INDIASHLTR vs LICHSGFIN: Stock Comparison

INDIA SHELTER FIN CORP L vs LIC HOUSING FINANCEUpdated 21 Sept 26, 4:08 PM ISTNSE & company filings

LIC HOUSING FINANCE is the larger company by market capitalisation. INDIA SHELTER FIN CORP L shows a higher ROE and faster revenue growth, while LIC HOUSING FINANCE shows a lower P/E, a higher dividend yield and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

INDIASHLTR leads 6; LICHSGFIN leads 6 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

INDIASHLTRLICHSGFIN

Valuation lens

What price are you paying?

Market CapContext only
₹7,346 Cr
₹31,268 Cr
P/E RatioLICHSGFIN has the lower reading
19.09x
5.45x
P/B RatioLICHSGFIN has the lower reading
2.29x
0.75x
EPSINDIASHLTR has the higher reading
₹47.39
₹27.06
Book ValueContext only
₹294.06
₹753.24
Dividend YieldLICHSGFIN has the higher reading
1.47%
1.82%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
LICHSGFIN is the larger company
₹31,268 Cr vs ₹7,346 Cr
P/E Ratio
LICHSGFIN has a lower P/E
5.45x vs 19.09x
P/B Ratio
LICHSGFIN has a lower P/B
0.75x vs 2.29x
EPS
INDIASHLTR has higher earnings per share
₹47.39 vs ₹27.06
Dividend Yield
LICHSGFIN has a higher dividend yield
1.82% vs 1.47%
Revenue Growth (TTM YoY)
INDIASHLTR has faster revenue growth
28.1% vs 4.4%
EPS Growth (TTM YoY)
INDIASHLTR has faster EPS growth
27.3% vs 8.6%
Qtr Sales Growth
INDIASHLTR has stronger quarterly sales growth
5.92% vs -0.28%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricINDIASHLTRLICHSGFIN
SectorFinancial ServicesFinancial Services
IndustryHousing Finance CompanyHousing Finance Company

Price

MetricINDIASHLTRLICHSGFIN
Live Price₹674.6₹568
Day Change-1.06%3.62%
Volume33,54137.5 L
52-Week High₹924₹598.2
52-Week Low₹620.15₹458.9
Distance from 52W High-26.99%-5.05%

Valuation

MetricINDIASHLTRLICHSGFIN
Market Cap₹7,346 Cr₹31,268 Cr
P/E Ratio19.09x5.45x
P/B Ratio2.29x0.75x
EPS₹47.39₹27.06
Book Value₹294.06₹753.24
Dividend Yield1.47%1.82%

Growth

MetricINDIASHLTRLICHSGFIN
Revenue Growth (TTM YoY)28.1%4.4%
EPS Growth (TTM YoY)27.3%8.6%
Qtr Sales Growth5.92%-0.28%
Qtr Profit Growth3.95%-0.71%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricINDIASHLTRLICHSGFIN
ROE15.73%13.54%
ROCE9.26%12.31%
Net Margin48.22%61.87%
Operating Margin71.85%93.31%
Debt to Equity1.9x3.1x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricINDIASHLTRLICHSGFIN
Promoter Holding0% 1.44 pp45.24%
FII Holding6.87%21.47% 0.08 pp
DII Holding21.92% 0.53 pp21.02% 0.13 pp
Public Holding25.16% 0.95 pp12.27% 0.21 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: INDIA SHELTER FIN CORP L and LIC HOUSING FINANCE.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.