FEDFINA vs SBICARD: Stock Comparison
SBI CARDS & PAY SER is the larger company by market capitalisation. FEDBANK FINANCIAL SER L shows a lower P/E and a higher net margin, while SBI CARDS & PAY SER shows a higher ROE, a higher dividend yield and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
FEDFINA leads 7; SBICARD leads 4 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | FEDFINA | SBICARD |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Non Banking Financial Company (NBFC) |
Price
| Metric | FEDFINA | SBICARD |
|---|---|---|
| Live Price | ₹146.79 | ₹535.9 |
| Day Change | -0.7% | -0.76% |
| Volume | 27,216 | 88,982 |
| 52-Week High | ₹178.48 | ₹915 |
| 52-Week Low | ₹119.07 | ₹519.05 |
| Distance from 52W High | -17.76% | -41.43% |
Valuation
| Metric | FEDFINA | SBICARD |
|---|---|---|
| Market Cap | ₹5,545 Cr | ₹51,617 Cr |
| P/E Ratio | 12.77x | 19.7x |
| P/B Ratio | 1.75x | 2.99x |
| EPS | ₹11.5 | ₹8.17 |
| Book Value | ₹86.17 | ₹165.25 |
| Dividend Yield | 0% | 0.46% |
Growth
| Metric | FEDFINA | SBICARD |
|---|---|---|
| Revenue Growth (TTM YoY) | 18.6% | 18.6% |
| EPS Growth (TTM YoY) | 38.5% | 13.9% |
| Qtr Sales Growth | 7.39% | 1.98% |
| Qtr Profit Growth | 14.31% | 17.03% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | FEDFINA | SBICARD |
|---|---|---|
| ROE | 11.74% | 13.78% |
| ROCE | 8.04% | 8.72% |
| Net Margin | 27.89% | 13.96% |
| Operating Margin | 60.19% | 30.07% |
| Debt to Equity | 3.7x | 2.39x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | FEDFINA | SBICARD |
|---|---|---|
| Promoter Holding | 60.64%▼ 0.03 pp | 68.86% |
| FII Holding | 9.69%▲ 0.38 pp | 7.12%▼ 1.87 pp |
| DII Holding | 11.88%▲ 0.99 pp | 20.2%▲ 2.07 pp |
| Public Holding | 17.79%▼ 1.34 pp | 3.83%▼ 0.2 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: FEDBANK FINANCIAL SER L and SBI CARDS & PAY SER.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.