AVONMORE vs SBICARD: Stock Comparison

AVONMORE CAP&MGT SERV vs SBI CARDS & PAY SERUpdated 11 Sept 26, 4:08 PM ISTNSE & company filings

SBI CARDS & PAY SER is the larger company by market capitalisation. AVONMORE CAP&MGT SERV shows a lower P/E and faster revenue growth, while SBI CARDS & PAY SER shows a higher ROE, a higher dividend yield and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

AVONMORE leads 3; SBICARD leads 9 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

AVONMORESBICARD

Valuation lens

What price are you paying?

Market CapContext only
₹395 Cr
₹62,431 Cr
P/E RatioAVONMORE has the lower reading
23.78x
27.44x
P/B RatioAVONMORE has the lower reading
0.95x
3.97x
EPSSBICARD has the higher reading
₹0.01
₹6.98
Book ValueContext only
₹17.91
₹165.25
Dividend YieldSBICARD has the higher reading
0%
0.38%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
SBICARD is the larger company
₹62,431 Cr vs ₹395 Cr
P/E Ratio
AVONMORE has a lower P/E
23.78x vs 27.44x
P/B Ratio
AVONMORE has a lower P/B
0.95x vs 3.97x
EPS
SBICARD has higher earnings per share
₹6.98 vs ₹0.01
Dividend Yield
SBICARD has a higher dividend yield
0.38% vs 0%
Revenue Growth (TTM YoY)
AVONMORE has faster revenue growth
71.9% vs 18.6%
EPS Growth (TTM YoY)
SBICARD has faster EPS growth
13.9% vs 0%
Qtr Sales Growth
SBICARD has stronger quarterly sales growth
-74.67% vs -95.29%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricAVONMORESBICARD
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricAVONMORESBICARD
Live Price₹14₹655.2
Day Change-1.34%-1.67%
Volume2.58 L15.72 L
52-Week High₹22₹965
52-Week Low₹9.05₹565.45
Distance from 52W High-36.36%-32.1%

Valuation

MetricAVONMORESBICARD
Market Cap₹395 Cr₹62,431 Cr
P/E Ratio23.78x27.44x
P/B Ratio0.95x3.97x
EPS₹0.01₹6.98
Book Value₹17.91₹165.25
Dividend Yield0%0.38%

Growth

MetricAVONMORESBICARD
Revenue Growth (TTM YoY)71.9%18.6%
EPS Growth (TTM YoY)0%13.9%
Qtr Sales Growth-95.29%-74.67%
Qtr Profit Growth-98.6%-69.33%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricAVONMORESBICARD
ROE4.28%13.78%
ROCE0.36%8.69%
Net Margin4.16%13.96%
Operating Margin5.34%30.07%
Debt to Equity0.04x2.39x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricAVONMORESBICARD
Promoter Holding58.46%68.86% 0.06 pp
FII Holding0.04% 0.02 pp8.99% 0.55 pp
DII Holding0.01%18.13% 0.01 pp
Public Holding41.49% 0.02 pp4.03% 0.61 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: AVONMORE CAP&MGT SERV and SBI CARDS & PAY SER.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.