128 ▲ 15.1% |
| Impairment On Financial Instruments | 286 | 554 ▲ 93.8% |
| Net Gain Amortised Derecognition | 10 | — ▼ 100.0% |
| Net Gain Fair Value Changes | 71 | 80 ▲ 11.7% |
| Net Loss Amortised Derecognition | — | 32 |
| Other Revenue From Operations | 276 | 411 ▲ 49.1% |
| Revenue Sale Of Product | — | — |
| Period | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|
| Interest Earned | 19,614 | 19,709 ▲ 0.5% | 19,718 ▲ 0.0% | 22,546 ▲ 14.3% | 27,067 ▲ 20.1% | 27,689 ▲ 2.3% | 28,234 ▲ 2.0% | |
-29 | -1 ▲ 94.9% | 31 ▲ 2191.2% | 14 ▼ 53.7% | 1 ▼ 94.2% | 1 ▼ 25.3% | 6 ▲ 929.0% | ||
| Total Income | 19,707 | 19,880 ▲ 0.9% | 20,005 ▲ 0.6% | 22,728 ▲ 13.6% | 27,278 ▲ 20.0% | 28,111 ▲ 3.1% | 28,843 ▲ 2.6% | |
| Net Interest Income (NII)Derived | 19,614 | 19,709 ▲ 0.5% | 19,718 ▲ 0.0% | 22,546 ▲ 14.3% | 27,067 ▲ 20.1% | 27,689 ▲ 2.3% | 28,234 ▲ 2.0% | |
| Profit Before Tax (PBT) | 3,282 | 3,365 ▲ 2.5% | 2,787 ▼ 17.2% | 3,561 ▲ 27.8% | 6,064 ▲ 70.3% | 6,876 ▲ 13.4% | 7,100 ▲ 3.3% | |
879 | 624 ▼ 29.0% | 501 ▼ 19.7% | 670 ▲ 33.6% | 1,305 ▲ 94.9% | 1,436 ▲ 10.1% | 1,499 ▲ 4.4% | ||
| Effective Tax %Derived | 26.77% | 18.54% | 17.98% | 18.80% | 21.52% | 20.89% | 21.12% | |
| Total Profit for Period | 2,404 | 2,741 ▲ 14.0% | 2,287 ▼ 16.6% | 2,891 ▲ 26.4% | 4,763 ▲ 64.7% | 5,443 ▲ 14.3% | 5,604 ▲ 3.0% | |
| Less: Non-controlling Interests | 0 | 0 ▲ 2.5% | 0 ▼ 14.6% | 0 ▲ 17.1% | 0 ▼ 14.6% | 0 ▲ 34.0% | 1 ▲ 21.5% | |
| Net Profit (Owner's PAT)Derived | 2,404 | 2,741 ▲ 14.0% | 2,286 ▼ 16.6% | 2,891 ▲ 26.4% | 4,763 ▲ 64.8% | 5,442 ▲ 14.3% | 5,604 ▲ 3.0% | |
| PAT Growth YoY %Derived | — | 14.02% | -16.58% | 26.45% | 64.75% | 14.26% | 2.97% | |
| Earnings Per Share (EPS ₹) | 47.62 | 54.31 ▲ 14.0% | 41.55 ▼ 23.5% | 52.55 ▲ 26.5% | 86.59 ▲ 64.8% | 98.94 ▲ 14.3% | 101.87 ▲ 3.0% | |
| Diluted Shares Outstanding (Cr) | 50 | 50 ▲ 0.0% | 55 ▲ 9.0% | 55 ▲ 0.0% | 55 ▲ 0.0% | 55 ▲ 0.0% | 55 ▲ 0.0% | |
| Share of Profit from Associates/JVs | 1 | — ▼ 100.0% | 1 | 0 ▼ 65.2% | 4 ▲ 1466.7% | 3 ▼ 21.8% | 3 ▲ 12.9% | |
| Other Comprehensive Income (Net of Tax) | -7 | -2 ▲ 65.2% | -5 ▼ 97.6% | 5 ▲ 201.2% | -3 ▼ 168.5% | -72 ▼ 2012.9% | 24 ▲ 132.7% | |
| Fees & Commission Expense | 47 | 88 ▲ 86.3% | 114 ▲ 29.1% | 183 ▲ 60.2% | 136 ▼ 25.4% | 111 ▼ 18.6% | 128 ▲ 15.1% | |
| Impairment On Financial Instruments | 952 | 1,318 ▲ 38.4% | 1,988 ▲ 50.9% | 1,943 ▼ 2.3% | 1,644 ▼ 15.4% | 286 ▼ 82.6% | 554 ▲ 93.8% | |
| Net Gain Amortised Derecognition | 6 | 9 ▲ 61.3% | 19 ▲ 105.3% | 21 ▲ 8.5% | 27 ▲ 26.9% | 10 ▼ 63.1% | — ▼ 100.0% | |
| Net Gain Fair Value Changes | 2 | 1 ▼ 41.8% | 1 ▲ 8.3% | 54 ▲ 5064.4% | 61 ▲ 12.8% | 71 ▲ 17.7% | 80 ▲ 11.7% | |
| Net Loss Amortised Derecognition | 47 | 27 ▼ 42.3% | 34 ▲ 22.5% | — ▼ 100.0% | — | — | 32 | |
| Other Revenue From Operations | 47 | 63 ▲ 35.4% | 119 ▲ 87.6% | 26 ▼ 77.9% | 56 ▲ 113.4% | 276 ▲ 393.9% | 411 ▲ 49.1% | |
| Revenue Sale Of Product | 9 | — ▼ 100.0% | — | — | — | — | — |
LIC Housing Finance segment analysis : revenue and profit mix.
