AADHARHFC vs INDIASHLTR: Stock Comparison

AADHAR HOUSING FINANCE L vs INDIA SHELTER FIN CORP LUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

AADHAR HOUSING FINANCE L is the larger company by market capitalisation. AADHAR HOUSING FINANCE L shows a lower P/E and a higher ROCE, while INDIA SHELTER FIN CORP L shows a higher ROE, a higher dividend yield and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

AADHARHFC leads 3; INDIASHLTR leads 9 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

AADHARHFCINDIASHLTR

Valuation lens

What price are you paying?

Market CapContext only
₹20,212 Cr
₹7,398 Cr
P/E RatioAADHARHFC has the lower reading
17.62x
19.23x
P/B RatioINDIASHLTR has the lower reading
2.67x
2.31x
EPSINDIASHLTR has the higher reading
₹6.46
₹13.14
Book ValueContext only
₹172.43
₹293.8
Dividend YieldINDIASHLTR has the higher reading
0%
1.47%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
AADHARHFC is the larger company
₹20,212 Cr vs ₹7,398 Cr
P/E Ratio
AADHARHFC has a lower P/E
17.62x vs 19.23x
P/B Ratio
INDIASHLTR has a lower P/B
2.31x vs 2.67x
EPS
INDIASHLTR has higher earnings per share
₹13.14 vs ₹6.46
Dividend Yield
INDIASHLTR has a higher dividend yield
1.47% vs 0%
Revenue Growth (TTM YoY)
INDIASHLTR has faster revenue growth
28.1% vs 20.9%
EPS Growth (TTM YoY)
INDIASHLTR has faster EPS growth
27.3% vs 26.3%
Qtr Sales Growth
INDIASHLTR has stronger quarterly sales growth
5.29% vs -0.01%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricAADHARHFCINDIASHLTR
SectorFinancial ServicesFinancial Services
IndustryHousing Finance CompanyHousing Finance Company

Price

MetricAADHARHFCINDIASHLTR
Live Price₹461.65₹681.85
Day Change-1.64%1.74%
Volume21.75 L62,948
52-Week High₹563₹924
52-Week Low₹430.15₹620.15
Distance from 52W High-18%-26.21%

Valuation

MetricAADHARHFCINDIASHLTR
Market Cap₹20,212 Cr₹7,398 Cr
P/E Ratio17.62x19.23x
P/B Ratio2.67x2.31x
EPS₹6.46₹13.14
Book Value₹172.43₹293.8
Dividend Yield0%1.47%

Growth

MetricAADHARHFCINDIASHLTR
Revenue Growth (TTM YoY)20.9%28.1%
EPS Growth (TTM YoY)26.3%27.3%
Qtr Sales Growth-0.01%5.29%
Qtr Profit Growth-0.02%2.11%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricAADHARHFCINDIASHLTR
ROE14.54%15.73%
ROCE9.88%9.26%
Net Margin31.72%48.22%
Operating Margin75.43%71.85%
Debt to Equity2x1.9x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricAADHARHFCINDIASHLTR
Promoter Holding0% 1.44 pp
FII Holding5.79% 0.34 pp6.87%
DII Holding9.93% 0.78 pp21.92% 0.53 pp
Public Holding19.61% 0.2 pp25.16% 0.95 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: AADHAR HOUSING FINANCE L and INDIA SHELTER FIN CORP L.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.