ESAFSFB vs FINOPB: Stock Comparison
ESAFSFB is the larger company by market capitalisation. ESAFSFB shows a lower P/E and faster revenue growth, while FINO PAYMENTS BANK shows a higher ROE, a higher ROCE and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
ESAFSFB leads 6; FINOPB leads 4 of 11
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | ESAFSFB | FINOPB |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Other Bank | Other Bank |
Price
| Metric | ESAFSFB | FINOPB |
|---|---|---|
| Live Price | ₹39.85 | ₹128.25 |
| Day Change | -1.04% | -0.8% |
| Volume | 20.57 L | 1.71 L |
| 52-Week High | ₹44.25 | ₹338.3 |
| 52-Week Low | ₹19.78 | ₹110.03 |
| Distance from 52W High | -9.94% | -62.09% |
Valuation
| Metric | ESAFSFB | FINOPB |
|---|---|---|
| Market Cap | ₹2,207 Cr | ₹1,073 Cr |
| P/E Ratio | 0x | 53.04x |
| P/B Ratio | 1.24x | 1.38x |
| EPS | ₹1.55 | ₹-1.65 |
| Book Value | ₹73.74 | ₹105.66 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | ESAFSFB | FINOPB |
|---|---|---|
| Revenue Growth (TTM YoY) | 103.9% | -31.1% |
| EPS Growth (TTM YoY) | 0% | -70.5% |
| Qtr Profit Growth | 148.13% | -126.15% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | ESAFSFB | FINOPB |
|---|---|---|
| ROE | -9.35% | 6.52% |
| ROCE | -6.8% | 5.3% |
| Net Margin | -6.65% | 4.29% |
| Operating Margin | -5.25% | 4.25% |
| Debt to Equity | 1.55x | 1.91x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | ESAFSFB | FINOPB |
|---|---|---|
| Promoter Holding | 63.25%▼ 0.03 pp | 75% |
| FII Holding | 0.32%▲ 0.31 pp | 0.31%▼ 1.02 pp |
| DII Holding | 3.8%▼ 0.83 pp | 0%▼ 0.4 pp |
| Public Holding | 32.64%▲ 0.56 pp | 24.69%▲ 1.42 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: ESAFSFB and FINO PAYMENTS BANK.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.