Disclosed business segments at LIC Housing Finance with their share of revenue and profit, switchable between consolidated and standalone reporting.
LIC Housing Finance discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for LIC Housing Finance Limited.
Our AI distills the core fundamental drivers supporting LIC Housing Finance Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
LIC Housing Finance Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Latest quarterly EPS grew 8.7% YoY despite modest revenue expansion
P/E ratio 5.43x significantly cheaper than sector median 15.25x
Net profit margin 61.87% TTM far exceeds peers APTUS and Bajaj Housing
ROE 14.40% competitive with peers, demonstrates efficient capital deployment
Market cap ₹0.30 LCr ranks second largest, strong market positioning
Key Risks.
Operating cash flow negative ₹154.60 per share, indicating persistent cash burn
TTM revenue growth 4.4% modest, indicating slowing top-line momentum
ROCE 8.59% below peer average, suboptimal capital efficiency returns
Current ratio 0.17 extremely weak, severe liquidity constraints evident
Stock trades 15% below 52-week high ₹646.50, recent underperformance evident
Flip Conditions.
Valuation risk. a P/E above 7 (~0.4× the sector multiple of 16.2) would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 9% would indicate weaker capital compounding.
LIC Housing Finance Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — LIC Housing Finance Limited is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
LIC Housing Finance Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for LIC Housing Finance Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
- 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
- 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
- 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
- 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
- 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Pattern history — every completed pattern and its outcome
LIC Housing Finance Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for LIC Housing Finance Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in LIC Housing Finance Limited stood at 42.2% of traded volume, against a 20-day average of 51.4%.
LIC Housing Finance announcements: results, concalls, ratings, M&A.
Filings LIC Housing Finance sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
LIC Housing Finance files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 116 documents below.
Certificate under SEBI (Depositories and Participants) Regulations, 2018
LIC Housing Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 for quarter…
Record Date
LIC Housing Finance Limited has informed the Exchange that Record date for the purpose of Dividend is 21-Aug-2026.
Outcome of Board Meeting
LIC Housing Finance Limited has informed the Exchange regarding Outcome of Board Meeting held on July 06, 2026.
Disclosure under SEBI Takeover Regulations
Life Insurance Corporation of India has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of…
Analysts/Institutional Investor Meet/Con. Call Updates
LIC Housing Finance Limited has informed the Exchange about Transcript
Investor decks & rating reports.
Analysts/Institutional Investor Meet/Con. Call Updates
Investor Presentation
Analysts/Institutional Investor Meet/Con. Call Updates
Investor Presentation
LIC Housing Finance dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue LIC Housing Finance has declared, sequenced by announce and record date.
LIC Housing Finance corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About LIC Housing Finance Limited: business, sector, key facts.
What LIC Housing Finance Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
LIC Housing Finance Limited operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: LICHSGFIN, BSE: 500253.
LIC Housing Finance Limited (LICHSGFIN) is a prominent housing finance company operating primarily within India. Its core business centers around providing a diverse range of loans to facilitate the purchase, construction, renovation, and repair of residential and commercial properties. This includes home loans catering to a wide spectrum of customers, from salaried individuals and professionals to retired government employees and businesses.
