BAIDFIN vs PFS: Stock Comparison

BAID FINSERV vs PTC INDIA FIN SERVUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

PTC INDIA FIN SERV is the larger company by market capitalisation. BAID FINSERV shows faster revenue growth, while PTC INDIA FIN SERV shows a lower P/E, a higher ROE and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

BAIDFIN leads 3; PFS leads 8 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

BAIDFINPFS

Valuation lens

What price are you paying?

Market CapContext only
₹169 Cr
₹1,682 Cr
P/E RatioPFS has the lower reading
9.78x
7.63x
P/B RatioPFS has the lower reading
0.87x
0.55x
EPSPFS has the higher reading
₹0.28
₹0.63
Book ValueContext only
₹15.03
₹47.95
Dividend YieldSame reading
0%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
PFS is the larger company
₹1,682 Cr vs ₹169 Cr
P/E Ratio
PFS has a lower P/E
7.63x vs 9.78x
P/B Ratio
PFS has a lower P/B
0.55x vs 0.87x
EPS
PFS has higher earnings per share
₹0.63 vs ₹0.28
Revenue Growth (TTM YoY)
BAIDFIN has faster revenue growth
59.7% vs -55.5%
EPS Growth (TTM YoY)
BAIDFIN has faster EPS growth
28.2% vs -62.4%
Qtr Sales Growth
PFS has stronger quarterly sales growth
0% vs -13.47%
Qtr Profit Growth
BAIDFIN has stronger quarterly profit growth
162.17% vs 0%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricBAIDFINPFS
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricBAIDFINPFS
Live Price₹10.89₹26.17
Day Change3.22%-0.65%
Volume2.39 L5.04 L
52-Week High₹12.98₹40.5
52-Week Low₹8.8₹23.85
Distance from 52W High-16.1%-35.38%

Valuation

MetricBAIDFINPFS
Market Cap₹169 Cr₹1,682 Cr
P/E Ratio9.78x7.63x
P/B Ratio0.87x0.55x
EPS₹0.28₹0.63
Book Value₹15.03₹47.95
Dividend Yield0%0%

Growth

MetricBAIDFINPFS
Revenue Growth (TTM YoY)59.7%-55.5%
EPS Growth (TTM YoY)28.2%-62.4%
Qtr Sales Growth-13.47%0%
Qtr Profit Growth162.17%0%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricBAIDFINPFS
ROE6.43%10.37%
ROCE7.6%10.56%
Net Margin15.4%56.8%
Operating Margin53.5%119.36%
Debt to Equity1.23x0.57x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricBAIDFINPFS
Promoter Holding47.39%64.99%
FII Holding0.19% 0.01 pp2.03% 0.1 pp
DII Holding5.05%
Public Holding52.42% 0.01 pp27.93% 0.1 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: BAID FINSERV and PTC INDIA FIN SERV.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.