CUB vs IDFCFIRSTB: Stock Comparison

CITY UNION BANK vs IDFC FIRST BANKUpdated 11 Sept 26, 4:08 PM ISTNSE & company filings

IDFC FIRST BANK is the larger company by market capitalisation. CITY UNION BANK shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

CUB leads 9; IDFCFIRSTB leads 2 of 11

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

CUBIDFCFIRSTB

Valuation lens

What price are you paying?

Market CapContext only
₹22,639 Cr
₹74,259 Cr
P/E RatioCUB has the lower reading
16.13x
31.35x
P/B RatioIDFCFIRSTB has the lower reading
2.14x
1.56x
EPSCUB has the higher reading
₹3.86
₹1.33
Book ValueContext only
₹135.21
₹80.56
Dividend YieldCUB has the higher reading
0.88%
0.29%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
IDFCFIRSTB is the larger company
₹74,259 Cr vs ₹22,639 Cr
P/E Ratio
CUB has a lower P/E
16.13x vs 31.35x
P/B Ratio
IDFCFIRSTB has a lower P/B
1.56x vs 2.14x
EPS
CUB has higher earnings per share
₹3.86 vs ₹1.33
Dividend Yield
CUB has a higher dividend yield
0.88% vs 0.29%
Revenue Growth (TTM YoY)
CUB has faster revenue growth
23.6% vs -1.1%
EPS Growth (TTM YoY)
CUB has faster EPS growth
25.1% vs -23.2%
Qtr Profit Growth
IDFCFIRSTB has stronger quarterly profit growth
6.78% vs 6.4%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricCUBIDFCFIRSTB
SectorFinancial ServicesFinancial Services
IndustryPrivate Sector BankPrivate Sector Bank

Price

MetricCUBIDFCFIRSTB
Live Price₹227.32₹86.21
Day Change0.38%-0.73%
Volume16.29 L1.39 Cr
52-Week High₹248.85₹88.76
52-Week Low₹150.05₹58.08
Distance from 52W High-8.65%-2.87%

Valuation

MetricCUBIDFCFIRSTB
Market Cap₹22,639 Cr₹74,259 Cr
P/E Ratio16.13x31.35x
P/B Ratio2.14x1.56x
EPS₹3.86₹1.33
Book Value₹135.21₹80.56
Dividend Yield0.88%0.29%

Growth

MetricCUBIDFCFIRSTB
Revenue Growth (TTM YoY)23.6%-1.1%
EPS Growth (TTM YoY)25.1%-23.2%
Qtr Profit Growth6.4%6.78%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricCUBIDFCFIRSTB
ROE12.55%3.46%
ROCE19.04%2.57%
Net Margin33.88%5.39%
Operating Margin21.13%3.79%
Debt to Equity0.5x0.77x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricCUBIDFCFIRSTB
Promoter Holding0%
FII Holding18.65% 4.72 pp36.1% 0.42 pp
DII Holding44.85% 4.11 pp24.37% 1.63 pp
Public Holding36.5% 0.61 pp31.74% 1.2 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: CITY UNION BANK and IDFC FIRST BANK.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.