The company's loan portfolio encompasses various types of financing solutions. Beyond standard home loans, LICHSGFIN offers plot loans, home improvement and construction loans, home extension loans, and top-up loans. They also extend their services to builders and developers, providing construction finance and term loans. Furthermore, they offer loans against properties, loans against securities, and loans under rental securitization, showcasing a comprehensive approach to real estate financing.
Beyond its primary lending activities, LICHSGFIN diversifies its operations into several other financial services. This includes accepting public and corporate deposits, providing refinance options, and offering credit facilities to corporates for various purposes, such as staff quarters financing. The company also engages in the development and operation of assisted living communities for senior citizens, highlighting a commitment to broader societal needs.
LICHSGFIN's distribution network involves a multi-faceted approach, leveraging home loan agents, direct sales agents, and customer relation associates to reach a broad customer base. This allows them to effectively serve individual clients, as well as small and medium-sized enterprises (SMEs). The company also offers ancillary financial services such as asset management, trusteeship services, and acts as a marketing channel for various financial products including life and general insurance, mutual funds, fixed deposits, and credit cards.
In summary, LICHSGFIN's business model combines core housing finance operations with a diverse range of related financial services, establishing a comprehensive and diversified financial services platform catering to both individual and corporate clients within the Indian market. Its long history, since its incorporation in 1989, demonstrates its established presence and experience within the Indian financial landscape.
Related
Peers, sector trends, screeners and strategy playbooks contextual to this stock.
- Aadhar Housing Finance (AADHARHFC) Share PricePeer
- Aavas Financiers (AAVAS) Share PricePeer
- Aptus Value Housing Finance India (APTUS) Share PricePeer
- Bajaj Housing Finance (BAJAJHFL) Share PricePeer
- Can Fin Homes (CANFINHOME) Share PricePeer
- Top Gainers TodayScreener
- EMA Crossover ScreenerScreener
- Stock Quality ScorecardScreener
- Technical DashboardScreener
- Results CalendarScreener
- FII Buying ActivityScreener
- All Technical ScreenersScreener
- All Trading StrategiesStrategy
Questions investors ask about LIC Housing Finance Limited (LICHSGFIN).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of LIC Housing Finance Limited (LICHSGFIN)?
The current share price of LIC Housing Finance Limited (LICHSGFIN) is ₹538.95. Today, the stock has gained by ₹5.25 (0.98%), trading in a range of ₹529.25 to ₹542.15. The stock opened at ₹530.15 with a trading volume of 5,16,519 shares.
02Is LIC Housing Finance Limited stock a good investment for long-term?
LIC Housing Finance Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹29,664.9 crores, P/E ratio of 5.29, ROE of 14.40%, and ROCE of 8.59%. The dividend yield stands at 1.85%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of LIC Housing Finance Limited stock?
The 52-week high price of LIC Housing Finance Limited (LICHSGFIN) is ₹622.4, while the 52-week low is ₹458.9. Currently trading at ₹538.95, the stock is 49.0% away from its 52-week low and 13.4% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy LIC Housing Finance Limited stock at the current price?
Whether to buy LIC Housing Finance Limited stock at ₹538.95 depends on multiple factors. The stock is currently trading with a P/E ratio of 5.29 and P/B ratio of 0.72. Today's performance shows a gain of 0.98%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of LIC Housing Finance Limited and when is the next dividend?
LIC Housing Finance Limited offers a dividend yield of 1.85%, which means for every ₹100 invested at the current price of ₹538.95, you can expect to receive approximately ₹1.85 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of LIC Housing Finance Limited?
LIC Housing Finance Limited's key financial metrics include: P/E Ratio: 5.29, P/B Ratio: 0.72, ROE: 14.40%, ROCE: 8.59%, Dividend Yield: 1.85%, EPS: ₹101.88, Book Value: ₹753.06, and Debt-to-Equity: 6.70. The company's market cap stands at ₹29,664.9 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is LIC Housing Finance Limited stock performing today in the market?
LIC Housing Finance Limited stock opened at ₹530.15 and is currently trading at ₹538.95, showing a gain of ₹5.25 (0.98%). The intraday high is ₹542.15 and low is ₹529.25. The trading volume stands at 5,16,519 shares, indicating moderate market participation today.
08What is the P/E ratio of LIC Housing Finance Limited and what does it indicate?
LIC Housing Finance Limited has a Price-to-Earnings (P/E) ratio of 5.29, which means investors are willing to pay ₹5.29 for every ₹1 of earnings. With an EPS of ₹101.88, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about LIC Housing Finance Limited (LICHSGFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.