AADHARHFC vs LICHSGFIN: Stock Comparison
LIC HOUSING FINANCE is the larger company by market capitalisation. AADHAR HOUSING FINANCE L shows a higher ROE and faster revenue growth, while LIC HOUSING FINANCE shows a lower P/E, a higher dividend yield and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
AADHARHFC leads 5; LICHSGFIN leads 7 of 12
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Valuation lens
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | AADHARHFC | LICHSGFIN |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Housing Finance Company | Housing Finance Company |
Price
| Metric | AADHARHFC | LICHSGFIN |
|---|---|---|
| Live Price | ₹461.65 | ₹548.15 |
| Day Change | -1.64% | 0.41% |
| Volume | 21.75 L | 22.35 L |
| 52-Week High | ₹563 | ₹598.2 |
| 52-Week Low | ₹430.15 | ₹458.9 |
| Distance from 52W High | -18% | -8.37% |
Valuation
| Metric | AADHARHFC | LICHSGFIN |
|---|---|---|
| Market Cap | ₹20,212 Cr | ₹30,193 Cr |
| P/E Ratio | 17.62x | 5.26x |
| P/B Ratio | 2.67x | 0.73x |
| EPS | ₹6.46 | ₹27.06 |
| Book Value | ₹172.43 | ₹753.24 |
| Dividend Yield | 0% | 1.82% |
Growth
| Metric | AADHARHFC | LICHSGFIN |
|---|---|---|
| Revenue Growth (TTM YoY) | 20.9% | 4.4% |
| EPS Growth (TTM YoY) | 26.3% | 8.6% |
| Qtr Sales Growth | -0.01% | -0.28% |
| Qtr Profit Growth | -0.02% | -0.71% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | AADHARHFC | LICHSGFIN |
|---|---|---|
| ROE | 14.54% | 13.54% |
| ROCE | 9.88% | 12.31% |
| Net Margin | 31.72% | 61.87% |
| Operating Margin | 75.43% | 93.31% |
| Debt to Equity | 2x | 3.1x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | AADHARHFC | LICHSGFIN |
|---|---|---|
| Promoter Holding | — | 45.24% |
| FII Holding | 5.79%▼ 0.34 pp | 21.47%▲ 0.08 pp |
| DII Holding | 9.93%▲ 0.78 pp | 21.02%▲ 0.13 pp |
| Public Holding | 19.61%▼ 0.2 pp | 12.27%▼ 0.21 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: AADHAR HOUSING FINANCE L and LIC HOUSING FINANCE.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.