HDFCLIFE vs LICI: Stock Comparison
LIFE INSURA CORP OF INDIA is the larger company by market capitalisation. LIFE INSURA CORP OF INDIA shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
HDFCLIFE leads 0; LICI leads 9 of 9
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | HDFCLIFE | LICI |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Life Insurance | Life Insurance |
Price
| Metric | HDFCLIFE | LICI |
|---|---|---|
| Live Price | ₹565.3 | ₹394 |
| Day Change | 3.95% | -3.43% |
| Volume | 59.03 L | 1.05 Cr |
| 52-Week High | ₹788.5 | ₹936.95 |
| 52-Week Low | ₹508.05 | ₹377.1 |
| Distance from 52W High | -28.31% | -57.95% |
Valuation
| Metric | HDFCLIFE | LICI |
|---|---|---|
| Market Cap | ₹1.23 L Cr | ₹4.98 L Cr |
| P/E Ratio | 59.73x | 8.03x |
| P/B Ratio | 6.26x | 2.62x |
| EPS | ₹2.4 | ₹10.74 |
| Book Value | ₹81.7 | ₹139.83 |
| Dividend Yield | 0.37% | 2.54% |
Growth
| Metric | HDFCLIFE | LICI |
|---|---|---|
| Revenue Growth (TTM YoY) | -17.7% | 14.8% |
| EPS Growth (TTM YoY) | 4.1% | 55.5% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | HDFCLIFE | LICI |
|---|---|---|
| ROE | 10.77% | 32.74% |
| Net Margin | 1.89% | 6.56% |
| Operating Margin | 1.99% | 5.9% |
| Debt to Equity | 0.17x | 0x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | HDFCLIFE | LICI |
|---|---|---|
| Promoter Holding | 50.53%▼ 0.01 pp | 90%▼ 6.5 pp |
| FII Holding | 18.75%▼ 0.52 pp | 1.55%▲ 1.11 pp |
| DII Holding | 20.54%▲ 0.35 pp | 6.17%▲ 5.18 pp |
| Public Holding | 10.15%▲ 0.17 pp | 2.28%▲ 0.21 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HDFC LIFE INS CO and LIFE INSURA CORP OF INDIA.
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Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.