AUBANK vs UJJIVANSFB: Stock Comparison
AU SMALL FINANCE BANK is the larger company by market capitalisation. AU SMALL FINANCE BANK shows a higher ROE, a higher dividend yield and a higher ROCE, while UJJIVAN SMALL FINANC BANK shows a lower P/E and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
AUBANK leads 6; UJJIVANSFB leads 5 of 11
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | AUBANK | UJJIVANSFB |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Other Bank | Other Bank |
Price
| Metric | AUBANK | UJJIVANSFB |
|---|---|---|
| Live Price | ₹869 | ₹55 |
| Day Change | -6.85% | -5.34% |
| Volume | 86.9 L | 3.71 Cr |
| 52-Week High | ₹1,144.1 | ₹73.94 |
| 52-Week Low | ₹831.65 | ₹49.24 |
| Distance from 52W High | -24.05% | -25.62% |
Valuation
| Metric | AUBANK | UJJIVANSFB |
|---|---|---|
| Market Cap | ₹65,332 Cr | ₹10,854 Cr |
| P/E Ratio | 20.65x | 9.41x |
| P/B Ratio | 2.98x | 1.43x |
| EPS | ₹37.87 | ₹1.87 |
| Book Value | ₹290.9 | ₹40.28 |
| Dividend Yield | 0.11% | 0% |
Growth
| Metric | AUBANK | UJJIVANSFB |
|---|---|---|
| Revenue Growth (TTM YoY) | 37.1% | 44.4% |
| EPS Growth (TTM YoY) | 62.6% | 234% |
| Qtr Profit Growth | 7.76% | 15.33% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | AUBANK | UJJIVANSFB |
|---|---|---|
| ROE | 13.22% | 10.16% |
| ROCE | 10.55% | 9.74% |
| Net Margin | 21.38% | 13.26% |
| Operating Margin | 16.07% | 11.33% |
| Debt to Equity | 0.69x | 0.55x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | AUBANK | UJJIVANSFB |
|---|---|---|
| Promoter Holding | 22.67%▼ 0.07 pp | 0% |
| FII Holding | 36.06%▲ 0.08 pp | 18.03%▲ 1.22 pp |
| DII Holding | 32.83%▲ 0.02 pp | 36.01%▲ 2.56 pp |
| Public Holding | 8.44%▼ 0.03 pp | 45.97%▼ 3.77 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: AU SMALL FINANCE BANK and UJJIVAN SMALL FINANC BANK.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.