LICHSGFIN vs PNBHOUSING: Stock Comparison

LIC HOUSING FINANCE vs PNB HOUSING FINUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

LIC HOUSING FINANCE is the larger company by market capitalisation. LIC HOUSING FINANCE shows a lower P/E, a higher ROE and a higher dividend yield, while PNB HOUSING FIN shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

LICHSGFIN leads 8; PNBHOUSING leads 4 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

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LICHSGFINPNBHOUSING

Valuation lens

What price are you paying?

Market CapContext only
₹30,193 Cr
₹29,395 Cr
P/E RatioLICHSGFIN has the lower reading
5.26x
12.69x
P/B RatioLICHSGFIN has the lower reading
0.73x
1.53x
EPSLICHSGFIN has the higher reading
₹27.06
₹21.28
Book ValueContext only
₹753.24
₹737.52
Dividend YieldLICHSGFIN has the higher reading
1.82%
0.71%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
LICHSGFIN is the larger company
₹30,193 Cr vs ₹29,395 Cr
P/E Ratio
LICHSGFIN has a lower P/E
5.26x vs 12.69x
P/B Ratio
LICHSGFIN has a lower P/B
0.73x vs 1.53x
EPS
LICHSGFIN has higher earnings per share
₹27.06 vs ₹21.28
Dividend Yield
LICHSGFIN has a higher dividend yield
1.82% vs 0.71%
Revenue Growth (TTM YoY)
PNBHOUSING has faster revenue growth
21.6% vs 4.4%
EPS Growth (TTM YoY)
PNBHOUSING has faster EPS growth
19% vs 8.6%
Qtr Sales Growth
LICHSGFIN has stronger quarterly sales growth
-0.28% vs -0.48%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricLICHSGFINPNBHOUSING
SectorFinancial ServicesFinancial Services
IndustryHousing Finance CompanyHousing Finance Company

Price

MetricLICHSGFINPNBHOUSING
Live Price₹548.15₹1,133.1
Day Change0.41%2.68%
Volume22.35 L13.29 L
52-Week High₹598.2₹1,211.5
52-Week Low₹458.9₹729.6
Distance from 52W High-8.37%-6.47%

Valuation

MetricLICHSGFINPNBHOUSING
Market Cap₹30,193 Cr₹29,395 Cr
P/E Ratio5.26x12.69x
P/B Ratio0.73x1.53x
EPS₹27.06₹21.28
Book Value₹753.24₹737.52
Dividend Yield1.82%0.71%

Growth

MetricLICHSGFINPNBHOUSING
Revenue Growth (TTM YoY)4.4%21.6%
EPS Growth (TTM YoY)8.6%19%
Qtr Sales Growth-0.28%-0.48%
Qtr Profit Growth-0.71%-0.51%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricLICHSGFINPNBHOUSING
ROE13.54%11.92%
ROCE12.31%10.2%
Net Margin61.87%58.89%
Operating Margin93.31%93.72%
Debt to Equity3.1x2.27x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricLICHSGFINPNBHOUSING
Promoter Holding45.24%28.03% 0.01 pp
FII Holding21.47% 0.08 pp16.81% 0.21 pp
DII Holding21.02% 0.13 pp45.71% 1.64 pp
Public Holding12.27% 0.21 pp9.42% 1.85 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: LIC HOUSING FINANCE and PNB HOUSING FIN.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.