FINOPB vs UJJIVANSFB: Stock Comparison
Ujjivan Small Finance Bank Ltd is the larger company by market capitalisation. Ujjivan Small Finance Bank Ltd shows a lower P/E, a higher ROE and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
FINOPB leads 1; UJJIVANSFB leads 10 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | FINOPB | UJJIVANSFB |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Other Bank | Other Bank |
Price
| Metric | FINOPB | UJJIVANSFB |
|---|---|---|
| Live Price | ₹146.09 | ₹69.75 |
| Day Change | -1.23% | -0.77% |
| Volume | 77,438 | 67.6 L |
| 52-Week High | ₹338.3 | ₹73.94 |
| 52-Week Low | ₹110.03 | ₹41.95 |
| Distance from 52W High | -56.82% | -5.67% |
Valuation
| Metric | FINOPB | UJJIVANSFB |
|---|---|---|
| Market Cap | ₹1,211 Cr | ₹13,586 Cr |
| P/E Ratio | 58.23x | 15.06x |
| P/B Ratio | 1.52x | 2x |
| EPS | ₹2.54 | ₹4.67 |
| Book Value | ₹96.4 | ₹35.1 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | FINOPB | UJJIVANSFB |
|---|---|---|
| Revenue Growth (TTM YoY) | -31.1% | 44.4% |
| EPS Growth (TTM YoY) | -70.5% | 234% |
| Qtr Sales Growth | 21.4% | 25.1% |
| Qtr Profit Growth | -65% | 207% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | FINOPB | UJJIVANSFB |
|---|---|---|
| ROE | 7.37% | 10.8% |
| ROCE | 4.53% | 7.73% |
| Net Margin | 4.29% | 13.26% |
| Operating Margin | -465% | 43.8% |
| Debt to Equity | 5.08x | 7.25x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | FINOPB | UJJIVANSFB |
|---|---|---|
| Promoter Holding | 75% | 0% |
| FII Holding | 0.31%▼ 1.02 pp | 16.81%▼ 0.42 pp |
| DII Holding | 0%▼ 0.4 pp | 33.45%▲ 2.32 pp |
| Public Holding | 24.69%▲ 1.42 pp | 49.74%▼ 1.9 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Fino Payments Bank Limited and Ujjivan Small Finance Bank Ltd.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.