AAVAS vs BAJAJHFL: Stock Comparison

AAVAS FINANCIERS vs BAJAJ HOUSING FINANCEUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

BAJAJ HOUSING FINANCE is the larger company by market capitalisation. AAVAS FINANCIERS shows a lower P/E, a higher ROE and a higher net margin, while BAJAJ HOUSING FINANCE shows faster revenue growth and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

AAVAS leads 6; BAJAJHFL leads 5 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

AAVASBAJAJHFL

Valuation lens

What price are you paying?

Market CapContext only
₹10,282 Cr
₹71,233 Cr
P/E RatioAAVAS has the lower reading
0x
26.47x
P/B RatioAAVAS has the lower reading
0x
3.16x
EPSAAVAS has the higher reading
₹21.6
₹0.86
Book ValueContext only
₹637.03
₹27.03
Dividend YieldSame reading
0%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
BAJAJHFL is the larger company
₹71,233 Cr vs ₹10,282 Cr
P/E Ratio
AAVAS has a lower P/E
0x vs 26.47x
P/B Ratio
AAVAS has a lower P/B
0x vs 3.16x
EPS
AAVAS has higher earnings per share
₹21.6 vs ₹0.86
Revenue Growth (TTM YoY)
BAJAJHFL has faster revenue growth
42.3% vs 19.2%
EPS Growth (TTM YoY)
AAVAS has faster EPS growth
18.3% vs 14.4%
Qtr Sales Growth
BAJAJHFL has stronger quarterly sales growth
5.53% vs -0.83%
Qtr Profit Growth
BAJAJHFL has stronger quarterly profit growth
6.89% vs -5.72%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricAAVASBAJAJHFL
SectorFinancial ServicesFinancial Services
IndustryHousing Finance CompanyHousing Finance Company

Price

MetricAAVASBAJAJHFL
Live Price₹1,284.6₹85.58
Day Change-0.56%3.48%
Volume1.65 L51.69 L
52-Week High₹1,771.9₹115.99
52-Week Low₹1,060.4₹72.65
Distance from 52W High-27.5%-26.22%

Valuation

MetricAAVASBAJAJHFL
Market Cap₹10,282 Cr₹71,233 Cr
P/E Ratio0x26.47x
P/B Ratio0x3.16x
EPS₹21.6₹0.86
Book Value₹637.03₹27.03
Dividend Yield0%0%

Growth

MetricAAVASBAJAJHFL
Revenue Growth (TTM YoY)19.2%42.3%
EPS Growth (TTM YoY)18.3%14.4%
Qtr Sales Growth-0.83%5.53%
Qtr Profit Growth-5.72%6.89%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricAAVASBAJAJHFL
ROE12.97%11.37%
ROCE8.2%10.36%
Net Margin27.37%23.21%
Operating Margin72.12%90.42%
Debt to Equity2.68x2.34x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricAAVASBAJAJHFL
Promoter Holding48.88%86.7%
FII Holding16.27% 0.47 pp0.9% 0.08 pp
DII Holding22.15% 0.01 pp1.01% 0.17 pp
Public Holding12.69% 0.45 pp11.34% 0.25 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: AAVAS FINANCIERS and BAJAJ HOUSING FINANCE.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.