HDFCLIFE vs LICI: Stock Comparison

HDFC LIFE INS CO vs LIFE INSURA CORP OF INDIAUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

LIFE INSURA CORP OF INDIA is the larger company by market capitalisation. LIFE INSURA CORP OF INDIA shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

HDFCLIFE leads 0; LICI leads 9 of 9

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

HDFCLIFELICI

Valuation lens

What price are you paying?

Market CapContext only
₹1.2 L Cr
₹5.21 L Cr
P/E RatioLICI has the lower reading
60.41x
8.67x
P/B RatioLICI has the lower reading
6.71x
2.94x
EPSLICI has the higher reading
₹2.81
₹10.74
Book ValueContext only
₹81.7
₹139.83
Dividend YieldLICI has the higher reading
0.38%
2.43%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
LICI is the larger company
₹5.21 L Cr vs ₹1.2 L Cr
P/E Ratio
LICI has a lower P/E
8.67x vs 60.41x
P/B Ratio
LICI has a lower P/B
2.94x vs 6.71x
EPS
LICI has higher earnings per share
₹10.74 vs ₹2.81
Dividend Yield
LICI has a higher dividend yield
2.43% vs 0.38%
Revenue Growth (TTM YoY)
LICI has faster revenue growth
14.8% vs -17.7%
EPS Growth (TTM YoY)
LICI has faster EPS growth
55.5% vs 4.1%
ROE
LICI has a higher ROE
32.48% vs 10.79%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricHDFCLIFELICI
SectorFinancial ServicesFinancial Services
IndustryLife InsuranceLife Insurance

Price

MetricHDFCLIFELICI
Live Price₹550.95₹407.7
Day Change-1.09%1.93%
Volume55.99 L69.37 L
52-Week High₹796.9₹936.95
52-Week Low₹508.7₹385.9
Distance from 52W High-30.86%-56.49%

Valuation

MetricHDFCLIFELICI
Market Cap₹1.2 L Cr₹5.21 L Cr
P/E Ratio60.41x8.67x
P/B Ratio6.71x2.94x
EPS₹2.81₹10.74
Book Value₹81.7₹139.83
Dividend Yield0.38%2.43%

Growth

MetricHDFCLIFELICI
Revenue Growth (TTM YoY)-17.7%14.8%
EPS Growth (TTM YoY)4.1%55.5%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricHDFCLIFELICI
ROE10.79%32.48%
Net Margin1.89%6.56%
Operating Margin1.99%5.86%
Debt to Equity0.18x0x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricHDFCLIFELICI
Promoter Holding50.54% 0.33 pp96.5%
FII Holding19.27% 3.25 pp0.44% 0.13 pp
DII Holding20.19% 2.94 pp0.99% 0.29 pp
Public Holding9.98% 0.02 pp2.07% 0.16 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HDFC LIFE INS CO and LIFE INSURA CORP OF INDIA.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.